Denise Garth

Acknowledged Top 50 InsurTech Influencer, strategic thinker, speaker & writer on the future of insurance. Chief Strategy Officer at Majesco.

[OkieMaga_Patriot46 @Okie_Patriot46]

I need to make a very PUBLIC announcement on behalf of younger GenXers and older Millennials.

If you see someone in their 40s or 50s who seems a little boring now, I need you to understand something...

We already got it in.

Like...GOT. IT. IN.

We are not sitting home on a Friday night because we never knew how to have fun.
We are sitting home on a Friday night because we have seen enough.

We went to parties in houses that should have been condemned and were almost certainly owned by the local drug dealer.

We saw police lights and RAN and not across a nice, flat field.
INTO THE WOODS.

Do you understand the athleticism required to hurdle uprooted tree roots in platform shoes while simultaneously trying to keep your low-rise jeans from sliding completely off your ass?

And somehow...we never spilled the Zima. We never spilled the Boone’s Farm.

That was TALENT.

We slept on floors in strange houses because the designated driver either never showed up or, in a shocking turn of events, was drunker than everybody else.

There was no Uber, Life360 or Find My Friends.
There was just somebody named Mike saying, “I know a shortcut.”

And we FOLLOWED MIKE.

We closed down bars and then decided the night was still young, so we drove to Atlantic City, where we somehow managed to get drunk, sober up, get drunk again, sober up again and then get drunk a THIRD TIME before breakfast.

And according to our parents? We were at Michelle’s house.

Eating pizza and watching movies.

Michelle’s mother unknowingly covered for approximately 17 people every weekend. If there even was a Michelle.

We drank things called Purple Passion, Mad Dog 20/20 and whatever somebody mixed inside a giant plastic garbage can. Nobody asked what was in it. You grabbed a red Solo cup and trusted the process.

We went to clubs until the lights came on. Do you know the psychological damage of seeing a nightclub with the LIGHTS ON? Nothing good happens after those lights come on.

We danced for four straight hours in shoes that permanently altered the structure of our feet.

We made entire plans without cell phones...no texts, dropped pins or group chats...just an extremely questionable sense of direction.

We rode in cars with 11 people when the vehicle legally seated five. Someone was always sitting on someone. Someone was always in the hatchback.
And there was always one friend yelling, “DUCK!” when we passed a cop.

So yes...now we like being home.
We like sweatpants.
We like cancelling plans.
We like saying, “That sounds fun!” with absolutely no intention of attending.
We like restaurants at 5:30 because we can get a good table.
We like being home by 8:17.

And if someone texts at 9:30 PM and says, “What are you doing?”
Sleeping...we are sleeping.

Because this is not boring my friends...this is retirement.

We already played, partied and danced on the bar.
We already ran from the cops through a wooded area dressed like a Spice Girl.

We have stories that cannot be posted because there are still people with careers, marriages and reputations to protect. And thank GOD there were no camera phones.

So kids, when you look at your Gen X and older Millennial parents sitting peacefully on the couch watching Dateline at 8 PM and think:
“God, you guys are boring.”

Sweetheart...oh sweetheart.
You are looking at retired legends.

Put some respect on our names. We're probably the reason Life360 was invented.

xoxoxo (posted from someone else on FakeBook) 🤣 #genx #oldandtired

[Insurtechnews @insurtechnews]

March's #50insurtech influencer list is out now here⬇️ https://t.co/u1qH3TXrZX #insurtech #InsuranceAgent

Congrats @amrit_hx @Broking_John @denisegarth @jawishj @shai_wininger @DakotahBlueRice @TunstallAsc @rmccathron @AssafHippo

[Sabine VanderLinden @SabineVdL]

https://t.co/ui1OfmQEz1

[Sabine VanderLinden @SabineVdL]

🌟 The AI honeymoon is officially over. Welcome to the ROI reality show. 💰

Remember when everyone was gushing over insurance chatbots like they'd discovered fire? Well, while most are still stuck in that sandbox, the smart money has already moved to the next level: agentic AI. And honey, the results are making jaws drop.

Here's the tea on what separates the chess masters from the checkers players:

🎭 The @Majesco_Inc Insight: Picture this - tasks completing 23% faster, teams getting 70% more strategic thinking time, and an 84% daily adoption rate that would make TikTok jealous. This is PURE workforce alchemy.

⏰ The Ticking Time Bomb: @denisegarth from @Majesco_Inc dropped this bombshell on our recent LinkedIn Live - 40%+ of seasoned insurance pros are clocking out by 2030. The plot twist? AI agents aren't here to steal jobs; they're here to clone the best humans and multiply their superpowers.

Meanwhile, in the venture-client universe, things are getting spicy:
🎯 MAPFRE didn't just innovate - they revolutionized their entire model (4.4M customers are living the dream) 🎯 Chubb went full partnership mode with Endeavor (200+ digital alliances and counting)
🎯 DB Insurance made the $1.65B power move with Fortegra (Korea's boldest US market entrance)
🎯 Zurich launched an agentic AI competition that's got everyone talking
🎯 ERGO is scaling ScaleHub and planting its flag in America

The pattern is crystal clear:
❌ Innovation theater → ✅ Business-aligned partnerships that actually move needles
❌ Pilot purgatory → ✅ Solutions that scale like wildfire
❌ Tech for tech's sake → ✅ ROI that makes CFOs smile.

