Emil Rybovic

retweet’s

[Tesla Dragon 🍁 @TeslaDragon69]

I just came back from a one month trip visit over to China. Visited tier 1 down to tier 3 cities. I was highly skeptical about how good Chinese vehicles were until I saw and experienced them my own eyes.

The electric cars the Chinese make right now are amazing. High quality builds, robust software, and all electric.

In particular, the Xiaomi cars look incredibly nice.

Almost all scooters are electric, and over half the cars on the road are electric.

They will eat the Japanese and the American car manufacturers, if they are not already.

@elonmusk was right. China is the only competition to Tesla.

[Sawyer Merritt @SawyerMerritt]

Toyota CEO on Chinese competition: "Unless things change, we will not survive. I want everyone to acknowledge this sense of crisis."

Honda CEO on Chinese competition after recently visiting the country: "We have no chance against this." https://t.co/FUI4WPLpXg

[Emil Rybovic @EmilRybovic]

@niccruzpatane From here where

[Emil Rybovic @EmilRybovic]

@elonmusk I’ll buy FSD the moment it follows the owner, not the VIN.
Make it lifetime and transferable to any future Tesla—no matter what happens to the car.
Do that, and you’ve got an owner for life

[Emil Rybovic @EmilRybovic]

@SawyerMerritt Get 3 months of Full Self-Driving (Supervised) or $400 off Solar Panel installation with my referral link. https://t.co/W2jPaBR8vf

[NewsForce @Newsforce]

This is insane.

[Clint Jarvis @clinjar]

You can turn any iPhone into a "dumb phone".

Strip out distractions. Keep what matters. And switch back whenever you need.

Here’s how to do it (in under 5 minutes):

[Catturd ™ @catturd2]

😂 I laughed too hard at this.

[Awesome Videos ❤️ @Awesomevideos07]

Mom of the year 😂😂

[E @ElijahSchaffer]

Not a kid in sight

Theme park adults should be deported

[MLFootball @MLFootball]

CRAZY STORY: Legendary #49ers wide receiver Jerry Rice said he never slept the night before a Super Bowl and never ate anything the day of the game. 

His goal, he said, was to get to as low a weight as possible — ideally 189 lbs — to be lighter on the field, and to mentally prepare by staying awake simulating plays.

🤯

(Via @The_Ecyclopedia)

[Gaetano Ciambriello @GCiams]

I have a friend who might lose their home for taking a lower interest rate on their mortgage.

Back in 2021, they took out a 10 year mortgage at 1.875% instead of a 30 year loan at 2.75%.

Their payment each month is $4,572 vs. $2,041.

[Brandon Van Zee @BrandonVanZee]

🇺🇸 This Jamie Dimon rant is worth a listen $JPM

[dan ushman @danushman]

My SVB experience:

6 months ago, we realized we were spending a lot of money on wire transfers. Five figs/year. Being a responsible biz, we started looking into ways to cut the expense.

3 months ago, we reached out to an old contact at SVB to explore a relationship. They offered a beefy rate on savings balance plus free wires. We were happy and took it.

Last month, we completed opening accounts and moved 35% of our savings balance to them. We had plans to move more, but our current bank got wind of it, and matched the wire pricing which saved us a lot of administrative work. So we put moving on hold for a bit, although we planned to eventually move our full savings to SVB for interest rates, and keep our operating accounts where they were since wires were no longer an issue.

Last night, I heard about the SVB drama, and immediately tried to transfer money out. That wire is still listed as pending even now. Also tried to do an internal transfer between entities within SVB, and that is also stuck "im progress" and never went through.

This morning I woke up early and spent almost 4 hours trying to get through to them on the phone. Their lines were down, fast busy, then when I finally got into the PBX system, I was on hold for hours. Even called in from two different lines, no one outside of card services would pickup. When I got through, it was only to someone on their credit card side, where I'd ask for a transfer.

There was a pretty rad moment of levity that occurred during one of the calls. The card services lady picked up and apologized for the long holds.

"Sorry for the long hold. Our website is having some issues and our phones are going crazy because of it."

"That's not why your phones are going crazy. Look at the news. SVB is going out of business right now. Transfer me to SMB banking support please now"

"Uhh... Ohhh... let me try to transfer you to banking support"

Another long hold with no answer occurred during which I got the news alert about SVB being shut down by Cali Bank Regulators and the FDIC.

What a day.

We had six figures there and it was above the FDIC limit. We'll be OK, it was savings, not operating capital, and we'll probably get our money back or at minimum a good sized chunk of it.

I worry about other businesses that were heavier into the SVB ecosystem. Some could not even try to move per their loan covenants. One friend's company had $5m there. They were trying to wire it out this morning without luck. I know others, too, in total three people I know have business accounts with 7 or 8 figure balances at SVB.

What a Friday.

[Alex Cohen @anothercohen]

100% remote work combined with a no meeting culture is going to create a large group of lonely, isolated workers

[Rob Perez @WorldWideWob]

this one going to be tough to beat

[PiQ @PiQMarkets]

😮 Yer man just solved the global energy crisis, from his kitchen.

[Science girl @sciencegirl]

For perspective

It would take 1.3 million Earths to fill the Sun's volume

[NEWS MAKER @NEWS_MAKER]

wtf

[Tom Nash @iamtomnash]

That horse had no idea he is a rescue horse. Only in Russia.