Clover

Automated investing for everyone. Because everyone is saving for something. 🍀 No locked-in contracts. No exit fees. No hassles.

[Clover @Clover_au]

"Financial markets are remarkably generous to those who can control both their short-term emotions and long-term expenses, and merciless to those who try too hard, act too often and trade too much."

Our FY20 #Investment Year in Review.

https://t.co/4gbPrbIqYU

[Clover @Clover_au]

Keith Pitty: code whisperer! Well done Keith!

[Clover @Clover_au]

BIG NEWS!

Clover is thrilled to announce that we have been acquired by SuperEd, a #roboadvisor that helps Australians prepare for #retirement.

The deal will enable us to build on our ethos of cost-effective #financialadvice for the many, not the few.

https://t.co/lHUU65ZB0z

[Clover @Clover_au]

All our valued clients should by now have our #Budget2020 analysis in their email inboxes.

But on the off-chance that Twitter is more your thing, here you go.

https://t.co/tohH6nBzl0

[Clover @Clover_au]

We did try to warn clients in late 2017 about the rising risks of investing in #cryptocurrency.

It didn't make much sense to us at the time. A year later, it didn't make much sense to anyone else either.

#investments #financialeducation

https://t.co/qE1SZ9B3ao

[Clover @Clover_au]

2018 was unique for a #cryptocurrency mania that imploded spectacularly.

Now IT maverick John McAfee has been charged with promoting ICOs while misleading investors that he was being secretly paid to do so.

Beware celebrities bearing tips. 🎁📉

https://t.co/JenBh8LISc

[Clover @Clover_au]

Co-founder & resident finance/policy nerd @HarryChemay is ready to roll for #Budget2020 tonight.

He'll be cranking out his annual Budget analysis overnight.

Expect it to drop tomorrow morning! 📨

In the meantime, here's last year's piece. 🤓

https://t.co/zYhjpvbexp

[Clover @Clover_au]

We've had an uptick in clients expressing nervousness over President Trump's #COVID19 diagnosis & what this might mean for markets.

Just re-upping this from 2016, coz you know... market vol is a feature, not a bug, of #investing. 🍀

https://t.co/yG57YvNp1y

[Clover @Clover_au]

Thanks @ritholtz! 👍

We're fans of your work, and that of the whole @RitholtzWealth team:

@ReformedBroker @michaelbatnick @awealthofcs @BlairHduQuesnay @ATeachMoment @abnormalreturns @dollarsanddata

#WealthManagement champs, every single one!

[Barry Ritholtz @Ritholtz]

@julian_plummer @Clover_au Here is last year's version:

https://t.co/HWyli8eyuH

[Clover @Clover_au]

The 10 Most Useless Phrases in Financial Markets.

Every one a vacuous gem. 🤣

https://t.co/Ey1KqV2mb4

[Morgan Housel @morganhousel]

Obvious Things That Are Easy To Ignore

https://t.co/HoXvCa88G7

[Scott Galloway @profgalloway]

Oracle acquiring TikTok ... it makes more sense if I were to swing w/ Ted Cruz.

#ProfGShow #WinnersandLosers #YouTube

[Robin Powell @RobinJPowell]

John #Bogle — “I do not believe that (financial advisers) can identify, in advance, the top-performing managers — no one can — and I would avoid those who claim they can do so” #Investing #ActiveManagement https://t.co/BQUjKyRYeH

[Nick Maggiulli @dollarsanddata]

I wrote a post today about how the lack of wealth is what keeps people in poverty and I am getting lots of "Well, what about lottery winners??" responses.

Winning the lottery makes most people go nuts regardless of their financial status. Read this:

https://t.co/rqow5PgjPd

[Clover @Clover_au]

If it's got this much 🍀 in it, we're re-tweeting!

[Irish Corner🇮🇪 @IrishCorner10]

☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️@Sammmy_Be is in the famous Green Jersey @LeTour ☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️@deceuninck_qst ☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️☘️🍀☘️☘️☘️☘️☘️☘️☘️🇮🇪

[Clover @Clover_au]

Good #investing doesn't have to be complicated.

More often than not, complexity detracts.

Good piece here on keeping things simple by @RobinJPowell, featuring @helaineolen.

https://t.co/m1mlM9UQRV

[Robin Powell @RobinJPowell]

If you thought the Royal Commission would shame Australia's big financial institutions into finally getting their act together, think again @danziffer @HarryChemay #Transparency https://t.co/dUDHaFGXYi

[Clover @Clover_au]

Our Year-end Tax Summaries started deploying over the weekend.

We pushed hard this year, knowing many need to lodge their Tax Return asap.

You'll get an email but if you can't wait, jump into your document vault, it may already be there waiting for you.

The Clover Team 🍀

[Robin Powell @RobinJPowell]

"Building wealth slowly over time is a reasonable objective. Trying to get rich quick is the opposite" — @michaelbatnick on why more and more young people are trying their hand at #Trading #Stocks https://t.co/hggaAm5oDM

[Clover @Clover_au]

Another day another sales pitch from an active fund manager.

This one? International equities with a 7%+ p.a. distribution target.

"Proven ability", "rigorous investment methodology", "multiple sources of return".

Look under the hood; derivatives-driven, 1.2% p.a.

Pass. 🤢