Cobalt Intelligence

Providing business data for US Secretary of State registered businesses.

[Cobalt Intelligence @CobaltIntell]

America's Car-Mart Warns of Substantial Doubt After Its $300M Silver Point Rescue Sours

https://t.co/lJIqG86Nif

[Cobalt Intelligence @CobaltIntell]

50-State Verification: Real-Time SOS Data for Every State

Schedule FREE Demo call today!
https://t.co/39lLS2XZS2

#BusinessVerification #SecretaryOfState #EntityVerification #Underwriting #FraudPrevention #CobaltIntelligence #Secretaryofstateapi #alternative #finance #Lending

[Cobalt Intelligence @CobaltIntell]

Your Underwriting Is Missing These Four States #FraudAlert #Lending

Schedule a FREE demo call
https://t.co/39lLS2XZS2

#BusinessVerification #AlternativeLending #Massachusetts #Commonwealth #SecretaryOfState #EntityVerification #Underwriting #FraudPrevention #Secretaryofstateapi

[Cobalt Intelligence @CobaltIntell]

20 State AGs Ask Regulators to Reject Enova's $369M and OppFi's $130M Bank Deals
https://t.co/jW8oIUvBcB

[Cobalt Intelligence @CobaltIntell]

Judgment Lien Search: Court Records Before Funding

Related read: https://t.co/2fp2Dv0MV7

Schedule a demo: https://t.co/QpCUmyyfRd

#CourtRecords #CommercialLending #RiskManagement #Secretaryofstateapi #alternativefinance #alternativelending #BusinessVerificationAPI

[Cobalt Intelligence @CobaltIntell]

Pre-Funding UCC Search: Do Not Trust Clean Collateral

Related read:https://t.co/cobnWJqjNY

Schedule a demo:https://t.co/QpCUmyyNGL

#CobaltIntelligence #UCCFilings #CommercialLending #Secretaryofstateapi #alternativefinance #BusinessVerificationAPI #AutomatedUnderwritingsystem

[Cobalt Intelligence @CobaltIntell]

Forward Financing Raises $525 Million as Insurers and Private Credit Buy Into MCA Paper
https://t.co/0NfXF0m44b

[Cobalt Intelligence @CobaltIntell]

How Cobalt's Secretary of State API provides real-time data and improved team collaboration

Dozens of emails. Conflicting spreadsheets. Heated debates on borrower risk.

Transform your lending organization into a well-oiled, data-driven machine
https://t.co/6JEYe0QVTl

[Cobalt Intelligence @CobaltIntell]

Plain Green Tells a Judge Its 8% Rate Cap Ends Minnesota's Suit Over 697% Loans

Minnesota sued the tribal lender's two top officers personally and wants thousands of loans declared void.
https://t.co/vnaShxk0eE

[Cobalt Intelligence @CobaltIntell]

Connecting Your CRM to Secretary of State Data

Worried API integration is too complex for your lending system?

Non-Technical Lenders Love Our Integration Process!

Schedule a Demo Call Today!
https://t.co/39lLS2XZS2

[Cobalt Intelligence @CobaltIntell]

What Are the Critical Data Points for True Ownership Verification?

Your underwriting system just declined a borrower for being 'too new.

Real-time accuracy. Audit-proof records. Stop losing money to bad data.

Schedule Free Demo today!
https://t.co/39lLS2YxHA

[Cobalt Intelligence @CobaltIntell]

OCC, FDIC and NCUA Tell Lenders to Treat Unauthorized Workers as Elevated Credit Risk
https://t.co/ijPHqU1td3

[Cobalt Intelligence @CobaltIntell]

Auto Lenders Hand Underwriting and Collections to AI Agents the New Model-Risk Rules Leave Out

One auto lender reports agentic AI cut its approval cycle 88 percent.
https://t.co/YIUmZ2wBhz

[Cobalt Intelligence @CobaltIntell]

EIN Verification API vs Full KYB: Which Layer You Need

Cobalt EIN Verify does one thing well: it validates a submitted business name and EIN against IRS records. The scope is the point.

Related reads:
https://t.co/aflcbn5E0D

[Cobalt Intelligence @CobaltIntell]

UCC Loan Stacking: Hidden Liens Before MCA Funding

Related read:
https://t.co/gwPcMZGdXe

Schedule a demo: https://t.co/QpCUmyyfRd

[Cobalt Intelligence @CobaltIntell]

Figure Floats $321M in HELOCs Scored on FICO 9, Not Classic FICO

The FHFA cleared VantageScore 4.0 for agency mortgages a year ago and says a FICO 10T deal is near. Every credit box calibrated to classic FICO cutoffs is drifting underneath its owner.

https://t.co/lN1FxYommU

[Cobalt Intelligence @CobaltIntell]

Get SOS Data in Seconds Using Secretary of State API

Traditional data checks take days—SOS API takes seconds

#Business #AlternativeLending #SecretaryOfState #EntityVerification #Underwriting #Fraud #CobaltIntelligence #Secretaryofstateapi #alternative #finance #Lending

[Cobalt Intelligence @CobaltIntell]

Lenders are manually searching multiple court databases, wasting time and resources.

Say Goodbye to Manual Searches!

Book a FREE Demo Call
https://t.co/39lLS2XZS2

[Cobalt Intelligence @CobaltIntell]

Klarna Files With Utah and the FDIC to Bring Its $91.3 Billion US Lending In-House
https://t.co/0m0l0tk5zD

[Cobalt Intelligence @CobaltIntell]

Cobalt API Automates 50-State Compliance in Minutes

Pizza Inc. in one state, Pizza LLC in another. Multiply by hundreds of clients. It's a data management disaster waiting to happen.

Let's prevent the disaster together.
https://t.co/39lLS2YxHA