Raja Agrawal

Points & Miles Broker Luxury hotels • Premium flights I plan high-end trips using smart redemptions DM if you value discretion

[Raja Agrawal @CardVala]

🇲🇺 MAURITIUS, DONE RIGHT.

🏝️ Long Beach Mauritius
🛏️ 6 nights in a suite
🍽️ Meals included
🚘 Private airport transfers
🌴 Island tours & local experiences
Starting at USD 2,599.
The holiday is sorted. Now choose your dates. ✈️
DM for details.

[Raja Agrawal @CardVala]

Been quiet on X for a while.

Miles & points took up a lot of the conversation. That chapter has changed.

Now we’re back to doing what we know best — TRAVEL.

🇲🇺 Mauritius is one of the first destinations we’re bringing back with some seriously sharp hotel + experience combinations.

Luxury stay. Private experiences. Better value. No cookie-cutter packages.

Let’s travel again. ✈️

[Raja Agrawal @CardVala]

@justcardz People do this I seen many individuals doing this when their miles transfer ratio limits gets exceeded.

[Raja Agrawal @CardVala]

I personally know someone who has been routing excess credit card payments worth crores through bank accounts, getting the money refunded, and generating millions of Edge Reward points in the process.

Those points are then converted through Amazon Pay routes, used to purchase gold, and eventually liquidated back into cash.

When reward systems are exploited at this scale, it’s hardly surprising that banks are tightening the rules.

Unfortunately, genuine users may end up paying the price too. 😂

[Raja Agrawal @CardVala]

Amex ne ₹10,000 ke Taj vouchers sabko bheje… aur galti se do baar bhej diye. 😂
Ab dekhna hai, correction mail pehle aata hai ya recovery mail.
Sabka ek saath katega!

[Raja Agrawal @CardVala]

I personally know someone who has been routing excess credit card payments worth crores through bank accounts, getting the money refunded, and generating millions of Edge Reward points in the process.

Those points are then converted through Amazon Pay routes, used to purchase gold, and eventually liquidated back into cash.

When reward systems are exploited at this scale, it’s hardly surprising that banks are tightening the rules.

Unfortunately, genuine users may end up paying the price too. 😂

[Akash @ccg33k]

🚨 Axis Bank has added an explicit anti reward gaming rule to its Debit Card MITC today.

"The debit card should be used only for genuine personal transactions and legitimate purchases. The cardholder must not undertake any anomalous, artificial, fabricated or non-genuine transactions with the intent of generating undue financial gains, rewards or other benefits. Transactions that are undertaken solely to derive personal gains without an underlying genuine purchase or payment requirement are strictly prohibited."

They've also blocked some users Edge Rewards accounts recently. Beware if you're planning to game the system till 10th December. It might come to bite you in the back!

[Sania Rai @Saniarai932]

Delhi_mumbai expressway live accident. This is a student from class 12th. #trandingaccident 💔

[Ankur Mittal @ankurmittal]

So, it seems finally AmEx would be crediting back the points

[Raja Agrawal @CardVala]

Aham Brahmasmi. 😂

410,309 credited.
413,876 debited.

[Raja Agrawal @CardVala]

Amex ne ₹10,000 ke Taj vouchers sabko bheje… aur galti se do baar bhej diye. 😂
Ab dekhna hai, correction mail pehle aata hai ya recovery mail.
Sabka ek saath katega!

[Raja Agrawal @CardVala]

Ahmedabad ➝ Jaipur.

No boarding pass. No baggage allowance. No airport queues. Just open roads and a full tank. ❤️

[Creditkeeda @creditkeeda]

Heard that anyone sending Diwali gifts to Harshit bhai will get 10x followers, 10x business revenue and 10x growth in life.

Don't miss this golden opportunity. Send Harshit bhai a Diwali gift before it's too late!

[Subhankar @CenturionGuy1]

Hello everyone, it’s requested to lodge reports with evidence against this handle for fraudulent activities. It’s been too long this handle has been doing fraudulent activities and some greedy gullible people are falling prey to it

@ccg33k @cards_wizard @skh27 please amplify!

[MilesPointsGuru @gurumilespoints]

Be careful. Same people who scammed @kamalahamad65

Have mentioned before as well.

It’s @credadvice who scammed people in the past

[Yash Sartanpara @SartanparaYash]

Be careful

Looks like a scam

This account has been flagged earlier this year for a scam.

H/T @gurumilespoints

[Raja Agrawal @CardVala]

@cards_wizard Wo toh yaad nahi hai but haan 1st girlfriend ko first gift issi first credit card k first swipe se dia tha. 😅

[Raja Agrawal @CardVala]

@CenturionGuy1 @SingaporeAir @cards_wizard Rolex 🥹

[Raja Agrawal @CardVala]

@rhoeshan @wittysiddharth @Google Bhai isko samjha samjha kar thakk gaye hai, ye nahi sudhrega, isse na ho payega.

[Raja Agrawal @CardVala]

@SalesNRewards @bankofbaroda 😂

[Raja Agrawal @CardVala]

What era is @bankofbaroda living in? 🤦🏻‍♂️

1️⃣ Blocks my BOBCARD permanently, citing “security reasons.”
2️⃣ Asks me to call the helpline for a replacement.
3️⃣ Helpline executives tell me to email the Customer Relations Team instead.

A simple card replacement has turned into a bureaucratic treasure hunt. Woah! 🤡

[Raja Agrawal @CardVala]

@SwipesAndSmiles $1500

[Raja Agrawal @CardVala]

NIHI SUMBA | BOOKING SECURED 🌴🥂

Opted to secure this one through my own IATA rather than taking the conventional $250 American advisor route. 😉

✔️ Fully confirmed reservation
✔️ Next-category upgrade secured at the time of booking
✔️ Complimentary all meals & non-alcoholic beverages
✔️ Complimentary laundry
✔️ Activities, excursions & tours included
✔️ Spa inclusions
✔️ Round-trip airport transfers

Funny how sometimes, the real luxury is knowing how to book luxury. 😉

At this level, it's not just about securing a room. It's about unlocking the entire experience without paying someone $250 to tell you how.

Access matters. Expertise matters. And knowing your way around the industry? Priceless. 🥂

[Suraj Kumar Talreja @suritalreja]

I don't understand, why does FORA charge Subscription fee?