Daniel Vyner

Principal of DV Capital
Sales Representative, Forest Hill Real Estate Inc.
Perspective on the real estate and mortgage market

[Daniel Vyner @DanielVyner]

#LeafsForever vs #TexasHockey

[Daniel Vyner @DanielVyner]

Ontario plans to temporarily expand HST relief on eligible new homes, with the full $130,000 rebate available up to $1.5M, then phasing down to $24,000 at $1.85M and above.
https://t.co/QiDok1qpBy

[Daniel Vyner @DanielVyner]

#LeafsForever vs #GoBolts

[Daniel Vyner @DanielVyner]

#LeafsForever vs #GoSensGo

[Daniel Vyner @DanielVyner]

@MultifamilyMad deals like these don't fall in ones lap.

[Daniel Vyner @DanielVyner]

Do you believe current interest rate levels are the reason for this real estate market?

When a qualified homebuyer can obtain a rate in the high 3% range and make an offer on a home that, in many cases, is less expensive than before?

Rates?
Home prices?
Both?
Something else?

[Daniel Vyner @DanielVyner]

#LeafsForever vs #TimeToHunt

[Daniel Vyner @DanielVyner]

An example of a funded custom home construction loan.

[Daniel Vyner @DanielVyner]

#LeafsForever vs #LetsGoOilers

[Daniel Vyner @DanielVyner]

#GoBolts vs #LetsGoPens 🇺🇸

[Daniel Vyner @DanielVyner]

Seeing & hearing an unprecedented rise in frequency & complexity of financial schemes.

Mind manners, but normalize asking friends & family, especially seniors, if they’ve received strange calls, emails or 'investment' offers.

Stay vigilant out there.

[Daniel Vyner @DanielVyner]

#LeafsForever vs #CBJ

[Daniel Vyner @DanielVyner]

#LeafsForever vs #CarolinaCulture

[Daniel Vyner @DanielVyner]

Wear a Poppy. 🇨🇦

https://t.co/l2FCZZMdxE

[Daniel Vyner @DanielVyner]

🔎A developer is now offering a 2026 Cadillac SUV or $85K cash value towards the purchase price of 1-3 bedroom condo apartment unit purchases in Markham.

You’d have to run the numbers and take into account a futures purchase, but interesting nevertheless.

[Daniel Vyner @DanielVyner]

25bps rate cut

Illustration of monthly interest from market peak to present (pre-adjusted +/- for HELOC/variable):

March ’22: $500K @ 2.70% = $1,125/m

July ’23: $500K @ 7.20% = $3,000/m (+167%)

Sep ’25: $500K @ 4.45% = $1,854/m

Still up 65% from the low.

@bankofcanada

[Daniel Vyner @DanielVyner]

Wow, Blue Jays. #WANTITALL @BlueJays

[Daniel Vyner @DanielVyner]

#LeafsForever vs #Smashville

[Daniel Vyner @DanielVyner]

🔎What's new in the private lending space? Pricing competition: private money starting as low as Prime + 1.10% (plus fees). Why? Prioritizing lower yields over higher risk. Issue? When do lower returns become unacceptable to investors & are there enough low-risk deals out there?

[Daniel Vyner @DanielVyner]

25bps rate cut

Illustration of monthly interest from market peak to present (pre-adjusted +/- for HELOC/variable):

March ’22: $500K @ 2.70% = $1,125/m

July ’23: $500K @ 7.20% = $3,000/m (+167%)

Sep ’25: $500K @ 4.70% = $1,958/m

Still up 74% from the low.

@bankofcanada