The Hoodie KingFish

Every man a king, but no one wears the crown. Uconn Fan. Sports Investor. creator The Kingfish 11

[The Hoodie KingFish @EveryManA_King]

Best run since the expansion of the tournament

[Jay Bilas @JayBilas]

Not talked about enough…since 1999, UConn has won six National Championships under three different head coaches. During that same time period, Duke, UNC and Florida won three each, and Kansas won two. Remarkable.

[best of the sopranos @Bestofsopranos]

The Sopranos but it's just gabagool

[Jeffrey P. Snider @JeffSnider_EDU]

Everyone is watching crude prices. Wrong number.

Crude inventories are only 6% below normal. Fine, seemingly.

But gasoline stocks just dropped 5 million barrels in a week. Diesel is 12% below average, even with soft freight demand.

This isn't a demand story. US gasoline demand is down 2.2% year over year.

It's a supply story. Refineries are running at 95.8% and still can't keep up.

That gap between crude and refined product is the crack spread, and it's at record highs. Which means the refinery, not the oil field, is setting your price at the pump.

[Underdog @Underdog]

LeBron James and Jaylen Brown fighting over the last bottle of hairline spray at the 76ers facility

[TorresonUConn @TorresOnUConn]

The number of people who have had downright glowing things to say about Tom Moore since he announced his retirement shows the kind of man he was.

UConn and its fans were lucky to have him as long as they did.

Enjoy retirement, @CoachTomMoore 🐺🐺

[UConn Men's Basketball @UConnMBB]

21 seasons with the Huskies. 4 national titles.

Thank you for everything, Coach Moore! 🙌

[OSZ @OpenSourceZone]

2026 Generic Ballot Among Hispanics (Dem +9 | 2024)

Last Poll:
🔵 Democrats: 60%
🔴 Republicans: 27%

Now:
🔵 Democrats: 50% (-10)
🔴 Republicans: 41% (+14)

Emerson poll | 7/19-7/20

[InteractivePolls @IAPolls2022]

FOX NEWS POLL: Which party do you trust more to handle...? 2022 vs 2026

Inflation/Prices
🔴 Oct. 2022: R+13
🔵 July 2026: D+10 (new high)
——
The Economy
🔴 Oct. 2022: R+15
🔵 July 2026: D+9 (highest since 2006)
——
Immigration
🔴 Jan 2022: R+15
🔵 July 2026: D+1

[TorresonUConn @TorresOnUConn]

BIG mid-summer recruiting news as 5-star guard Navorro Bowman Jr. will visit UConn this fall, per @247Sports.

Top 15 prospect. Son of the NBA legend. Just won a gold medal with Team USA a few weeks ago.

One of the top guards in the class.

Would LOVE to see him as a Husky😏🐺

[Hoops at Duke @Hoopsatduke]

Impossible to pick one. My Top-10 in no particular order…

2026 to UConn in E8
2025 to Houston in F4
2022 to UNC in F4
2020 to Covid
2019 to MSU in E8
2018 to Kansas in E8
2004 to UConn in F4
1999 to UConn in Final
1994 to Arkansas in Final
1986 to Louisville in Final

[UConn Men's Basketball @UConnMBB]

Happy birthday, Ray! 🎂🎉

[EndGame Macro @onechancefreedm]

Housing Affordability Will Return the Hard Way

New homes selling for less than existing homes means builders are being forced to respond to the market before homeowners are.

Builders carry construction loans, land costs, payroll and unsold inventory. They cannot wait indefinitely, so they cut prices, reduce square footage and offer mortgage rate buydowns. Existing owners with 3% or 4% mortgages can simply refuse to sell. Price discovery is therefore appearing first in new construction while resale prices remain supported by restricted supply.

The comparison is not perfectly equal because new homes are increasingly smaller and concentrated in lower-cost regions. Even so, the reversal matters. A market that historically placed a premium on new construction now requires discounts to move inventory.

Mortgage Demand Has Collapsed

The deeper signal is mortgage activity. The purchase application index is roughly 35% below its long term average and about 70% below its 2005 peak. Application volume has fallen toward levels last seen around 1995 even though the U.S. population is nearly 29% larger.

Measured per person, purchase application activity is therefore about 22% lower than it was three decades ago. In practical terms, a much larger country is producing nearly one quarter fewer mortgage applications per capita.

