Aven Korr

My anonymous whiteboard for my thoughts/ideas around Business, Finance & Investing.

[Aven Korr @ClothTalkOnly]

@selfmaxxer 📌

[Victoria @Vicky]

Half of charisma is simply refusing to behave like you’re inconveniencing anyone.

[ₕₐₘₚₜₒₙ @hamptonism]

Delusional optimism is the only way to succeed.

[Aven Korr @ClothTalkOnly]

@fastrlife Facts; And the thing is you still have to show up in real life. Imagine "putting in all of that work" just to be a swole catfish

Gotta optimize for real life polarity aka real leanness and proportion.

[Aven Korr @ClothTalkOnly]

I'm Grokmatized. There's so much good information out there. I have to continue the deep dive and build as I learn.

[Aven Korr @ClothTalkOnly]

@KanikaBK Noted for later 📌

[Sushil @sushilwtf]

https://t.co/jUUWArsY6G

[Aven Korr @ClothTalkOnly]

@PrajwalTomar_ Lord have mercy

[Aven Korr @ClothTalkOnly]

I've been investing into AI, now it's time that I (fully) create with it.

[Aven Korr @ClothTalkOnly]

Just downloaded @bot

[Aven Korr @ClothTalkOnly]

@EcceArdens QTNA

[Aven Korr @ClothTalkOnly]

@FidelCacheFlow Deep af

[Aven Korr @ClothTalkOnly]

@JackPrescottX 😭🤣😭

[Aven Korr @ClothTalkOnly]

@DemonFramed 🧠

[Aven Korr @ClothTalkOnly]

@Protectedbyaura @JozuJoestarr 😭😭

[Aven Korr @ClothTalkOnly]

It's a silent arms race going on right now for LeBron James rookie cards.

[Aven Korr @ClothTalkOnly]

@Clonerist His wife despises him

[Aven Korr @ClothTalkOnly]

@Agent_Stickman @HarrisonHSmith 📌

[hunter @hxxntrr]

"you can't negotiate with the IRS"

no mf

they approved 42% of the offers they got last year and the form costs $205

it's called an Offer in Compromise. Form 656. you tell the IRS what you can actually pay, they check your math, and if the number is real they take it and zero out the rest. permanently.

the reason they do this isn't kindness. collection costs them money. agents cost money. liens cost money. they'd rather have $6,000 today than spend a decade chasing $100,000 from somebody who will never have it.

they even published the formula they use:

RCP = (monthly disposable income x 12) + equity in your assets

disposable income isn't what you think you have left over. it's your gross income minus the IRS allowable expense tables for your county. their numbers, not yours. if you make $4,200 and their table says your allowable expenses are $3,900, your disposable income is $300.

$300 x 12 = $3,600. add $2,100 in a bank account. your offer is $5,700 on $100,000 owed.

while your offer is pending, all collection stops. no levies, no garnishment, no new liens. that's IRC 6331(k)(1).

and if the IRS fails to make a determination within 24 months, your offer is automatically accepted. IRC 7122(f). they wrote an auto-approve clause into their own law.

"my accountant said i just have to pay it"

your accountant files returns. this is a negotiation. those are different jobs and most preparers have never submitted one of these in their life.

a woman owed $213,000 across four years. we calculated her at $8,400. accepted nine months later. she paid 3.9 cents on the dollar.

the scariest creditor in america built a discount window and hid the sign lol

(we fix credit and stack capital. owe back taxes? handle that first. link in bio)

[Aven Korr @ClothTalkOnly]

@benkellyone Interesting