@tboseZA Your sister is the blindspot and doesn't value her husband or marriage. She knows your dad is in the wrong and is enabling him at the expense ya her husband
The February budget quietly handed every South African more room to pay less tax this year, and most people haven't even noticed the changes yet.
Retirement annuity: you can now deduct 27.5% of your income up to R430,000 a year, up from R350,000. That's an extra R80,000 of contributions SARS will let you write off.
TFSA: the annual limit jumped from R36,000 to R46,000.
Every rand that grows inside it, interest, dividends, capital gains, is never taxed. Not now, not later.
Capital gains: sell shares or a second property and the first R50,000 of profit each year is exempt, up from R40,000. Selling your primary home, the exclusion is now R3 million, up from R2 million.
Medical aid credit: R376 a month for you and your first dependant, R254 for every dependant after that, coming off your tax automatically if it runs through payroll.
Interest income: the first R23,800 a year is tax free if you're under 65, R34,500 if you're older.
Donate to a registered PBO and you can still claim back up to 10% of your taxable income.
None of this needs a clever accountant or an offshore structure. It's Treasury literally handing you more room and hoping you don't ask for it.
Which of these were you not using before today?
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In 2022, I took to Twitter - when it was still called Twitter - and asked what are some of the most important life lessons?
The responses were amazing.
Some of the answers were funny, like “don’t upset the wife”, and some were so incredibly insightful, like “we live life forwards but understand it backwards”.
So I combed through the hundreds of comments and put together a “crowdsourced” list of what the peeps believed the most important life lessons are.
I’m resharing it today, because I am not sure who may need to see this:
1. Life is incredibly short. Don’t sweat the small stuff. Put your energy into the things that really matter.
2. We only get this one life. Don’t settle for anything less than whatever it is that makes your soul sing!
3. There is no point in worrying about things you can't control.
4. There are 8 billion of us - there are always more people who you will find a safe space with.
5. Be kind to everyone you meet. Even though you cannot be responsible for someone else's feelings, perspective on life or self-esteem, do not contribute to their struggle. And we are all struggling in some way.
6. Don't answer the phone while ironing.
7. Living with regret accomplishes nothing. If you don’t like something, either act to change it or forget.
8. Health is your wealth!
9. Live in the now, learn from the past, plan for the future...
10. No matter how good the original message is, every movement gets distorted eventually by the leaders of that movement.
11. Don’t trust the ANC.
12. The dragon you imagine is bigger than the dragon you'll meet. It’s a little dragon. It’s always smaller than you think.
13. When someone shows you who they are, believe them the first time.
14. If it’s not worth making a joke about, it’s not worth being serious about.
15. Don't treat a red flag like a green light. Pay attention.
16. Kindness gives birth to kindness.
17. Travel whenever you can. See the world. It will give you perspective.
18. Never send full nudes with face!
19. Be grateful for what you have, family, loved ones, health and life in general. Because it can all disappear at any given moment.
20. Be good to yourself. Take care of you. Self-care is so unbelievably important.
That’s it.
Oh and maybe one from me… something I learnt along time ago... always do what is good and what is right, that way the universe knows exactly what to give back to you. The opposite is true too, when you act with ill intent, well... the universe will deliver that right back at you, in abundance. So chose the former. Always.
Now that's really it.
Okay. Love you. Bye.