Here's the uncomfortable truth: Your 20 years of experience won't save you if you're still debating "digital" transformation while your competitors are deploying autonomous agents to reinvent everything from marketing to claims processing.

The real question isn't whether AI will transform the insurance industry. It's whether you'll be the transformer or the transformed.

So, what's your move? Beyond the buzzwords and the hype, what's your actual execution strategy?
Drop your thoughts below - I'm genuinely curious to see who's playing chess and who's still learning checkers. 👇
https://t.co/7m7GGDnj4U

[Insurtechnews @insurtechnews]

The new #50insurtech influencer list of July is out now. Check the full list here ⬇️
https://t.co/u1qH3TXZPv

#insurtech #Insurance

Congrats @matlasmiller @halejamie @phoebe @_ianwhite @bryanfalchuk @denisegarth @NiranjanSabhar1 @tattia

[Denise Garth @denisegarth]

I’m speaking at ITC Vegas this October—where bold ideas and real conversations are shaping the future of insurance.

Current rates expire in August, so don’t wait to get your pass. Hope to see you there.

#ITCVegas https://t.co/pudGG5cyVe

[Insurtechnews @insurtechnews]

The updated #50insurtech list of online influencers is out now! Check the complete top here: https://t.co/u1qH3TXrZX

#insurance #insurtech
Congrats @halejamie @jenlfitzgerald @stevenmendel @denisegarth @markbreading @matusjon @MignotEric @Salisafa

[Denise Garth @denisegarth]

@insurtechnews @matusjon @stevenmendel @mariots @jenlfitzgerald @halejamie @markbreading @rushilgoel A powerful group of people .. and so many others not mentioned ... pushing the industry forward in this new era of insurance!

[Insurtechnews @insurtechnews]

The #50insurtech list of online influencers for March is out now!
Check the complete top here: https://t.co/u1qH3TXrZX
#insurance #insurtech

Congrats @matusjon @stevenmendel @mariots @denisegarth @jenlfitzgerald @halejamie @markbreading @rushilgoel

[Denise Garth @denisegarth]

@ElonMuskAOC Love these!

[Emtech @EmtechGroupInc]

We’re excited to announce that Rob Secontine from Emtech Group will be attending @InsurTechNY Conference in NY next week! If you’re attending, be sure to connect with Rob at https://t.co/WyXiJnWORX. @denisegarth @davegritz @DustinGYoder @BobPick @JamesMBenham

[Insurtechnews @insurtechnews]

The #50insurtech list of online influencers for March is out now! Check the complete top here: https://t.co/u1qH3TXrZX

#insurance #insurtech
Congrats @halejamie @tattia @robgalb @bryanfalchuk @M00RE @matlasmiller @shefibenhutta @rmccathron @denisegarth

[Insurtechnews @insurtechnews]

2025 Preview of Key Trends Shaping #Insurance via @Majesco_Inc @denisegarth https://t.co/fl3tAbJc88

[Insurtechnews @insurtechnews]

January's #50insurtech list of online influencers is out now! Check the complete list here: https://t.co/u1qH3TXrZX

Congrats @danpres @RozChowKoo @jawishj @markbreading @denisegarth @matusjon @mr_insurtech

#insurtech #insurance

[Terence Mills @terence_mills]

AI Is Unstoppable: Here Are The Opportunities To Invest
#AI #AIio #BigData #ML #NLU #Futureofwork

@ahier @guzmand  @DavidBrin @denisegarth @dez_blanchfield @diioannid @DioFavatas @gerald_bader https://t.co/vJ2ZRAvEJ2

[Terence Mills @terence_mills]

Digital Payments Reduce Travel Industry Turbulence
#payments #fintech #paymentsolutions

@ahier @guzmand  @DavidBrin @denisegarth @dez_blanchfield @diioannid @DioFavatas @gerald_bader https://t.co/6uRTiZMr9t

[Sébastien 2.0 @FinTechWhiz]

@terence_mills @ahier @guzmand @DavidBrin @denisegarth @dez_blanchfield @diioannid @DioFavatas @gerald_bader Digital payments can simplify the travel experience, reducing turbulence and frustration for travelers, just like fintech solutions streamline transactions in other industries.

[Insurtechnews @insurtechnews]

Insurers, Start Your Engines: Your Journey to an Intelligent #GenAI Future | via @denisegarth https://t.co/1lEfLBwufS
#insurance #insurtech @denise @Majesco_Inc

[Insurtechnews @insurtechnews]

The #50insurtech list of online influencers is out now.
Check the complete list here⬇️ https://t.co/u1qH3TXrZX

Congrats @SabineVdL @stevenmendel @halejamie @Broking_John @WalterdeOude @denisegarth @RozChowKoo

#insurance #insurtech

[Terence Mills @terence_mills]

How Artificial Intelligence is Transforming Human Resources and the Workforce
#AI #AIio #BigData #ML #NLU #Futureofwork

@ahier @guzmand  @DavidBrin @denisegarth @dez_blanchfield @diioannid @DioFavatas @gerald_bader https://t.co/r1Cq47CHz0