3Jane has upsized its Slope facility with an additional ~$18m purchase at a ~13.92% net APY, ~1.6-month weighted average life
3Jane fintech financing up +350% MoM
USD3 ~7.75% APY
sUSD3 ~13.08% APY
We are excited to announce that we have completed our 1st forward-flow loan sale of $8.5M with @3janexyz, a cryptonative credit protocol. This is the 1st phase of a broader $50M program and one of the 1st whole-loan purchases of a U.S. fintech loan book by a DeFi protocol.
3Jane has executed an ~$8.5m whole-loan purchase with Slope, the credit infrastructure powering business lending for @slashapp & the Fortune 10
Phase 0 of a broader $50m forward-flow program
USD3 now directly funds SMB lines of credit embedded in major U.S. commerce platforms
3Jane has executed a $10M senior warehouse facility with LendSwift, a U.S. fintech consumer lender, to scale its loan portfolio
Funded by USD3/sUSD3 at a 15% coupon and secured by ~15,000 short-duration installment loans
Cryptonative capital now funds mainstream consumer credit
IRMs are broken. we need experimentation in lending markets to find something better. flex uses market discovery to set rates rather than a prebaked curve. it lets lenders and borrowers decide their own fates.
so excited to see @johnnyonline_ launch this.
$AFRM originated ~$36B of BNPL purchases in 2025.
Every consumer purchase is funded by a web of bank warehouse lines, forward flows, and securitizations under the hood.
3Jane x BNPL yield, coming soon ✨
3Jane began as a credit-based money market extending lines of credit to cryptonatives.
Today we're evolving into programmable credit facilities via warehouse loans & forward-flows to power the next generation of fintech originators across a $100B opportunity.
Full post below.
3Jane has withdrawn 100% of USD3's @aave v3 USDC backing from the market and no longer has any exposure. This is a preemptive action to avoid any liquidity crunch from increased borrowing demand for $USDT and $USDC by WETH holders.
@danrobinson but it means the (unwilling?) users of the zone give up their rights? sounds like the next operation choke point will take place on tempo zones.
Blockchains still broadcast every transaction publicly. Every stablecoin payment leaks the amount, the sender, and the recipient.
We’re excited to share that Tempo is building Zones for businesses that need privacy: private blockchains that are interoperable with the rest of Tempo for stablecoin use cases like payroll, treasury, and settlement.
Despite ~$800k in indirect Resolv exposure across $107M+ in value verified, 3Jane would have incurred $0 bad debt even without a Fluid subsidy.
3Jane extends cross-margined, recourse credit lines underwritten against the full balance sheet rather than isolated collateral. This enables financing for a broader set of productive assets without forcing lenders to warehouse concentrated single-asset tail risk. Read more:
3Jane has partnered with @HypernativeLabs to add 24/7 threat detection & prevention across the protocol, helping us preempt attacks before funds are at risk.
This includes smart contract vulnerabilities, operational security risks, financial manipulation, & other attack vectors.