Unfortunately Governments, Banks, and large Institutions only buy #XRP via OTC Desks and dark pools which does not affect the price.
All sales should be done publicly on exchanges. Pass new laws and be fair to retail investors. @XRP@Ripple@bgarlinghouse@MonicaLongSF
BREAKING: $1,000,000,000 liquidated from the crypto market in the past 10 minutes.
$BTC falls under $74,000
$ETH falls under $2,125
$XRP falls under $1.10
$SOL falls under $90
Tokenized collateral will allow assets and liquidity to move when and where they are needed.
Adoption of blockchain technology will save the failing financial system.
If you're holding $XLM right now, I know how frustrating this price action has been.
The market keeps dumping, sentiment is terrible, and every time XLM tries to recover, selling pressure comes back.
But I've been researching something that makes me even more bullish on Stellar's long-term future.
What if some major investors are using this downtrend to accumulate before institutional demand for XLM starts growing?
I can't prove anyone is deliberately pushing the price down. But I do think these prices could be giving long-term investors an opportunity that many people are overlooking.
WHY AM I THINKING THIS?
Look at the institutions moving into Stellar.
DTCC, Franklin Templeton, and other major financial companies are involved in markets managing billions in assets and processing enormous amounts of financial activity.
And Stellar is now experimenting with technology that will eventually give those institutions a reason to hold significantly larger amounts of XLM.
I'm talking about Project Thruput.
We've been studying this development, and there's a potential change to XLM's economic role that I think holders need to understand.
Because if Stellar eventually implements this technology using XLM, institutions or their infrastructure providers could need to accumulate and maintain token balances to support their financial applications.
That's a very different demand model from simply paying a tiny transaction fee.
And when you connect this possibility to DTCC's planned Stellar integration and Franklin Templeton's existing activity on the network, the long-term opportunity becomes much more interesting.
Let me explain what I've found.
FIRST, WHAT IS PROJECT THRUPUT?
Stellar has unveiled Project Thruput, an experimental blockchain execution model designed to handle enormous numbers of transactions simultaneously.
During an early internal benchmark, the system achieved 7.02 million payment executions per second across eight machines.
That's a major technical achievement.
But I want to make something clear.
This was an experimental execution benchmark, not Stellar's current mainnet speed.
The technology still needs further development before we can know what a production version would look like.
Now, the speed is impressive.
But as a long-term XLM investor, there's something else that interests me even more.
Project Thruput is exploring a model where holding native tokens could help determine how much transaction-processing capacity an application receives when the network is busy.
Think about what that means.
Today, most people understand XLM as a token used for transaction fees, account reserves, and liquidity.
The transaction fees are extremely small.
That makes Stellar efficient, which is excellent for users.
But it also means processing a large number of transactions doesn't necessarily require an institution to maintain a huge XLM balance just to pay those fees.
Project Thruput is exploring a different approach.
Instead of charging traditional transaction fees for every operation, the experimental model uses native-token balances to help allocate processing capacity during congestion.
Let me give you a simple example.
IMAGINE THREE BANKS USING THE SAME BLOCKCHAIN.
Bank A maintains 10 million native tokens.
Bank B maintains 5 million.
Bank C maintains 1 million.
All three banks are processing financial transactions.
During normal network conditions, there may be enough processing capacity for everyone.
But imagine that thousands of additional transactions suddenly arrive.
The network becomes busy, and applications begin competing for available processing resources.
Under Project Thruput's experimental balance-based scheduling model, Bank A could receive a larger share of processing capacity because it maintains a greater unlocked token balance.
Bank B would have a smaller allocation.
Bank C would have a smaller allocation still.
Here's the interesting part.
Bank A isn't spending those 10 million tokens every time it processes a transaction.
It maintains the balance because that balance can influence the processing capacity available to its application when demand is high.
Now imagine you're running a major financial platform.
Your business depends on processing a large number of transactions reliably.
You cannot afford to have your operations regularly delayed during periods of heavy network activity.
If maintaining a larger native-token balance helps your application secure additional processing capacity, you have a business reason to hold those tokens.
Not because you're speculating on their future price.
Because they're useful to your operations.
And if XLM becomes the native token supporting this model in production, institutional demand for processing capacity could translate into demand for XLM balances.
That's the potential tokenomics change I'm studying.
Now, let me connect this with something much bigger.
DTCC IS PLANNING TO CONNECT ITS TOKENIZATION SERVICE TO STELLAR.
DTCC has announced plans to connect its Tokenization Service to Stellar in the first half of 2027.
For anyone unfamiliar with DTCC, this is one of the most important financial market infrastructure organizations in the United States.
Its systems support enormous amounts of securities activity across traditional financial markets.
We're talking about infrastructure used by major financial institutions, banks, brokers, and asset managers.
Its tokenization initiative is designed to bring eligible traditional financial instruments onto blockchain infrastructure.
That includes assets such as U.S. Treasuries, equities, and ETFs.
