InvesTrader

Expert in nothing. Trying to leave my mark in Trading and Investing

[InvesTrader @EInvestrading]

@SonyLIV Please check your dm

[InvesTrader @EInvestrading]

I am fed up with writing emails to you @SonyLIV for change of email ID. Everytime your team suggests me to contact Jio Fiber team although they have updated the email ID in all its records. I recommend u to keep some professionals in ur customer care to read the emails properly.

[InvesTrader @EInvestrading]

@YourCardJourney Thank God!

[InvesTrader @EInvestrading]

@thepnfway Was waiting for your comeback

[VVikas Kumaarr @flyingvikas129]

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If you want early access for Free follow the below.

1. Follow @flyingvikas129
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[InvesTrader @EInvestrading]

@ProfessorCardz I have a kiwi card issued by yes Bank. Is it possible for me to change it to PNB?

[InvesTrader @EInvestrading]

@flyingvikas129 Many Congratulations 🎉👏💐

[Harshit Bohra | Cards Wizard @cards_wizard]

People always ask me 😵

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💬 “What’s the iShop daily/monthly cap?”
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So I built the ultimate cheat sheet 📊
👉 Daily cap
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👉 Max INR spend (Flights / Hotels / Vouchers / Others)

Let’s go issuer by issuer 👇

[VVikas Kumaarr @flyingvikas129]

❌❌FRAUD BY @hm and @delhivery ❌❌

Hey @GabbbarSingh can you please amplify @JagranNews @jagograhakjago

[VVikas Kumaarr @flyingvikas129]

❌❌FRAUD BY @hm &M ❌❌

Hey @hm Can you justify On what grounds are you attempting to deny the refund to the customer when the lapse has evidently occurred either with your logistics partner @delhivery or within your internal handling process?

Does this justify penalising the customer for your operational failure, or will you take ownership and resolve this matter directly with your logistics partner instead of passing the burden unfairly onto me?

@GabbbarSingh @jagograhakjago

[InvesTrader @EInvestrading]

This is atrocious and day light robbery off customers by H&M. Need a swift, immediate and favourable action
@hm
@delhivery
@jagograhakjago
@TimesNow
@htTweets
@aajtak
@inshorts @flyingvikas129

[VVikas Kumaarr @flyingvikas129]

⚠️ Consumer Alert: H&M & Delhivery Refund Scam?
Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842
Dear H&M Support and Delhivery Management,
I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396).
The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud.
The Facts of the Case:
Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery).
H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund.
The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel.
The Dispute:
Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received."
This leads to only two logical conclusions:
The article was lost or swapped while in the custody of Delhivery.
The article was misplaced or mishandled at the H&M Warehouse.
In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally.
Demand for Action:
I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam.
I hereby demand:
1. An immediate reversal of the decision and the processing of my full refund.
2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse.

At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable.

This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof.

If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities.

I expect this issue to be resolved without any further excuses

@hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts

[VVikas Kumaarr @flyingvikas129]

⚠️ Consumer Alert: H&M & Delhivery Refund Scam?
Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842
Dear H&M Support and Delhivery Management,
I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396).
The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud.
The Facts of the Case:
Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery).
H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund.
The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel.
The Dispute:
Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received."
This leads to only two logical conclusions:
The article was lost or swapped while in the custody of Delhivery.
The article was misplaced or mishandled at the H&M Warehouse.
In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally.
Demand for Action:
I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam.
I hereby demand:
1. An immediate reversal of the decision and the processing of my full refund.
2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse.

At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable.

This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof.

If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities.

I expect this issue to be resolved without any further excuses

@hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts

[InvesTrader @EInvestrading]

@flyingvikas129 @amazonIN 😆

[InvesTrader @EInvestrading]

@rlnarayanan பொங்கல் நல் வாழ்த்துக்கள்

[InvesTrader @EInvestrading]

@rlnarayanan Can we make a fresh entry now?

[VVikas Kumaarr @flyingvikas129]

That’s a wrap! Thanks for reading.
follow @flyingvikas129 for more.

Do like and retweet if you enjoyed reading it.

[InvesTrader @EInvestrading]

@creditkeeda Somewhere in India

[InvesTrader @EInvestrading]

@creditkeeda 121/10

[InvesTrader @EInvestrading]

@gurumilespoints This cannot be explained easier by anyone. Kudos to your efforts. Much appreciated and please keep up the good work 🙏