Nikhil Chandhok

CPTO #USDC, fmr Prod Head AR@Meta, Founder, Employee #55 and Prod lead Music/Live/Gaming/Subs @YouTube, ex-@Goog

[Nikhil Chandhok @chandhok]

Watch this space!

[Ficus Kirkpatrick @ficus]

Claude makes you feel like a wizard. Quiver lets your friends see you as one.

[Nikhil Chandhok @chandhok]

Very excited for this launch from @matrixdock !

[Matrixdock @matrixdock]

With $XAUM live on @arc, tokenized gold is becoming part of the economic OS for the internet.

@Eva_Matrixdock of Matrixdock and @chandhok of @circle on what comes next.

[Nikhil Chandhok @chandhok]

Arc Portal is live.

Getting started on a new chain should not feel fragmented.

Arc Portal gives users one place to:
→ Fund a wallet
→ Send and swap assets
→ Access Earn opportunities
→ Fund and monitor an agent wallet
→ Discover apps live on Arc
This is Arc’s front door. And it’s open.
https://t.co/8Xc4liIYCh

[Nikhil Chandhok @chandhok]

Great explainer on private stablecoin transactions from @0xrachelita

[Rachel Mayer @0xrachelita]

how a private stablecoin transfer should feel:

open your wallet. toggle private on and hit send. no one else can see it.

how it actually works on @arc :

configurable privacy at the protocol layer, encrypted state in hardware enclaves, master key threshold-split across validators, post-quantum from day one.

what each piece actually does ↓

[Nikhil Chandhok @chandhok]

Strong start. Our infrastructure held up!

[Jeremy Allaire @jerallaire]

$3.5B in USDC tx volume on day 1

[Nikhil Chandhok @chandhok]

Truth! @arc

[Bankless @Bankless]

Can @circle see inside private transactions on @arc?

@chandhok, Circle’s Chief Product & Technology Officer:

“Validators are not gonna be able to look at your transactions.”

“Nobody’s able to look inside those.”

“Even Circle cannot look inside those transactions.”

“When I say privacy, it’s true privacy.”

“Privacy is just the beginning.”

[Nikhil Chandhok @chandhok]

Had a great time talking to David about @arc .

[Bankless @Bankless]

NEW EPISODE - @arc Mainnet Is Live

But @circle's bet goes far beyond another L1.

Circle's @chandhok joins us to unpack the bigger vision: AI agents with wallets and credit, tokenized stocks, global FX, privacy, subsecond settlement, and an “economic OS” built for money moving onchain.

A look inside what Circle is building with Arc, and what could actually make it different.

CHAPTERS
---

0:00 Arc Mainnet Is Live
2:57 The “Economic OS” Vision
5:29 Validators, Privacy and Post-Quantum Security
8:27 How Private Is Arc?
12:24 Immutability and the Lazarus Test
16:14 What Gets Built on Arc First?
19:19 AI Agents Become Economic Actors
26:45 Agentic Commerce Gets Real
33:17 Reputation, Nano-Payments and Agent Credit
36:37 Tokenized Stocks and 24/7 Markets
39:59 Solving the On-Ramp and FX Problem
47:39 What Happens After Launch Day?
49:16 Closing Thoughts

[Nikhil Chandhok @chandhok]

Good dog.

[Rachel Mayer @0xrachelita]

the duke of @arc has entered the chat

I hear it's @jerallaire dog

[Nikhil Chandhok @chandhok]

If the financial system were designed today, it would not run on batch settlement and banking hours.

It would work like the internet: open, programmable, instant, and global.

That is Arc.

Arc Mainnet is live today.

Read more here https://t.co/JSzN8SE6KC

[Jeremy Allaire @jerallaire]

Over 1% of CRCL is held as tokenized stock, over $280M, more than any other publicly traded company in the world.

What year the flippening?

[Nikhil Chandhok @chandhok]

@dieworkwear you are a national treasure.

[Nikhil Chandhok @chandhok]

We are getting ready for whats coming!

[Arc @arc]

Quantum computing introduces long-term risk for digital infrastructure, from wallet signatures to validator integrity and more.

Circle’s post-quantum whitepaper explores Arc’s phased approach to resilience across:

→ USDC
→ Smart contracts
→ Validators
→ Infrastructure systems

Planning for long-term security and institutional adoption.

https://t.co/Kt8d1aPIKz

[Nikhil Chandhok @chandhok]

HIP-4 introduces outcome-based markets to @HyperliquidX — new primitives for onchain trading.

Circle is becoming the technical deployer of USDC as an Aligned Quote Asset (AQA).
What matters is how liquidity, capital, and settlement coordinate across these systems — with native crosschain infrastructure enabling how capital moves.

From trading to nanopayments, this is programmable money moving into more complex market structures.

[Circle @circle]

USDC is becoming a core part of @HyperliquidX’s evolving market structure.

