European Credit Research Institute (ECRI)

The European Credit Research Institute (ECRI) is an independent non‐profit research institute focused on European credit and payments markets.

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Today, @judith_arnal will speak at @ASNEF_'s General Assembly, presenting key insights on the simplification of financial regulation👇

On 16 June at @CEPS_thinktank, we will continue the discussion presenting our latest report on the topic (🔗register: https://t.co/ujELSiasfU)!

[European Capital Markets Institute - ECMI @ECMI_CEPS]

Join us for our seminar on simplifying 🇪🇺EU financial regulation and strengthening supervision!

We'll discuss the findings of the latest CEPS-ECMI-ECRI Task Force Report (🔗https://t.co/AMMKPUtcq3).

🗓️16 June, 13–14:30
📍@CEPS_thinktank

REGISTER HERE👉https://t.co/oReyKpbRzG

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Seven jurisdictions have legislated for #stablecoins. Rules converge on the surface, but three fixes are needed:
▶️Build mutual recognition architecture
▶️Make reserve composition politically visible
▶️Settle the yield question

READ HERE: https://t.co/R8tKgwpGca

✍️@judith_arnal

[Judith Arnal @judith_arnal]

🆕My latest @ECRI_CEPS In-Depth Analysis paper is out: “𝗦𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻𝘀: 𝗖𝗼𝗻𝘃𝗲𝗿𝗴𝗲𝗻𝘁 𝗿𝘂𝗹𝗲𝘀 𝗼𝗻 𝘁𝗵𝗲 𝘀𝘂𝗿𝗳𝗮𝗰𝗲, 𝗱𝗶𝘃𝗲𝗿𝗴𝗲𝗻𝘁 𝗿𝗲𝗴𝗶𝗺𝗲𝘀 𝗶𝗻 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗲.”

A thread 🧵with main messages

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Yesterday we hosted a discussion on #AI, collaboration and the new #fraud frontier, exploring how online fraud is rapidly evolving into one of the most significant challenges in 🇪🇺's digital economy and what it means for online payments.

🤝Thank you to everyone who joined us!

[CEPS ThinkTank @CEPS_thinktank]

🔴 LIVE NOW / Our @ECRI_CEPS event on AI, collaboration and the new fraud frontier has started!

Online fraud is no longer a marginal risk, but a structural challenge at the heart of the EU’s digital landscape and the fastest-growing form of organized crime.

Today regulators, industry practitioners and researchers have come together to explore strategies to reduce online fraud ahead of the Commission’s action plan and to discuss the responsible use of AI, remaining regulatory gaps and effective collaborative models.

With:
🎙️@KatarzynaJanic7, DG HOME @EU_Commission
🎙️Jackie Barwell, @ACI_Worldwide
🎙️Guido Mangiagalli, @Visa
🎙️Mathilde Bonneau, @PayPal

&  @judith_arnal moderating the panel

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Last week we hosted a seminar on #digitalmoney – check out the key takeaways from our speakers👇

💬 @kerstpe, @EU_Finance
💬 Karine Themejian, @ecb
💬 Matthew Osborne, @Ripple
💬 Juan Jiménez Zaballos, @bancosantander

Stay tuned for more ECRI events!
🔗 https://t.co/Bq5Uh0DWp4

[European Credit Research Institute (ECRI) @ECRI_CEPS]

🚨 Last chance to register for our event next week!

Join us at @CEPS_thinktank with
🎙️@KatarzynaJanic7, DG HOME @EU_Commission
🎙️Jackie Barwell, @ACI_Worldwide
🎙️Guido Mangiagalli, @Visa
🎙️Mathilde Bonneau, @PayPal
& @judith_arnal moderating the panel

🔗 https://t.co/jZ5PkmZQay

[European Credit Research Institute (ECRI) @ECRI_CEPS]

🗞️Read the full article: https://t.co/5tpPavDVvI

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Our policy brief on the economic costs of restricting global #stablecoins has been featured in @CincoDiascom👇

@judith_arnal argues that growing institutional scepticism risks leading to de facto exclusion from the 🇪🇺EU market.

