jS

Learner.

GOD | COUNTRY | FAMILY.

[jS @ConsulatancyJs]

Milton Friedman on inflation.
Brilliant analogy.
Honest and ruthless.
#recession
#inflation
#CreditSuisse

[jS @ConsulatancyJs]

@VidyaG88 hi. kem cho.
happy new year

[jS @ConsulatancyJs]

Yesterday, I received invention to join Pran Pratishtha Mahostav of Murti of Prabhu Shi Ram in Ayodhya .

Will go to temple nearby on 22nd January,2024.
Jay Shree Ram.
#AyodhyaRamMandir
#Dwiali2024

[Ram Ahir PI @RJRam_Ahir]

સારા વિચારો આવશે નહીં,
તમારે કરવા પડશે સાહેબ !!

#GoodMorningEveryone
#જય_શ્રી_કૃષ્ણ

[jS @ConsulatancyJs]

@DrSJaishankar Congratulations sir !!!
you are gem of our country.

[jS @ConsulatancyJs]

@kathiyawadiii e j paristhiti rese

[B Padmanaban ([email protected]) @padhucfp]

Thought Provoking WhatsApp Forward...

[jS @ConsulatancyJs]

@starlite_k chinese sikhvama khichdi bhulay gai etle

[jS @ConsulatancyJs]

@Nereide @CburgesCliff Happy New Year

[Mohini Maheshwari @mohinimaheshwa]

I FOUND A MULTIBAGGER STOCK,

REPOST TO GET THE STOCK NAME

[Team IPO Mantra @Team_IPOMantra]

Agree ?

[jS @ConsulatancyJs]

@calmcyclone wah, very true

[jS @ConsulatancyJs]

@i_m_prapti true

[Prableen Bajpai @PrableenBajpai]

Reply to a query by a 23-year-old in @etwealth
Balancing between near-term and long term-term goals is important.
Choose conservative products for near-term goals.
Equity should be dominant in the long term allocation.
Contingency fund is a must.
Don’t drown yourself in debt.
#personalfinance

[jS @ConsulatancyJs]

@PrableenBajpai @etwealth Really, Good advice.

[jS @ConsulatancyJs]

@starlite_k wisdom.

[Raj Goswami @RajGoswami]

મોર્નિંગ મ્યુસિંગ્સ (રવિવાર સ્પેશિયલ):
નવા વર્ષનો પ્રારંભ આ વિચાર સાથે કરવા જેવો છે: Discipline is destiny- અનુશાસન નિયતિ છે. ચાહે શરીર હોય, મન હોય, લાગણીઓ હોય, કામ હોય, સંબંધો હોય કે આસપાસનો માહોલ હોય, તેમાં બહેતર રીતે જીવવા માટે અનુશાસન, શિસ્ત અથવા આત્મસંયમ અનિવાર્ય છે. (નીચે)

[jS @ConsulatancyJs]

@nicky6676 😂

[jS @ConsulatancyJs]

@starlite_k 😅

[jS @ConsulatancyJs]

@NairutiThakar Astronomy Favourite Subject hato maro

[Muthukrishnan Dhandapani @dmuthuk]

What Rs,10,000 a month can do?

This client is one of our early day clients. He and his wife together has been investing Rs.10,000 a month since 2007, the year we started our profession. At that time, he had two school going children. Now his children are well settled and he is blessed with grandchildren too. He is nearing 60. But due to nature of his profession, he may still work for another 5 to 10 years. The couple has been not so lucky in their career. Their income never took off but had commitments like any other person; children education, their marriage, taking care of parents in their old age and so on.

He invested around Rs.9 lakhs which came through inheritance in 2014, which he promptly topped up in the existing funds. So far, he has invested totally Rs.30 lakhs. He has withdrawn by now Rs.35 lakhs for his goals like education and marriage of children. He has already withdrawn more than what he has invested. Still as on date his mutual fund corpus is worth Rs.51 lakhs. He expects it to reach Rs.1 crore by the time he retires. He has own house and would be able to support himself and his wife with this amount.

He has invested with the same funds for last 17 years. That should be a record for any investor and his distributor. Though he was unable to increase his contribution, he has never missed even a single installment. When he got inheritance, he bought himself a house and invested the balance in equity funds. So, he started investing in 43 and may stop in 65. This 10,000 a month for 23 years along with Rs.9 lakhs top up has taken care of all his life goals.

And how many of us can stick to the same funds with discipline without skipping even a single installment for 17 years? His amount is small but discipline is large. He is an excellent example of sticking to the discipline and staying the course.