@HDFCLIFE
In 2023, I approached one of your representatives regarding an educational loan for my MSc studies. At that time, I was unaware that HDFC Bank and HDFC Life operated as separate entities.
Your representative explicitly told me that I would only be eligible for the loan if I purchased an HDFC Life insurance policy. I informed him that I already had insurance coverage through LIC, ACKO, and Axis Life Insurance. Despite this, he refused to consider those policies and insisted that I purchase insurance exclusively from HDFC Life.
Policy name(HDFC Life Sanchay Par Advantage)
He further assured me that after one year, I could cancel the policy and receive a full refund of the amount paid. Trusting his assurances, I paid ₹1,04,000 towards the insurance policy and an additional ₹18,000 for rider activation as my first premium payment.
Meanwhile, he continuously delayed the loan process. During this period, I had already secured admission to the University of East London. Due to the delays and the failure to process the promised loan, I missed the deadline to pay my university fees and was forced to defer my admission from the September intake to the January intake.
When I later visited a nearby HDFC Life office for clarification, I was informed that educational loans are not handled there and that I should contact HDFC Bank. I then visited the HDFC Bank branch where I maintain my salary account. The branch manager clearly stated that purchasing insurance
is completely optional and has absolutely no bearing on loan eligibility.
The manager further explained that the representative who pressured me into purchasing the policy had misled me for his own benefit. Had I been given accurate information from the beginning, I would never have purchased the policy under the belief that it was mandatory for obtaining an educational loan.
I request HDFC Life to thoroughly investigate this matter, review the conduct of the representative involved, and provide a fair resolution for the financial loss and academic setback I suffered as a result of this misleading and unethical sales practice.
16 days to go for #Balayya Bday
Let’s fill TL with #Balayya movie scenes 🔥
Any day #Nandamuri dialogues >>>>
డైలాగ్స్ అంటే ఇంటెన్సిటీతో చెప్పాలి. పెన్సిల్ మీసాలు పెట్టుకుని, విరోచనాలు వచ్చే ముందు లాగా మొఖం పెట్టి చెప్పడం కాదు.
Whole movie 💥 #Simha
#NandamuriBalaKrishna #NBK
@harish2you ayyaaa nuvvu Ghani gadini kuda encourage chestunnav ante Chinna katha kadu gaa!!!
Fan war lu chesuko inka vaditho kurchoni…thuuuu me batuku… 💦
Eee 🪵 gadiki maa #JrNTR anna fandom ki em sambandam ledu. TARAK anna credibility ilanti latkor gadi valle debba tintundi.!!!!
Muddi kinda bochudu caselu,ammailatho sextings,etc….,,, ila inni pettukoni vunna Vadiki Ela support chestunnaru raaa 💦
Eee matter lo TARAK anna ni lagakandi 🙏