@JohannBiermann1 A very relevant question indeed! However, the answer would ultimately depend on whether the retired couple has a history of knowing how to work with money, or not. Budgeting and sticking to it seams to be a swear word for most couples, retired or not!
@smalltalkdaily@FNBSA@EasyEquities@CapitecBankSA Not sure why some major banks have a delay, from my Absa app it takes a few min's. I make the transfer in my Absa app, then log into EE, go the Buy screen, refresh about 3 times and then the amount available is updated. 10 min on a very bad day!