Don’t over complicate autonomous workflows with AI when they don’t need it. If your use case is well defined, think before making calls to an AI model!
PSA to all the new people getting their $HOOD Gold Card:
🟢 IF YOU WANT THE FULL 3% ONLY REDEEM TO CASH BACK 🟢
🔴 DO NOT TURN ON AUTO-REDEEM OR USE POINTS ON THE MYSTERY BOXES OR STATEMENT CREDIT. 🔴
Robinhood claims they give 3% cash back, but that's only if you redeem to cash back. If you get statement credit (which is the only option to auto-redeem your points), you are only getting 2.1% cash back.
Robinhood is doing what they can to make the card economics work in their favor. They make it easier to get you to redeem in any other way that improves the unit economics for themselves and not you. The mystery boxes are worth less than the 3% cash back on average, just like any lottery item. The statement credit only gives you 0.7 cents per point redeemed instead of 1 cent per point redeemed (see the fine print on the second screenshot).
There is a reason they put the boxes and statement credit above the cash back option in the rewards tab in the app. They are pushing as many people that way as much as possible because it's better for them, but not for you.
Skip the auto-redeem, mystery boxes and statement credit. If you want your 3% cash back, the only way to get it is manually redeeming it through the "Cash Back" option.
They are gamifying the rewards and UI to push you to choose the option that is best for them, not you. That's their prerogative and as an investor, I understand the move. But as a user I want my full cash back and so should you.
Wow, thanks #AI...
...for teaching me that the number 6 and 7 are distinct integers and are therefore not equal. Really helped me out with this one.
...just trying to get the decimal of six divided by seven...
@Topgolf@TopgolfOKC Thanks for revamping your menu to hide the beverage prices and emphasizing for us that your margins are made in food and drink! 🙂
#Capitalism#Consumerism
Sometimes the world feels like one huge information asymmetry scam fest where everyone is simply screwing over someone who knows less about something.
#business#LifeLessons
It can be easy to accidentally waste a weekend away.
Accidentally do that a few times and you’ve wasted a month worth of weekends.
Accidentally repeat that for 929 months and you’ve wasted every weekend in your entire life.
Don’t waste your weekends.
#LifeLessons