🔗Read our policy brief: https://t.co/5TGkApdJzH

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Join us on 11 May for a seminar on online fraud & the responsible use of #AI, with:

🎙️@KatarzynaJanic7, DG HOME @EU_Commission
🎙️Jackie Barwell, @ACI_Worldwide
🎙️Guido Mangiagalli, @Visa
🎙️Mathilde Bonneau, @PayPal
& @judith_arnal moderating the panel

🔗 https://t.co/jZ5PkmZQay

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Yesterday we had a full house for our event on digital money!

The discussion explored how digital money can interact within the 🇪🇺EU's regulatory and monetary framework, and what role euro-denominated stablecoins could play in strengthening the EU’s financial ecosystem.

👇

[Judith Arnal @judith_arnal]

𝗙𝗼𝘂𝗿 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗮𝗹 𝗰𝗼𝗻𝗱𝗶𝘁𝗶𝗼𝗻𝘀 𝘄𝗶𝗹𝗹 𝗱𝗲𝘁𝗲𝗿𝗺𝗶𝗻𝗲 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝗘𝘂𝗿𝗼𝗽𝗲’𝘀 𝗮𝗰𝗰𝗼𝘂𝗻𝘁-𝘁𝗼-𝗮𝗰𝗰𝗼𝘂𝗻𝘁 (𝗔𝟮𝗔) 𝗶𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲𝘀 𝗮𝗿𝗲 𝗮𝗻 𝗮𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲 𝘁𝗼 𝗩𝗶𝘀𝗮 𝗮𝗻𝗱 𝗠𝗮𝘀𝘁𝗲𝗿𝗰𝗮𝗿𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗘𝗨.

Many thanks to @EgleKristo for reflecting my views in her interesting piece for @Cybernews

🧵with conditions

@rielcano @CEPS_thinktank @ECRI_CEPS

https://t.co/67xWLEjstG

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Only one week until our seminar on 🇪🇺Europe's strategic choices in digital money!

🎙️@kerstpe, @EU_Finance
🎙️Karine Themejian, @ecb
🎙️Matthew Osborne, @Ripple
🎙️Juan Jiménez Zaballos, @bancosantander
& @judith_arnal moderating the discussion

REGISTER: https://t.co/z0grCqMuAS

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Join us for our seminar on how to tackle online fraud! Exploring strategies ahead of the 🇪🇺Commission action plan, responsible use of #AI, remaining regulatory gaps & effective collaborative models👇

🗓️11 May, 15:00–16:30 CEST
📌@CEPS_thinktank

REGISTER: https://t.co/jZ5PkmZQay

[European Credit Research Institute (ECRI) @ECRI_CEPS]

📢 Save the date for our seminar on the latest developments in digital money – from dollar #stablecoins to the #digitaleuro!

🗓️ WHEN: 28 April 2026, 15:30–17:00 CEST
📌 WHERE: @CEPS_thinktank, Brussels

🔗 More info & registration: https://t.co/z0grCqMuAS

[European Capital Markets Institute - ECMI @ECMI_CEPS]

Our latest report explores how the 🇪🇺's regulatory & supervisory framework affects its financial system's #competitiveness – & what can be done to improve it:
1️⃣Improving how rules are designed & adopted
2️⃣Enhancing how rules are implemented & enforced

🔗https://t.co/1LkY2dZ1WQ

[European Credit Research Institute (ECRI) @ECRI_CEPS]

🙌 Two of our publications have been included in this month's @EUCouncil Think Tank Review!

🗞️ The economic costs of restricting global stablecoins: and how to mitigate the risks

🗞️ Payment sovereignty without walls: the case for Europe’s multi-rail ecosystem

@judith_arnal 👏

[CEPS ThinkTank @CEPS_thinktank]

A new report from a CEPS-@ECRI_CEPS-@ECMI_CEPS joint Task Force examines how Europe’s financial regulatory and supervisory framework affects the competitiveness of its financial system – and what can be done to improve it. 💶🇪🇺

Read it here: https://t.co/gN428M7mMH

[European Credit Research Institute (ECRI) @ECRI_CEPS]

Tomorrow, our Senior Research Fellow @judith_arnal will participate in a @ECIPE webinar to explore the reforms Europe needs to unlock innovation and drive growth 👇

🔗 Learn more here: https://t.co/BylJxxecNJ