Michael Zmistowski

Personal Financial Planning news for consumers, advisors & PFP degree students at Florida's Universities. Chairman Financial Planning Association of Tampa Bay

[Michael Zmistowski @FPadvisorsInFla]

At Florida's Capitol Rotunda for Financial Planning Month!

[Michael Zmistowski @FPadvisorsInFla]

@fsu1jester @JayCollinsFL @GovRonDeSantis @FLSERT @POTUS Excellent, Senator Jay! Political Theater never gets the job done. Let us continue to secure our borders and, thus, protect our own fellow citizens!

[Michael Zmistowski @FPadvisorsInFla]

My girl relaxing at Indian Shores beach!

[Michael Zmistowski @FPadvisorsInFla]

Breakfast in Tampa with friends at Lina's. Delicious!

[Michael Zmistowski @FPadvisorsInFla]

Financial Literacy Advocate: pleased to introduce Florida’s new mandate requiring a half credit course in Financial Literacy to graduate from Florida’s high schools, beginning with juniors in 2025-2026 school year.

[Michael Zmistowski @FPadvisorsInFla]

My greatest opportunity to help others with my professional knowledge and advice. Report: Americans may lack longevity literacy https://t.co/zqjavUsx7G

[Michael Zmistowski @FPadvisorsInFla]

FPA names Daniel Galli 2025 president-elect https://t.co/ubGpwySDgi

[Michael Zmistowski @FPadvisorsInFla]

Here's how the Financial Planning Association of Florida volunteers build the profession and how you can benefit:  https://t.co/pNVzzolNZi

[Michael Zmistowski @FPadvisorsInFla]

FEI&I Summit Webinar Series - Policy https://t.co/8Kt5O7O0CX

[Michael Zmistowski @FPadvisorsInFla]

The Financial Planning Association of Florida advocated for a high school graduation requirement in Financial Literacy. Get familiar if you believe this is important to our nation's Next Generation. FEI&I Summit Webinar Series - Policy https://t.co/8Kt5O7NsNp

[Michael Zmistowski @FPadvisorsInFla]

The University of South Florida is the home of Florida's first Personal Financial Planning Baccalaureate degree program in the Muma College of Business. And now https://t.co/0sVJMMokKH

[Michael Zmistowski @FPadvisorsInFla]

While people at the top are seeing flush retirement accounts, surging prices has caused... https://t.co/vtV4dwuvDN

[Michael Zmistowski @FPadvisorsInFla]

How does the Financial Planning Association of Florida benefit every professional Financial Planner and every citizen in the State of Florida? Florida's Financial Planning Month, degree programs, high school requirements https://t.co/aQAD8dtNHC via @YouTube

[Michael Zmistowski @FPadvisorsInFla]

For those who do not know, my clients continue to be shocked as I apply the 4% Rule to their Retirement Income Planning. #FASuccess Ep 198: How The Creator Of The 4 Percent Rule Applied It For His Clients And His Own Retirement, With Bill Bengen https://t.co/Wh98LTYt3D

[Michael Zmistowski @FPadvisorsInFla]

IRS Sets 401(k), IRA Contribution Limits for 2025
IRA =$7,000. 401(k) = $23,500. Here's more detail:https://t.co/WJSd2L5vcD

[Michael Zmistowski @FPadvisorsInFla]

As demand increases for lifelong protected income, it has become more important to understand the application of contract provisions in these type of tax-deferred accounts. A Look At Real-Life Annuity Solutions https://t.co/Dr6jvQz5Gb

[Michael Zmistowski @FPadvisorsInFla]

Top 10 Tech Tips For Wealth Managers Today. Answering the question "HOW DO I?" Personal Financial Planning students at State of Florida's University PFP degree programs are interested in practice management info like this. https://t.co/OoZNff9bEz

[Behavioral Finance @victorricciardi]

Victor Ricciardi’s three books are now available “Investor Behavior” and “Financial Behavior” are extensive collections of behavioral finance and his new book “Advanced Introduction to Behavioral Finance” is a basic overview. The three books cover over 1,400 pages of extensive knowledge and important issues in behavioral finance.
Available on Amazon at: https://t.co/57EX4bevOE
#behavioralfinance #behaviouralfinance #financialbehavior #cfp #cfa #financialplanner #financialplanning #investorbehavior #book #ursinuscollege

[Michael Zmistowski @FPadvisorsInFla]

FREE FOR USF STUDENTS in PFP Program.
Registration portal is
https://t.co/eK3mx8YDPT

MAJOR CHANGES IN COLLEGE PLANNING
Wed, Oct 30, 2024 1:00 to 2:00 PM via ZOOM
New rules around the 529 plans & other college contributions. Colleges have also shifted their admin policies.

[Michael Zmistowski @FPadvisorsInFla]

Some reasonable caution here re; future Federal Reserve interest-rate cuts. Remember the big differences between interest income and interest expense.https://t.co/uULZTHzU8y