The_Chillandian

A Chilled Life, with an endless need to learn. That's how I roll!!!

[Coin Bureau @coinbureau]

🚨SHOCKING: All major OpenAI executives QUIT, leaving Sam Altman to steer the company, as revenue tops $40 BILLION.

OpenAI’s Chief Revenue Officer just quit after only 8 months, while its COO also departed yesterday even as revenue surges ahead of a potential IPO.

The company’s head of ethics, head of safety systems, and former head of mission alignment have ALL exited in recent weeks. At this point, there may be no major executive left to quit besides Sam Altman.

[Learning Crypto @learningcrypto]

The Clarity Act is stalled because banks are terrified you'll earn more than 0.5% on your money.

They want to BAN stablecoin yields while they pocket the spread themselves.

This was never about consumer protection. This was about protecting their deposit monopoly.

Same banks that blew up in 2008. Same playbook.

[The_Chillandian @Chillandia]

@CryptosR_Us They shouldn't be able to do any trading at all. Whether it be crypto, stocks, futures, options. They know the outcome before it happens. Because they see the data before it gets released. So, stop one, stop them all.!

[CryptosRus @CryptosR_Us]

WHITE HOUSE TO MEET BANKS & CRYPTO NEXT WEEK 🇺🇸

The White House is convening top banking and crypto executives next week to break the logjam on U.S. digital asset legislation.

Focus of the talks: how the stalled Clarity Act should treat interest and rewards on dollar-pegged stablecoins -- the main sticking point holding up progress.

Crypto firms argue rewards are essential to compete.
Banks warn stablecoin yield could drain deposits.
A compromise here could be the knock-on catalyst for real regulatory clarity in the U.S.

This isn’t just optics -- it’s the next step toward a market structure framework markets have been waiting. 👀

[Sam Price @CryptoLifer33]

Arsenic in your Halloween candy, they never cared about you.

[CryptosRus @CryptosR_Us]

BIG BANKS NOW SEE CRYPTO AS AN EXISTENTIAL THREAT

According to Coinbase CEO Brian Armstrong, big banks no longer view crypto as a curiosity or niche -- they see it as a threat to their core business.

Armstrong says:
💥 Banks aren’t just cautious -- they’re actively pushing back
🏦 They see stablecoins, DeFi rails, and digital assets as competition, not complements
🇺🇸 This is why the regulatory fight matters -- it’s not just policy, it’s market share

This is a shift from “ignore crypto” -> “actively defend against it.”

If the incumbents are scared, that tells you something about where they think value is moving.

[Bitcoin Magazine @BitcoinMagazine]

JUST IN: Nasdaq files to remove trading restrictions on #Bitcoin and crypto ETFs

Wall Street is embracing Bitcoin 🚀

[Coin Bureau @coinbureau]

⚡️JUST IN : 🇧🇪 $375BILLION Belgian bank KBC will allow all customers to buy Bitcoin starting next month.

[Coin Bureau @coinbureau]

🚨IRAN’S UNREST SPARKS $7.8BILLION CRYPTO SURGE

Crypto activity surges to $7.8B in Iran as the country grapples with chronic economic instability, inflation and internet shutdowns.

State-linked actors accounted for a large share of crypto inflows, amid sanction pressure.

[CryptosRus @CryptosR_Us]

🚨 BREAKING: SENATE BANKING COMMITTEE CANCELS CRYPTO MARKET STRUCTURE MARKUP 🚨

The US Senate Committee on Banking, Housing, and Urban Affairs has canceled the scheduled markup of the long-anticipated crypto market structure bill this week.

This comes amid major pushback from industry players like Coinbase, which publicly withdrew support, saying the current draft would be worse than the status quo.

The bill -- rooted in the Clarity Act framework meant to define crypto market rules and regulatory authority -- is now in limbo, forcing a reset on amendments and timing.

This isn’t a delay anymore -- it’s a leadership moment in how U.S. crypto regulation actually gets built.

More as it develops.

[Bitcoin Archive @BitcoinArchive]

JUST IN: 🇰🇷 South Koreans are withdrawing from banks to buy Bitcoin, gold, and stocks. - Seoul Kyungjae

- Savers are withdrawing $2.7 billion per day from savings accounts
- Banks have seen deposits fall by over $18.6 billion in 2026

Fiat currencies melting in 2026 🧊

[Elon Musk @elonmusk]

Bravo! 🇵🇱

[CryptosRus @CryptosR_Us]

🚨🇺🇸JUST IN: COINBASE WITHDRAWS SUPPORT FOR CRYPTO MARKET STRUCTURE BILL

After reviewing the latest Senate Banking Committee's draft on digital asset market structure, CEO Brian Armstrong says Coinbase is officially withdrawing its support for the bill in its current form.

He cites several critical issues that make this version a step backward for crypto innovation and user rights.

Key reasons he outlined include:
❌ A de facto ban on tokenized equities, which could severely limit the tokenization of real-world assets.
❌ DeFi prohibitions that grant the government unlimited access to financial records, eroding privacy protections for users.
❌ Erosion of the CFTC's authority, making it subservient to the SEC and stifling overall innovation in the space.
❌ Draft amendments that would eliminate rewards on stablecoins, essentially allowing banks to squash competition.

