The 10 financial ratios every investor should know. Save this. 🇳🇬📚
1. Price to Earnings Ratio (P/E)
What it means: How much you are paying for every ₦1 of the company's earnings.
How to use it: A high P/E means the market expects strong growth. A low P/E may mean undervalued or struggling. Compare within the same sector.
2. Earnings Per Share (EPS)
What it means: How much profit the company made per share.
How to use it: Growing EPS year on year is a sign of a healthy and improving business.
3. Return on Equity (ROE)
What it means: How efficiently the company uses shareholders' money to generate profit.
How to use it: Look for ROE consistently above 15%. The higher the better. GTCO regularly posts ROE above 30%.
4. Dividend Yield
What it means: The annual dividend divided by the current share price. Expressed as a percentage.
How to use it: Tells you what income return you get from holding the stock. Useful for income investors.
5. Price to Book Ratio (P/B)
What it means: Compares the share price to the net asset value per share.
How to use it: A P/B below 1 means you are buying assets at a discount. Can signal undervaluation.
6. Debt to Equity Ratio (D/E)
What it means: How much debt the company carries relative to shareholder equity.
How to use it: A high D/E ratio means the company relies heavily on borrowing. Risk increases when debt is high.
7. Current Ratio
What it means: Current assets divided by current liabilities. Measures short-term liquidity.
How to use it: A ratio above 1 means the company can cover its short-term debts. Below 1 is a warning sign.
8. Net Profit Margin
What it means: How much of every ₦1 in revenue becomes actual profit.
How to use it: Higher is better. NVIDIA's net margin above 60% means they keep ₦60 out of every ₦100 earned.
9. Revenue Growth Rate
What it means: How fast the company is growing its top-line income year over year.
How to use it: Consistent double-digit revenue growth over several years is one of the strongest signs of a quality business.
10. Price to Earnings Growth (PEG)
What it means: P/E ratio divided by the earnings growth rate. Adjusts valuation for growth.
How to use it: A PEG below 1 is considered undervalued. It balances price against actual growth speed.
No single ratio tells the full story. The best investors use several together. These 10 are your starting point. 🇳🇬
Not financial advice. Do your own research.
The Federal High Court in Abuja on Thursday affirmed Sen. David Mark’s leadership of the African Democratic Congress (ADC).
Justice Musa Liman, in a judgment, also dismissed the suit filed by Rep Leke Abejide challenging Mark and Ogbeni Rauf Aregbesola as national chairman and national secretary of the party for lacking merit.
https://t.co/Js0c7M4Kda
BREAKING NEWS:
COURT AFFIRMS DAVID MARK AND ADC EXECUTIVE COMMITTEE AS DULY ELECTED
In a major legal victory for the African Democratic Congress (ADC), Justice Liman of the Federal High Court has ruled that Senator David Mark and other members of the party’s executive committee were duly elected.
The court's judgment firmly validates and affirms the legitimacy of the party’s leadership structure, putting an end to leadership disputes.
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Press Release
CBN Revokes Licenses of 46 Microfinance Banks.
Kindly click the link to see the full list of the affected Microfinance Banks on the CBN website : https://t.co/7HymUKTI5J
#CBN#PressRelease
Market presents you these opportunities:
• UBA now 28% below its all time high (₦55.2)
• ARADEL now 30% below its all time high (₦2,024)
• JAIZ Bank now 46% below its all time high (₦15.43)
• GTCO now 19% below its all time high (₦156.95)
• TIP now 31% below its all time high (₦42.3)
• NGXGROUP now 36% below its all time high (₦188)
• ZENITH now 16% below its all time high (₦136.9)
• Dangote Sugar now 29% below its all time high (₦95.8)
• CONHALL now 34% below its all time high (₦9.08)
• CUSTODIAN now 19% below its all time high (₦89.95)
• WEMA now 25% below its all time high (₦36)
HEART ATTACK PREVENTION (AT HOME):
1. Walk 30–40 minutes daily (brisk, not lazy).
2. Stop smoking completely — even “one a day” damages arteries.
3. Use less salt; avoid pickles, packaged snacks, instant foods.
4. Eat fruits or nuts instead of biscuits or fried snacks.
5. Sleep 7–8 hours at fixed times (irregular sleep strains the heart).
6. Check BP, sugar, cholesterol at least every 6 months.
7. Avoid sitting continuously for more than 1 hour — stand, stretch, move.
8. Reduce belly fat — waist size matters more than weight.
9. Manage stress daily: deep breathing, prayer, meditation, or quiet walks.
10. Drink enough water — dehydration thickens blood.
11. Avoid heavy dinner at night; eat light and early.
12. If prescribed medicines, don’t skip even when you feel fine.
13. Limit alcohol; zero is best for heart safety.
14. Learn warning signs — chest pressure, left arm/jaw pain, breathlessness, cold sweat.
Please drink water today.
Always aim to take 3 litres a day.
Water protects your kidneys.
Water flushes toxin out of your body.
Water prevents constipation.
Water sorts out dehydration.
Water gives you fresh skin.
Water helps your brain function.
Pls go and drink water now.
ANDROID KULLANICILARI, BUNA DİKKAT EDİN!
Telefonunuz "Depolama dolu" uyarısı verdiğinde fotoğrafları, videoları ve uygulamaları silersiniz. Buna rağmen yer açılmaz.
Çünkü asıl sorun sizin dosyalarınız değil; Android'in arka planda gizlice biriktirdiği sistem çöpleridir.
Dün telefonumdan tek bir fotoğraf, video, uygulama veya sohbet silmeden tam 35 GB boş yer açtım.
Bunu nasıl yaptığımı adım adım anlatıyorum:
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Payment date: July 31st, 2026.
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