Now think about everything that happens when financial assets operate on a blockchain.
Investors buy and sell securities.
Ownership records need to be updated.
Collateral moves between financial institutions.
Settlement instructions need to be processed.
Smart contracts manage transactions and financial agreements.
Every operation requires computing resources.
And as more institutions participate, those resource requirements can increase.
NOW CONNECT THAT TO PROJECT THRUPUT.
Imagine financial institutions begin conducting much larger volumes of securities activity on Stellar.
They need fast settlement.
They need reliable transaction processing.
They need infrastructure capable of handling periods of heavy activity.
What happens if Stellar eventually adopts a production version of Project Thruput that allocates computing capacity according to XLM balances?
Those institutions, or the infrastructure providers operating on their behalf, could have an incentive to maintain larger XLM holdings.
The tokens could help support the processing resources required by their businesses.
And the more capacity they need during congestion, the greater that incentive could become.
That's a potential connection between institutional blockchain adoption and demand for XLM itself.
But I want to be precise about something.
DTCC has not announced that it will use Project Thruput.
It has not committed to purchasing XLM for processing capacity.
And Project Thruput's final production relationship with XLM has not been confirmed.
So I'm not telling you DTCC is already accumulating millions of XLM.
What I'm saying is that two important developments are taking place.
DTCC is planning to connect its tokenization infrastructure to Stellar.
And Stellar is experimenting with technology that could make native-token balances more important for high-volume financial applications.
If those developments eventually connect, I think the implications for XLM could be substantial.
That's the opportunity I'm researching.
AND DTCC ISN'T THE ONLY INSTITUTION THAT MATTERS HERE.
Look at Franklin Templeton.
Franklin Templeton has already demonstrated that traditional investment funds can operate on Stellar.
Its tokenized fund infrastructure is a real example of institutional financial activity using blockchain technology.
Now consider what could happen over the next several years if more asset managers begin adopting similar systems.
More tokenized investment funds.
More stablecoin transactions.
More institutional payments.
More tokenized securities.
More financial applications managing assets and settlement activity.
All of these applications need reliable network infrastructure.
And as usage increases, the demand for processing capacity could increase with it.
Now imagine hundreds of financial applications using a future production version of Project Thruput.
Some applications may handle thousands of transactions daily.
Others may eventually handle millions.
If maintaining XLM balances helps these applications receive additional processing capacity, the companies operating them could have a practical reason to hold more XLM.
And that demand could grow alongside their businesses.
THINK ABOUT WHAT THAT COULD MEAN FOR XLM.
Instead of institutions buying small amounts of XLM primarily to cover transaction fees, some could maintain larger balances to support ongoing operations.
They wouldn't necessarily need to spend those holdings every day.
They could keep them available because the balance itself provides operational value.
To me, that's an interesting potential source of long-term demand.
But there's another possibility that investors shouldn't overlook.
WHAT IF BANKS DON'T WANT TO HOLD XLM DIRECTLY?
Not every major financial institution wants to manage cryptocurrency balances.
Some banks might prefer to rely on companies that provide blockchain infrastructure.
Imagine an infrastructure provider serving 50 financial institutions.
Those institutions need reliable access to transaction processing.
Instead of every bank maintaining its own large XLM balance, the infrastructure provider could potentially maintain tokens and offer processing services to those clients.
The banks pay for the service.
The provider manages the blockchain infrastructure.
And under a future XLM-powered capacity model, the provider could maintain XLM balances to support those operations.
So institutional demand wouldn't necessarily require every bank to become a direct XLM holder.
It could also develop through the companies supplying blockchain services to those banks.
That's another possibility I'm considering.
PROJECT THRUPUT ALSO HAS A SECOND POTENTIAL SOURCE OF TOKEN DEMAND.
Data storage.
Financial applications don't just process transactions.
They also need to maintain records and other information.
Think about a bank operating tokenized financial products.
Its applications might maintain smart contracts, asset balances, ownership information, and other data on the blockchain.
Project Thruput's experimental design includes a model where applications commit native tokens to support stored data.
Those tokens remain committed until the corresponding data is removed.
This introduces another economic relationship between blockchain usage and the native token.
Let's look at the two mechanisms together.
1. Transaction-processing capacity
Applications maintain unlocked native-token balances that can influence their share of processing capacity during congestion.
The more capacity an institution needs, the greater its potential incentive to maintain tokens.
2. On-chain data storage
Applications commit native tokens to support data stored on the blockchain.
Those tokens remain allocated to storage requirements.
Now imagine a major financial ecosystem operating hundreds of applications.
Those applications process transactions and maintain financial data.
If a production version of Project Thruput uses XLM for both functions, expanding institutional activity could create demand through two different mechanisms.
One tied to processing capacity.
The other tied to storage.
And both would connect the token's utility to actual use of the infrastructure.
NOW REMEMBER SOMETHING IMPORTANT ABOUT XLM'S SUPPLY.
