Doug Shoemaker

I'm a husband and dad that loves helping people grow in their life and business almost as much as I love helping people buy homes.

[Doug Shoemaker @DougShoemaker1]

On-again, off-again Iran peace deal = rates on a rollercoaster 🎢

Oil ⬆️ → Inflation ⬆️ → Rates ⬆️

This week's Two Minute Tuesday breaks it all down in under 2 minutes — plus current rates and lock/float guidance.
🎥 Watch here: https://t.co/uTbst7X3jH📞 [phone]

[Doug Shoemaker @DougShoemaker1]

This week's Two Minute Tuesday breaks down the oil → inflation → rates chain, today's housing data, current averages, and whether to lock or float.

⏱️ 2 minutes. Real info. No fluff.

🔗 https://t.co/9rI3FcGLjH

National averages only. Not a commitment to lend.

[Doug Shoemaker @DougShoemaker1]

Mortgage rates moved higher today after:
📈 Hot CPI inflation
🛢️ Rising oil concerns
🌎 Iran headlines
📉 10Y Treasury broke above key 4.588 Fibonacci resistance

Tomorrow could move FAST depending on overnight headlines.
Full breakdown:
https://t.co/i97JmyaVVk

[Doug Shoemaker @DougShoemaker1]

Just wanna know what time it is?

I made the first minute or so of this video just for you.

Oil prices. Inflation fears. Bond market volatility.

This is why mortgage rates have felt so chaotic lately.

👉 https://t.co/snBA0ehJBm

#MortgageRates #HousingMarket #Inflation

[Doug Shoemaker @DougShoemaker1]

Rates feel stuck…

But they’re not.

They’re being pulled in 3 directions:
• Oil → inflation up
• Housing → inflation down
• Jobs → next big move
This week could shift everything 👇
https://t.co/bT4NfDA4Zm

[Doug Shoemaker @DougShoemaker1]

Mortgage rates feel stuck… but pressure is building.

-Oil over $100
-Jobs still strong
-Inflation not gone

👉 That’s why rates aren’t moving much… yet.

Breakdown here: https://t.co/93ZoWXDatn

Do you think rates go LOWER first… or HIGHER first?

[Doug Shoemaker @DougShoemaker1]

Rates are stuck…

But not for long.

We’re in a classic setup:
↓ Inflation cooling
↓ Labor starting to soften
↑ Oil & geopolitics pushing back
When this breaks… it could move FAST.
Full breakdown:
https://t.co/LpXhlinst8

[Doug Shoemaker @DougShoemaker1]

Inflation is up.
Oil prices are rising.
So why aren’t mortgage rates spiking?

Because not all inflation is the same.

This week’s breakdown 👇
https://t.co/9mEL82HfLd

[Doug Shoemaker @DougShoemaker1]

Strong jobs report…

Mortgage rates got worse.

Here’s why 👇

what oil, inflation, and THIS Friday’s CPI could mean next

🎥 https://t.co/FE6xrx5MEq

[Doug Shoemaker @DougShoemaker1]

Mortgage rates are dropping… but here’s the catch ⚠️

This shift is being driven by a slowing economy—not just improving inflation.

That changes strategy.

Watch: https://t.co/nqQrzgLH76

[Doug Shoemaker @DougShoemaker1]

5.0 star review received on https://t.co/t0k4WWqsOs for Doug Shoemaker by Jennifer M - Doug and his team are great to work with, this is my 2nd time doing business with them. They are t...
https://t.co/5h7uMgwmZu

[Doug Shoemaker @DougShoemaker1]

Rates improved this week 📉
Not because housing got better—but because global tension eased.
Demand isn’t gone… it’s waiting.

Opportunity window? 👀
https://t.co/uvXlLtSls0

[Doug Shoemaker @DougShoemaker1]

Mortgage rates are being pulled in 3 directions right now:

• Inflation
• Economic growth & jobs
• Global energy prices
Oil nearly hitting $100 pushed rates higher — now markets are watching the Fed meeting this week.

https://t.co/2oPJo8qfGO

#MortgageRates #HousingMarket

[Doug Shoemaker @DougShoemaker1]

War headlines are loud.

Oil spikes → inflation fears → bond selloff → rates move.

We’ve seen it in 2020, 2023 & 2025.

If oil normalizes in 10–12 days, bonds could improve fast.

If inflation sticks, rates may stall.

Strategy beats headlines.
#MortgageRates #BondMarket

[Doug Shoemaker @DougShoemaker1]

Bonds are compressed at resistance.
Inflation is uneven.
GDP slowed to 1.4%.
When bonds break levels like this, mortgage rates can move fast.
30-yr national avg ~6.04%.

If you’re 6.75%+ → we should talk strategy.

Full breakdown: https://t.co/1UPuxM0gxV
#MortgageRates

[Doug Shoemaker @DougShoemaker1]

Inflation eased to 2.4%.
Labor is softening beneath the headline.
Bonds pressing resistance.
Mortgage rates may have room to improve.

You can refinance a rate.
You can’t refinance a purchase price.

#MortgageRates #HousingMarket #Refinance

[Doug Shoemaker @DougShoemaker1]

-Jobs are cooling.
-Rates are easing.
-Housing is still strong.
This week’s #OneMinuteMonday explains why waiting for “perfect rates” can actually cost more.
🎥 Watch 👇
https://t.co/iyQyTKrgA0

[Doug Shoemaker @DougShoemaker1]

Mortgage rates are holding steady — but this week’s labor data is what really matters.

New One Minute Monday breaks down:
• Fed signals
• Jobs data
• Why strategy beats rate watching
🎥 Watch here: https://t.co/rNSnZiSDB4
#MortgageRates #Fed #JobsReport #OneMinuteMonday

[Doug Shoemaker @DougShoemaker1]

Are mortgage buydowns a scam?

No — but only if you understand how they work.

I break down:
• Permanent vs temporary buydowns
• Why sellers prefer them over price cuts
• The real math buyers never see
🎥 Watch here: https://t.co/BejyjStv0v

[Doug Shoemaker @DougShoemaker1]

Mortgage rates are steady. Inflation is cooling — slowly. Housing contracts dipped.

This week’s One Minute Monday breaks down what matters, why it matters, and how to think about strategy instead of guessing.

🎥 Watch 👉https://t.co/D8ogTNZAbd

#MortgageRates #HousingMarket