USDC will become an Aligned Quote Asset on Hyperliquid and continue as the primary collateral asset across HIP-1, HIP-2, HIP-3, and now HIP-4 markets.

As Hyperliquid expands into new onchain markets, USDC enables:
→ Deep liquidity across trading pairs
→ Greater capital efficiency ecosystem-wide
→ Seamless crosschain access to digital dollars

Circle is also making a significant financial investment in the ecosystem through HYPE staking.

Hyperliquid.

https://t.co/bxFRXgYJLm

[Nikhil Chandhok @chandhok]

Today, we introduced Circle Agent Stack, primitives for wallets, service discovery, and execution, built on USDC for high-frequency, programmatic transactions.

It enables agents to hold value, discover services, and transact under defined policies across chains and protocols.

This is how we’re building toward the agentic economy.

Learn more: https://t.co/hIAwzh2Grk

[Nikhil Chandhok @chandhok]

Circle Gateway's Nanopayments is now live — gas-free USDC payments as small as $0.000001, 11 blockchains, built for agentic workloads. Fast verification, async batching, no custom rails needed.

Learn more: https://t.co/YAWX0oLGv7

[Nikhil Chandhok @chandhok]

Very well written!

[a16z crypto @a16zcrypto]

https://t.co/hkPJtHUpnU

[Nikhil Chandhok @chandhok]

We are moving from an internet of user interfaces to an internet of agents. But for the agentic economy to scale, we need more than just LLMs. We need a programmable Economic OS that works across any standard whether it is x402, MPP, or AP2.

I joined @cuysheffield and @bamazizimesh on @TokenizedPod to discuss how @Circle is building the rails for USDC nanopayments and this next era of autonomous agentic coordination.

Read my recap: https://t.co/omLzwjqa1Q

[Nikhil Chandhok @chandhok]

CCTP just crossed $110B in cumulative USDC transfer volume. CCTP proved the model for USDC.

Now we're scaling it to every asset class. RWAs, tokenized funds, new stablecoins — they all need secure interop and multichain distribution to build real network effects.

Instant settlement. Broader asset support. Seamless crosschain execution.

[Circle @circle]

The internet scaled because it gave the world a standard stack for moving information across networks.

Now the same shift is happening for value.

We live in a multichain world, but settlement speed still varies across chains, more assets need interoperable infrastructure, and crosschain execution is still too complex.

Circle’s interoperability roadmap is focused on:
→ Faster, more predictable settlement
→ Expanding beyond USDC to new assets
→ Simpler, programmable crosschain workflows

That shift is already underway.

Trading platforms like @HyperliquidX are using Circle interop to make crosschain account funding seamless.

Asset issuers have CCTP as an institutional-grade option to scale distribution and utility across ecosystems.

And batched instant settlement crosschain powered by Gateway is opening up new forms of economic activity, including agent-driven nanopayments.

This is how value moves at internet scale.

Read more: https://t.co/SoByh03w9W

[Nikhil Chandhok @chandhok]

Building the internet financial system means making onchain development as seamless as any modern software stack.

Today we launched App Kits: unified SDKs to help teams ship production-ready stablecoin apps faster.

We’re reducing the friction of fragmented infrastructure, helping devs integrate core onchain flows in under 10 lines of code:

→ Bridge: USDC movement via CCTP
→ Swap: Seamless token exchange
→ Monetize: Built-in revenue configurations

[Arc @arc]

App Kits is now available.

App Kits is a suite of SDKs for core onchain flows like bridging, swapping, and token transfers.

→ Bridge: crosschain @USDC transfers
→ Swap: token swaps without managing third-party integrations or liquidity integrations
→ Send: token transfers between wallets on the same chain

App Kits also includes built-in monetization, so developers can configure revenue sharing directly in transaction flows without deploying custom contracts.

https://t.co/0YlAEVEqRD

[Nikhil Chandhok @chandhok]

Stablecoins are the cornerstone of the global money movement. We realize that our customers face many barriers to stablecoin adoptions. Today, I’m introducing Circle Managed Services: A new category of solutions designed to give our partners the benefits of stablecoin infrastructure without the burden of building or operating it.

Our first offering is CPN Managed Payments: a turnkey way to access global, stablecoin-powered settlement while remaining entirely fiat-native.

For many companies, the opportunity around stablecoins is clear.The challenge has been how to integrate them without rebuilding internal systems.
CPN Managed Payments is designed to close that gap.
Read my blog here: https://t.co/vPHpUeeIvf

[Circle @circle]

Announcing Circle Managed Services.

At Circle, we are building the internet financial system.

To accelerate that vision, we’re introducing Circle Managed Services to remove the technical and operational barriers that have slowed stablecoin adoption.

As part of that launch, we’re introducing CPN Managed Payments:
→ Stay fully fiat-native
→ Avoid custody, blockchain integration, and new licensing overhead
→ Access global USDC settlement through a single API

Circle manages the digital asset rails so digital dollars can move from pilot to production.

https://t.co/HX3hd61irx