This is not a lack of interest in owning a home. It is a failure of affordability. Mortgage rates were around 7.5% to 8% in 1995, but the median new home cost roughly $133,000. Today rates are somewhat lower, yet home prices are more than three times higher. Monthly payments have risen much faster than household incomes, while down payments, taxes and insurance have become larger barriers of their own.

Transactions Usually Break Before Prices

The historical pattern is that housing volume weakens before home prices fully adjust. That happened during the 2006 to 2008 downturn. Buyers disappeared first, inventory accumulated later, and prices fell more decisively once unemployment rose and forced selling increased.

Today the mortgage lock in has delayed that process. Owners with low rates are holding properties off the market, preventing inventory from rising enough to clear prices. Builders do not have that luxury, which is why they are cutting first.

Why Lower Rates May Not Be Enough

Lower mortgage rates alone could bring sidelined buyers back and place another floor under prices. Real affordability requires both lower financing costs and lower home prices relative to income.

That combination usually appears when the economy is weakening. Rising unemployment reduces household formation, forces some owners to sell and breaks the lock in effect. Inventory rises just as demand falls. Mortgage rates decline because growth and inflation are deteriorating, but lending standards tighten and fewer people feel secure enough to buy.

That is the cruel part of the housing cycle. Homes become more affordable only after buyers become scarcer. The people who benefit most are those who retain employment, liquidity and access to credit through the downturn.

Hormuz Could Accelerate The Reset

A sustained Strait of Hormuz disruption would intensify this process with a lag. Higher oil prices raise gasoline, freight, airline, food and production costs. Households lose discretionary income, businesses see margins compressed and hiring slows.

At first, the inflation shock could keep long term yields and mortgage rates elevated even as demand weakens. Later, if unemployment continues to rise and consumption deteriorates, rates would fall because the economy is breaking beneath the surface.

That is the most likely path back to affordability. Not a painless return to cheap mortgages, but a recessionary reset in which employment weakens, forced supply increases and falling rates arrive too late to protect everyone.

[The xG Philosophy @xGPhilosophy]

Argentina created 0.00(xG) in the first half.

[SportsCenter NEXT @SCNext]

5⭐️ Cayden Daughtry (No. 9 SC NEXT 100) delivered 30, 9 and 6 as FL Rebels claimed the Peach Jam championship over Drive Nation 71–60 🍑🔥 @NikeEYB

[Isaac Trotter @Isaac__Trotter]

Cayden Daughtry’s Peach Jam numbers are mind-boggling: 258 points, 49 assists, 34 rebounds and just 16 turnovers.

He shot 63% on 2s, 49% on 3s and 91% from the charity stripe in eight games over a six-day span.

[TJ's Basketball Takes @TJsBballTakes]

I REPEAT: 0 TURNOVERS.

Cayden Daughtry was 9-15 FG, 3-5 3FG, 11-13 FT.

Scored, playmake, got stocks, and somehow didn't lose the ball once as he was guarded by 6-5+ dudes throughout.

Unreal basketball prospect

[Better Get Us Now Pod @BetterGetUsNow]

Is Demarcus Henry going to choose UConn? Seems like a great culture fit.

“All they do is win. They’ve got a good pedigree, and they’re putting guys in the league. I feel like if you go there, they’ll build you up to be a dog.”

5 ⭐️ STAR Demarcus Henry

[James Spann @spann]

Projected movement of wildfire smoke over the next 48 hours (HRRR)

[Hater watch sports @Haterwatch21]

🚨 BREAKING: Notre Dame Head Coach Marcus Freeman has reportedly urged either England or France to withdraw from the World Cup Third Place Match.

“This is something we do at Notre Dame. If the game doesn’t go our way, we simply opt out. I’d rather be called chicken than get embarrassed in a game that doesn’t mean as much.”

[Hoop Central @TheHoopCentral]

CALEB WILSON IS PUTTING ON A SHOW

DUNK & PULL UP THREE

🔥🔥🔥

[The Touchline | 𝐓 @TouchlineX]

🚨🗣️ 𝗡𝗘𝗪: Joe Hart: "Thomas Tuchel showed that he DIDN'T BELIEVE in his team after they went 1-0 up!"

— BBC