Debbi King

Personal Finance Educator | Award Winning Author | Speaker | Owner of ABC's of Personal Finance, an award winning financial literacy firm

[Debbi King @DebbiKing]

"You're never wrong if you do the right thing." #TuesdayThought Release your struggle & just do what's right. You know - just do it!

[Debbi King @DebbiKing]

@Experian @Jaimi_SAHMSG @RachelMorganCau @MommyTalkShow @BeverlyHarzog @Rod_Griffin @Jennifer_Wwhite @Teena_LaRo Thank you for including me! Love it!

[Debbi King @DebbiKing]

A9: Meal planning and lists are the best ways to reduce waste and save money. Shopping your pantry can save on time coming up with meal ideas. #creditchat

[Experian @Experian]

Q9. What are some creative ways to reduce waste, save cost and reduce time spent meal planning? #CreditChat

[Experian @Experian]

Q9. What are some creative ways to reduce waste, save cost and reduce time spent meal planning? #CreditChat

[Experian @Experian]

A7. This article from The Spruce Eats highlights meal planning apps that can help you plan meals, create shopping lists and track nutritional information for the meals. https://t.co/zrVLysAmmH #CreditChat

[Leslie H. Tayne, Esq @LeslieHTayneEsq]

A6: Plan meals around store sales, use coupons, buy in bulk, and stock up on discounted items to cut costs while maintaining a nutritious diet. #CreditChat

[Debbi King @DebbiKing]

A5: Meal prepping can save you so much time during the week. Many meals can even be done early. When you have a moment, prep. It will save time later when you don’t have a moment. #creditchat

[Experian @Experian]

Q5. What are some of the benefits of meal prepping, and how can you make time for it? #CreditChat

[Debbi King @DebbiKing]

A4: No meat night is a great example that works for both! Check out recipes online that will work for both. #creditchat

[Experian @Experian]

Q4. How do you adjust your meal plans to benefit both your health and savings? #CreditChat

[Debbi King @DebbiKing]

A3: Shop the sales, meal plan, and make a list. I have a list that I add to all week so that I only have to go to the store once a week. #creditchat

[Experian @Experian]

Q3. What tips can you share for optimizing grocery shopping trips to save both time and money? #CreditChat

[Debbi King @DebbiKing]

A2: Have a nice mixture of simple meals as well as bigger meals. My favorite is we have breakfast for dinner once a week! #creditchat

[Experian @Experian]

Q2. What are some strategies for creating a realistic and budget-friendly meal plan before going back-to-school grocery shopping? #CreditChat

[Debbi King @DebbiKing]

A2: Shop your pantry and fridge before you go. This is a great jumping off point for meal planning and saves money. #creditchat

[Experian @Experian]

Q2. What are some strategies for creating a realistic and budget-friendly meal plan before going back-to-school grocery shopping? #CreditChat

[Debbi King @DebbiKing]

A1: It helps me to not impulse buy. When you shop with a plan, it is a lot easier to stick to your budget. #creditchat

[Experian @Experian]

Let’s start! Q1. How can effective meal planning help families save time and money during the back-to-school season? #CreditChat

[Experian @Experian]

Don’t miss our #CreditChat highlighting ways to making the most of your grocery budget this school year ft. @Jaimi_SAHMSG, @DebbiKing, @RachelMorganCau, @MommyTalkShow, @BeverlyHarzog, @Rod_Griffin, @Jennifer_wWhite, and @Teena_LaRo. https://t.co/zX1aqnrJQN

[Debbi King @DebbiKing]

@Experian Amazing! So happy to be here! #creditchat

[Debbi King @DebbiKing]

A10: You don’t know everything lol! Seek out expert advice from places like @Experian, @NerdWallet and many others. Then figure out what will work for your goals and dreams. #creditchat

[Experian @Experian]

Q10. Any final tips for college grads navigating this economic environment? #CreditChat

[Debbi King @DebbiKing]

A7: Start immediately. The more time you give your money to grow the more free money you will make. The earlier you start the less you need to put in every month. The longer you wait, the harder it is to catch up. #creditchat

[Experian @Experian]

Q7. What do recent grads need to know about investing and saving for retirement from a young age? #CreditChat

[Debbi King @DebbiKing]

A6: @mint is what I use. There are so many good apps for tracking. You can also use something as simple as Excel to track it. #creditchat

[Experian @Experian]

Q6. What tools or resources do you recommend for recent grads to track their expenses and income? #CreditChat

[Debbi King @DebbiKing]

A5: Your credit is your financial reputation. It lets people know how well you can handle money. Establishing credit can also save you an interest when needing to take out a mortgage and also save you on things like insurance. #CreditChat

[Experian @Experian]

Q5. How can establishing credit help you have greater financial success? #CreditChat

[Debbi King @DebbiKing]

A4: My biggest mistake was trying to have everything instantly that my parents took 40 years to get. You need to build your credit and wealth slowly. #creditchat

[Experian @Experian]

Q4. What are some common mistakes recent graduates make financially and how can they avoid them? #CreditChat

[Debbi King @DebbiKing]

A3: Budgeting is important. Set boundaries and include some fun in those boundaries. If you don’t go crazy buying everything you’ve ever wanted, you can pay your bills and have some fun too. #creditchat

[Experian @Experian]

Q3. How can recent grads enjoy their newfound income while prioritizing their financial goals? #CreditChat

[Debbi King @DebbiKing]

A2: Keep,your financial obligations to a minimum and income to a maximum. If you sacrifice for a couple of years you can put a huge dent in your student loans and have less stress for the majority of life. #creditchat

[Experian @Experian]

Q2. How can recent grads balance student debt with new independent financial obligations? #CreditChat