@collin_ruth89 I suggest /rActuary. These are the people who determine what insurance premiums should be. Insurance agents are just salespeople.
Think about asking a car salesman to explain how the engine actually works. Most won’t know. But the guy who designed the engine will.
@gtconway3d “If the facts are against you, argue the law. If the law is against you, argue the facts. If the law and the facts are against you, pound the table and yell like hell”
- Carl Sandburg