California Pensions

California Pensions is an independent firm of retirement plan professionals. It specializes in design, implementation, and administration.

[California Pensions @CaliforniaPens1]

Are you looking to accelerate retirement savings and reduce taxes? A Cash Balance Plan can boost retirement savings with higher, tax-deductible contributions, often increasing with age and income.

Want to see if it fits your business? https://t.co/NGQvrkTB0E

#CashBalancePlan

[California Pensions @CaliforniaPens1]

Choosing a retirement plan doesn’t have to be complicated. California Pensions offers eight retirement plan options to support your employees, strengthen retention, and meet compliance needs.

Find out which plan is best for your organization: https://t.co/sFKDaeMkn5

[California Pensions @CaliforniaPens1]

🎆 Happy Fourth of July from everyone at California Pensions!

Wishing you a day filled with freedom, fun, and fantastic fireworks. Celebrate safely and enjoy every moment with family and friends! 🎉✨

#FourthOfJuly #IndependenceDay

[California Pensions @CaliforniaPens1]

Want to supercharge your retirement savings? 🚀 Pair a cash balance plan with your 401(k) to create a "stack." This coordinated approach combines multiple contribution types, helping owners save far more while keeping your plan compliant and competitive.

[California Pensions @CaliforniaPens1]

High earners, are you maxing out your 401(k) and still want to save more? 📈 Cash balance plans offer higher contribution limits that scale with age and income, ideal for owners, executives, and late-career professionals looking to accelerate retirement savings.

[California Pensions @CaliforniaPens1]

As we take time to reflect this Memorial Day, we honor our fallen heroes and support the families who carry their legacy forward.

#memorialday #honoringourheros

[California Pensions @CaliforniaPens1]

A cash balance plan is a defined benefit retirement plan funded entirely by your business.  It's a powerful way to enhance your company's benefits package, attract top talent, and unlock meaningful tax deductions for your business.

[California Pensions @CaliforniaPens1]

A well-designed retirement plan doesn't just attract top talent, it retains them. It contributes to employee well-being, offers tax advantages, and provides peace of mind.

Find out if your retirement plan is truly meeting your employees' needs: https://t.co/NyMtDGfAOr

[California Pensions @CaliforniaPens1]

A 401(k) tops out fast for high earners. A cash balance plan allows bigger contributions and bigger tax deductions for your business.

See how it works 👉 https://t.co/ImD6A9EG1r

[California Pensions @CaliforniaPens1]

Defined benefit plans are making a strong comeback in 2026! Learn how these employer-sponsored retirement plans can help you attract and retain top talent, offer guaranteed benefits for employees, and provide significant tax advantages for your business.

[California Pensions @CaliforniaPens1]

Defined benefit plans are making a comeback! Secure your team’s future with higher contribution limits & guaranteed retirement income. Learn about new compliance rules and how California Pensions simplifies it all.

🔗 https://t.co/xMGnqy6xIK

#DefinedBenefitPlans #Retirement

[California Pensions @CaliforniaPens1]

The SECURE Act 2.0 now requires all new 401(k) and 403(b) plans to automatically enroll employees, starting at 3–10% of pay, with annual increases up to 10–15%. If you’re an employer, you need to update your plan by December 31, 2026.

Learn more: https://t.co/TNxRttg8Yu

[California Pensions @CaliforniaPens1]

New 401(k) and 403(b) plans must use automatic enrollment. Starting with 3–10% of their pay saved automatically. Each year, their savings rate goes up by 1% until it reaches 10–15%. Employers must get their plans ready by December 31, 2026.

Learn More! https://t.co/NGQvrkTB0E

[California Pensions @CaliforniaPens1]

Starting in 2026, employees earning $150,000+ must make catch-up contributions as Roth (after-tax). Employers can now offer Roth employer contributions, expanding flexibility for your team’s retirement savings strategy.

Schedule a free consultation today! https://t.co/NGQvrkTB0E

[California Pensions @CaliforniaPens1]

Big changes to retirement plans began January 2026 with the SECURE Act 2.0. Now is the perfect time to review your retirement plan, update your processes, and keep your team informed!

Discover all the details and get ahead! Visit: https://t.co/NGQvrkU8Qc

#RetirementUpdate

[California Pensions @CaliforniaPens1]

Big changes are coming to retirement savings in 2026 with the #SECUREAct2! Expanded IRA limits & new Roth rules mean new opportunities and new responsibilities. Make sure your organization is ready.

🔗 https://t.co/c52gJ1uY38

[California Pensions @CaliforniaPens1]

Did you know 43 million Americans hold student debt, with younger employees especially affected? Enhance your benefits package by incorporating student loan matching, direct repayment assistance, and targeted financial education.

Let's Get Started Today: https://t.co/NGQvrkTB0E

[California Pensions @CaliforniaPens1]

Financial stress can lead to lower productivity and higher turnover. By offering retirement plan enhancements, such as SECURE 2.0 student loan match and financial wellness programs, you reinforce your support for employee financial health.

Contact us! https://t.co/NGQvrkU8Qc

[California Pensions @CaliforniaPens1]

Student debt stopping your team’s retirement savings? The SECURE 2.0 Act lets you match student loan payments with 401(k) contributions.

Empower your employees, contact California Pensions!
https://t.co/NGQvrkTB0E

#Retirement #FinancialWellness

[California Pensions @CaliforniaPens1]

Student loan debt impacts not just individuals, but your organization's retirement plan participation. With solutions like employer student loan repayment assistance and SECURE 2.0 student loan matching, you can fulfill your fiduciary responsibility.
Plan! https://t.co/v3Lk4JLrYe