This is how banks are planning to stop those "agentic bank runs." Watch closely: their business model depends on seeding this narrative that AI agents are dangerous.
Remember, an "agentic bank run" (coined by Apollo) means agents helping customers move their own money en masse to higher-yielding products.
Once agents are ubiquitous, there are only a few ways for banks to hold onto cheap retail deposits.
Option A: Raise APYs (lol no)
Option B: Reduce leverage via fewer loans (no fun)
Option C: Ban AI agents, claiming they are a security risk (ding ding ding)
Cloud agents like Muse and Dot are trivial to stop, since they come from Meta / OAI IP ranges. If JPM sends them a cease and desist, they will comply.
Why would JPM bother? Because their business model depends on it; a huge portion of their ROE comes from cheap retail deposits. This is not theoretical. Just like Amazon banned Muse from shopping there to protect their ad revenue, JPM and Schwab have already banned AI agents to protect sticky deposits.
Are agents perfectly reliable today? Of course not. But look at the fix they chose. Not "here's a safe API for agents," it's "no agents ever." That tells you they're not protecting customers, they're protecting themselves.
No company ever wins a technological revolution this way. It's the last gasp of a dying business model. It's like the retailers who refused to put their inventory online and demanded users walk into the storefront. Over time they will lose market share to those platforms that embrace what's coming. Their whole deposit franchise depends on users unthinkingly clicking through walls of T&Cs and accepting 0.2% when the risk free rate is closer to 4%. Agents read the fine print and do their research, even when humans don't.
For users, the answer is simple: local AI agent frameworks like Hermes, that will actually act on your behalf and that the banks can't block. As the article says, if the agent is running on your own computer, they can't actually tell it's not you.
Bitcoin ISNT PUMPING WTF...
As the chart below shows historically we are in the moments before the Bulls run free.
Will it happen again this time?
We've been stacking preparing for the run of our lifetime.
#Bitcoin Midterms Are Coming
November 3 is just 12 days away.
Every previous US midterm election in Bitcoin’s history has come around a major market move or inflection point.
The direction hasn’t always been the same.
But the timing has been interesting. 👀
Morons 🤦♂️. Watching X/Twitter Bitcoiners go nuts because nuclear fusion (unproven at scale and massively expensive) can transmute mercury into gold i can't help but think of the following movie clip. First thing to consider is: at what cost per ounce? Come on folks, you are smarter than this.
Morans, I've got morans on my team. https://t.co/BI3F2S5K0Z via @YouTube
I don’t really understand this …
THe traders who make real money are all at hedge funds etc.
My friends at citadel Brendan Howard .. millennium etc make 40-50mm a year consistently for years …
Very common knowledge that the traders at the big hedge funds make 100mm+
Not a single one of them wants to be w celebrity … even John Paulson etc who made billions as traders only became famous cuz movies were made about them
It seems the only “celebrity traders” are the one who made some money deploying rugs on pump fun and posted vlogs spending cash …
A top 10 hype airdrop recipient who made $110mm on hype and another 20-30 consistent year after year on his account just bought a 40mm dollar house in palm beach near me. He has like 70 followers on twitter. lol
I think this trader celebrity thing is only for people who aren’t real traders. It’s for young kids who don’t know what a real trader is and for them to scam their way to to wealth cuz they couldn’t as traders
When I made real money I literally left nyc and moved to middle of nowhere in Midwest and Palm beach house for winter.
No real trader who can make money from actual trading has ever wanted to be a celebrity or a content creator lol
Nothing wrong with the guys who do.,, but let’s not confuse ?
Aave has generated at least $1M from 10 different revenue streams in 2026.
You can't say that about any other DeFi protocol.
As @Aave expands into tokenized equities, new collateral types, additional lending markets, and a broader consumer base, its revenue becomes less dependent on a single source.
With Aavenomics 3.0, all value will accrue to the DAO and $AAVE holders.
Data by @Token_Logic.