Armstrong emphasized appreciation for the bipartisan efforts but stressed that this draft is "worse than the current status quo."

"Crypto needs to be treated on a level playing field with the rest of financial services so we can build this industry in a safe and trusted way in America."

[PaulBarron @paulbarron]

🇺🇸UPDATE 1: Senate Banking Committee Chairman @SenatorTimScott has released the bipartisan Crypto market structure bill text after months of negotiations.

🎯LOSS - Passive Yield for Stablecoin = GONE
The Act defines "Custodial and Ancillary Staking Services" as a recognized activity. It distinguishes these services as "administrative or ministerial in nature," allowing registered intermediaries to facilitate staking for customers.

The act requires that customer assets be segregated and not commingled with the platform's own funds, although they may be pooled with other customer funds for convenience (e.g., in an omnibus account).

✅STATUS QUO - AML / KYC - Strict for Intermediaries. Exchanges and brokers must comply with the Bank Secrecy Act, perform KYC, and monitor for illicit finance.

🔥WIN - Self Custody
Right to Self-Custody: Section 105(c) explicitly states that a "United States individual shall retain the right to maintain a hardware wallet or software wallet" for the purpose of facilitating their own lawful custody of digital assets.

Protection of Peer-to-Peer Transactions: The same section guarantees the right to engage in "direct, peer-to-peer transactions" with other individuals using self-custody wallets, without reliance on financial intermediaries.

Protection for Wallet Developers: Section 109 prohibits classifying non-controlling blockchain developers or providers of "hardware or software to facilitate a customer's own custody" as money transmitters. This protects wallet creators (e.g., @Ledger , @Tangem , @MetaMask developers) from being regulated as financial institutions solely for writing code.

🔥WIN - DEFI
The Act seeks to protect decentralized crypto by creating specific exclusions that prevent DeFi protocols and developers from being regulated as centralized exchanges or brokers.

DeFi Exclusions from SEC Regulation: Section 309 explicitly states that a person shall not be subject to the Securities Exchange Act solely for activities like:
Developing or publishing DeFi trading protocols.
Providing user interfaces (front-ends) for blockchain systems. Validating transactions or operating nodes.
The
impact on a consumer using DeFi products and protocols is generally protective, explicitly shielding individual users and software developers from the strict regulations applied to centralized exchanges (like Coinbase).

For consumers, the Act establishes a legal "safe harbor" to continue using DeFi without forced intermediaries, though it does not provide immunity for illicit financial activities.

🎯Likelihood of Passing
Current Status (Jan 13, 2026): Medium-High (60-70%)

👀The bill has a strong chance of becoming law in early 2026, but it will likely require either stripping out or softening the strict "Anti-CBDC" ban, or adding concessions to banks regarding stablecoin reserves, to clear the Senate filibuster threshold.

Full PDF: https://t.co/blPpfzPYKS

[Coin Bureau @coinbureau]

🚨BREAKING: APPLE TAPS GOOGLE’S GEMINI TO POWER NEXT-GEN APPLE INTELLIGENCE

Apple’s next-generation Foundation Models will leverage Google’s Gemini AI to support upcoming Apple Intelligence features, including a more personalized Siri.

[Coin Bureau @coinbureau]

📌 TRUMP SETS JAN 20 DEADLINE ON CREDIT CARD RATES

Trump says credit card issuers must keep rates at 10% by Jan. 20 or face legal consequences.

[PaulBarron @paulbarron]

🇺🇸 MASSIVE: White House just confirmed President Trump wants to REMOVE TAX on Bitcoin and crypto transactions. $BTC $ETH $XRP $SOL

🔥 If this moves from rhetoric to law, here’s what it means:

Everyday $BTC/crypto payments become frictionless (no more tracking tiny taxable events on every swipe

Capital flows chase the friendliest jurisdiction → U.S. competes with Dubai, Singapore, Hong Kong as the crypto capital

🎯 On-ramps, wallets, payment apps, and stablecoin rails go parabolic as using crypto for commerce finally makes economic sense!

[Mintern @MinswapIntern]

BREAKING NEWS

GOOGLE CLOUD GOES LIVE ON CARDANO😱😱😱

@Google Cloud has officially launched a Cardano node on testnet, a key requirement for operating a Midnight validator marking a major milestone for both $ADA and $NIGHT.

[CryptosRus @CryptosR_Us]

THIS WEEK DECIDES THE TONE FOR RISK

📊 Monday:
Markets react to Trump calling for a 10% cap on credit card rates -- a direct shot at banks, consumer credit, and margins.

📊 Tuesday:
December CPI inflation -- still the single most important input for rate expectations. Also October New Home Sales, which feeds straight into the growth and housing narrative.

📊 Wednesday:
November PPI inflation, showing where pipeline price pressure is heading.

⚖️ Plus a U.S. Supreme Court tariff ruling, which was a major volatility driver last year across equities, bonds, and crypto.

This is the kind of week where sentiment flips quickly. Inflation, policy, and liquidity all collide.

Expect movement -- not chop.