Stellar has approximately 50 billion XLM in total supply.
There is no ongoing protocol inflation creating additional XLM.
Now imagine financial institutions and infrastructure providers maintaining more XLM balances to support their operational requirements.
They would be seeking access to an asset with a limited total supply.
That could become especially interesting if the number of applications using the network expands significantly.
Of course, limited supply alone doesn't guarantee a higher price.
The amount of XLM needed would depend on the final design, how processing capacity is allocated, how congested the network becomes, and whether service providers can efficiently share resources.
Those details matter.
But I think the potential change in demand is worth studying.
Because there's a difference between needing a token only to pay tiny transaction fees and needing to maintain the token as part of your business infrastructure.
That's what makes Project Thruput interesting to me.
The second model could give businesses a continuing reason to maintain native-token balances.
And if the number of businesses needing that capacity grows, demand for those balances could grow too.
NOW LOOK AT THE BIGGER PICTURE.
We already have financial institutions using Stellar.
Franklin Templeton has demonstrated tokenized investment funds on the network.
DTCC has announced plans to connect its tokenization service in 2027.
Other companies are developing payment systems, stablecoins, tokenized assets, and institutional financial applications.
Meanwhile, Stellar is experimenting with a new execution model designed for very high transaction volumes.
If the technology progresses toward production, there's a possibility that these developments could reinforce each other.
More institutions bring more financial activity.
More activity creates greater demand for processing capacity and data storage.
A future native-token-based capacity model could give infrastructure providers a reason to maintain substantial XLM balances.
And growing demand for those balances could strengthen the token's utility.
That's the long-term connection I'm researching.
But I don't want anyone confusing the opportunity with something that has already happened.
Project Thruput is still experimental.
Stellar hasn't confirmed the final tokenomics of a production version.
DTCC hasn't announced plans to buy XLM for Project Thruput.
And Franklin Templeton's existing Stellar adoption doesn't mean it will automatically need to accumulate large XLM holdings.
Those are potential future outcomes.
We need to watch how the technology develops before treating them as established facts.
SO WHAT WOULD MAKE ME EVEN MORE BULLISH?
First, I want Stellar to clarify whether Project Thruput will become part of its production infrastructure.
Second, I want confirmation that XLM will support the proposed processing-capacity and storage mechanisms.
Third, I want to see financial institutions or infrastructure providers actually using those capabilities commercially.
Those three developments would give us a much clearer picture of whether Project Thruput can create meaningful demand for XLM.
And that's what I'll be following.
NOW LET ME GO BACK TO THE CURRENT $XLM PRICE ACTION.
I know how painful this market has been.
Some investors are exhausted.
Others are questioning whether they should continue holding.
And the amount of negativity around altcoins has been difficult to ignore.
But I'm approaching XLM as a long-term investment.
I'm paying attention to the businesses building on Stellar, the technology being developed, and the potential changes to its token economics.
I also think larger investors could be using these lower prices to build positions, although there's no evidence that the current downtrend is being deliberately engineered for accumulation.
My long-term conviction doesn't depend on XLM pumping tomorrow.
I'm interested in what Stellar could become over the coming years.
And the research I've been doing around Project Thruput has added another important factor to that outlook.
MY FINAL THOUGHTS FOR $XLM HOLDERS
Imagine Stellar eventually becomes infrastructure supporting large volumes of financial transactions.
DTCC connects tokenized securities activity.
Franklin Templeton and other asset managers expand their blockchain applications.
Financial institutions begin operating more payment, collateral, settlement, and tokenized asset services on the network.
Now imagine Project Thruput reaches production, and XLM is used to support the processing capacity and storage those applications need.
The institutions themselves, or the infrastructure providers serving them, could have a reason to maintain XLM balances as part of their everyday operations.
If that happens, XLM could gain a much stronger connection between institutional adoption and native-token demand.
And remember, we're talking about an asset with a fixed total supply of approximately 50 billion tokens.
That potential relationship between financial infrastructure and XLM demand is what makes me bullish.
I know the price looks frustrating today.
But I'm not investing solely based on what happens this week or next month.
I'm studying where the network could be several years from now.
And if Stellar continues attracting major financial institutions while developing technology that makes XLM more useful to those institutions, I think there's a compelling long-term opportunity worth following.
The confirmation will come from the technology reaching production and real businesses adopting it.
Until then, I'll keep researching, monitoring developments, and evaluating my long-term positions.
If you're holding $XLM, understand what Project Thruput is trying to build.
Because the biggest potential change isn't simply that Stellar could process more transactions.
It's that financial institutions could eventually have a practical reason to accumulate and maintain XLM to support the operations they run on the network.
And if that becomes reality, the long-term demand picture for XLM could look very different from today.
@AkademiksTV Wow lol ๐ what an entitled idiot ๐คฆโโ๏ธ congrats to the cops who stayed as patient as possible. Young lady who got her car towed you really should turn your life around and be a better human being.