startup stage.
The key policy question is not whether Zambia can afford to support young entrepreneurs, but whether we can afford not to, particularly when youth unemployment and NEET levels remain a significant national challenge.
Overview of the National Youth Development Strategy’ convened by the Ministry of Youth, Sport and Arts.
My proposal was simple: Create an enabling tax framework that encourages youth entrepreneurship through targeted tax breaks, incentives, or relief measures…
My view is that youth-focused tax incentives should be designed as targeted, time-bound investments rather than permanent tax exemptions. The objective is not to reduce government revenue indefinitely, but to increase the number of sustainable businesses that survive beyond the
survival rates, encourage formalization, and ultimately expand the tax base.
In the long run, a thriving youth enterprise sector can generate more revenue through job creation, PAYE, VAT, corporate taxes, and broader economic activity than it costs in foregone taxes during the
startup phase
Many youth-led enterprises fail before they can become significant taxpayers, employers, or contributors to economic growth. A carefully structured incentive, perhaps for the first 2–3 years of operation or up to a certain turnover threshold, could improve business
***The Empty Pantry***
The family welcomed the New Year with celebration, but by the 5th, the pantry was empty.
"Celebration without planning creates quiet struggle."
Financial wisdom prioritizes needs over appearances.
***The Resolution Without a Plan***
Peter promised himself that this year he would save. But he set no amount and no system.
"Good intentions don't build wealth, systems do."
What gets planned gets funded.
Financial Discipline may sometimes look like this:
“You, my friend do not have responsibilities like I do and I cannot spend money, the way you do.”
Stop spending tomorrow’s prosperity today.
Financial Discipline may sometimes look like this:
I earn K10,000 so I can only spend equal to or less than K10,000 in a month and being able to say, “I do not have extra money to help right now,” when that amount exceeds.
You cannot help everyone, every time.
When choosing a life partner:
These 4 F’s are the foundation to build upon: Faith, Family, Fitness and Finances.
Can two walk together, unless they are agreed? Amos 3:3.
We must relentlessly chase perfection, knowing full well we will not catch it, because perfection is not attainable.
However, we need to relentlessly chase perfection because, in the process, we will catch excellence.
Today You Can:
Genuinely Live A Fulfilling Life.
Meet The Love of Your Life.
Make A Life Changing Decision.
Make The Most Money Ever.
Never underestimate the Power of Now.