Psychiatrist, Engineer, Inventor, Business owner.

The sorrows of life are coming, it is to us to find joy.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

For drugs, go to: https://t.co/hwcJMblGOG
For labs, go to: https://t.co/HqzTKVsPTp
For imaging use: https://t.co/6BYT2edcb9

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@RepGregMurphy Nope. Just make a federal backed HSA for everyone and we can get catastrophic insurance.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@Leooweb3 People are rotating for IPO

[Anthony DiGiorgio, DO, MHA @DrDiGiorgio]

Every family is paying about $30k annually for healthcare they barely use, and that typically comes with a high deductible and out of pocket costs.

The median healthcare spend is $500 annually.

Now imagine an alternate version. Every American has a tax exempt HSA, but to participate, you must purchase at least a catastrophic insurance plan. If we allowed pre-ACA plans, we are looking at $6000-12000 per year. For the poor, instead of Medicaid or an ACA subsidy, the government just funds their HSA for them.

Now every family is putting $15k a year into an HSA. Most people would barely touch that. Maybe use some to pay for a DPC and the occasional lab or prescription. But by retirement, everyone would have $2-5 million saved up. That could pay for all lifetime medical expenses for 95% of Americans.

The only people who have to deal with insurance companies are those with catastrophic high cost events (trauma, cancer, etc). The only role government has is as a reinsurance to keep premiums low and help people with pre existing conditions get plans. Or for the truly destitute who burn through their HSA and cannot care for themselves (universal backstop coverage).

This would provide truly universal coverage, give money back to patients, simplify healthcare, and make every American richer.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@TedPillows IPO, and its not going to end well.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@NelsonMogaka_ Ortho below c3

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@tylerblack32 Third years know a toonnnnnn studying for step 1. First two months of rotations of third year are like talking to walking Harrison’s. It’s awesome.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

The @OpenAI commercial was literally the world ending. What? Why would this be an ad? Who watching TV would be like, oh AI... Uh.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@HunterBiden Keep up the great work. Congratulations!

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

Absolutely glued to @TexasTechSB

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@sulmoney @DrSuneelDhand @BadMedicalTakes But, uh, Arsenal? How about joy instead.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@noahkaufmanmd @sunny051488 I've traded psychologically for about 5 years. Learned from the last bull. When I want desperately to buy, I sell. And when I am hopeless, I buy. Its worked.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

They raised property taxes again, I hope this means the public schools are going to improve.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@tylerblack32 @Melanie84410075 Studies. Studies. Good studies. Studies.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@texasrunnerDFW @Pat_Stedman Yes, the whole family is different until the youngest is headed to school. 1 to 2 is a big difference and 2 to 3 is absolutely wild. Requires everything.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@TheNayaV @amitisinvesting I think this is the year, a 10x from the 22 lows. Two constraints on economy are self imposed. Release both before midterms and it’s a route for incumbents.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@valkmommy_brynn Ah gotcha.

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@TheNayaV @amitisinvesting It’ll be at ATH before we know it

[Psychiatrist, Engineer, Inventor, Business owner. @DrDavidClements]

@tylerblack32 @matthewbaszucki Beat me to it. What he said.