Fherum

Confidential DeFi lending powered by FHE, with Aave V4-inspired architecture on Robinhood Chain.

[Fherum @Fherumfi]

What if DeFi lending could protect your positions without hiding the market?

Introducing FHERUM, a confidential money market built around Fully Homomorphic Encryption (FHE).

CA: 0x8665f6e7ce1df1abe042d4b044e681be98a62974

FHE brings a different approach to onchain privacy: computation over encrypted data, without exposing the underlying positions.

Combined with an @aave V4-inspired modular architecture, FHERUM brings together confidential positions, curated lending markets, and transparent market-level risk.

[Fherum @Fherumfi]

Commodity exposure is coming to FHERUM.

Inspired by the approach behind @strato_net , we're expanding our lending markets to include commodity ETF exposure.

GLD. SLV. USO.

The idea is simple: use commodity exposure as collateral and borrow USDG without selling your position.

Another step in expanding what can be built on FHERUM.

More details soon.

[Fherum @Fherumfi]

Something interesting is coming to FHERUM.

We're preparing a new addition to our lending and borrowing markets.

Can't share much just yet, but it's worth keeping an eye on.

[Fherum @Fherumfi]

Dividend Yield is working on FHERUM.

I just completed an end-to-end test of the Dividend Yield Lending flow on the FHERUM web app, with every step confirmed on Robinhood Chain Mainnet.

The test covered:

Added 0.001 SPY as collateral.
Borrowed 0.1 USDG, with ASSAY checking the position.
Approved and repaid the USDG.
Removed the 0.001 SPY collateral, with ASSAY checking again.

Here are the onchain proofs:

Collateral deposit
https://t.co/z9qT0Mnc8a

Borrow + ASSAY check
https://t.co/w4OYXJXwzq

USDG approval
https://t.co/rjMxHMpsKf

Repay
https://t.co/GAnLij3sV0

Collateral withdrawal + ASSAY check
https://t.co/LexL4UxYIV

This is no longer just an idea or a demo of isolated features. The full flow is working on the FHERUM web app.

Still building, but this is a milestone I'm genuinely happy to share.

[Fherum @Fherumfi]

ASSAY Dividend Yield is now live on Robinhood Chain Mainnet.

The registry is deployed, 12 stocks are registered, and the OracleAdapter hook is active.

We've also started recording dividend updates onchain.

Initial records:
SPY: +0.1718%
NVDA: +0.0775%
QQQ: +0.0701%
AAPL: +0.0566%
META: +0.0541%
MSFT: +0.0413%
GOOGL: +0.0194%
MU: +0.0183%

A meaningful milestone for FHERUM. Glad to finally see this live onchain.

Mainnet contracts & transactions:

Registry: https://t.co/crQcf7mTeA

Deployment: https://t.co/dQ3DYuYMiT

Activation: https://t.co/kcvIZK6YZo

Dividend records:

SPY: https://t.co/QI7YFXJqoH

NVDA: https://t.co/S4QklgfA0s

QQQ: https://t.co/7NJ6rgKpRS

AAPL: https://t.co/GTfUfQ7MDk

META: https://t.co/VVYpWfDKu3

MSFT: https://t.co/RJXRgRkDW5

GOOGL: https://t.co/2smBiOKtLo

MU: https://t.co/74y9CFebbR

[Fherum @Fherumfi]

Introducing ASSAY.

Dividend Yield Lending, built around one simple idea: your stock collateral shouldn't have to give up its dividend yield just because you're borrowing against it.

A new chapter for FHERUM.

Here's what we've been building.

[Fherum @Fherumfi]

Something big is coming to FHERUM.

I've been working on something that could change how people use their stock collateral in lending.

[Fherum @Fherumfi]

Mobile access is fixed.

I saw your feedback about FHERUM not working properly on mobile, and we've been working on it.

Here's a quick look at the updated mobile experience.

Thanks for pointing it out. We're still improving things.

[Fherum @Fherumfi]

@CanuckInvesting @greenbackschool on it

[Fherum @Fherumfi]

10 tokenized asset markets. Now deployed on mainnet.

This is another milestone for FHERUM. We've expanded beyond WETH/USDG, and these markets are now deployed on Robinhood Chain Mainnet.

Every market address is public. You can verify each deployment yourself:

SPY/USDG:
https://t.co/7e7GEy2T6F

SPCX/USDG:
https://t.co/JnozJ5pmJ1

GOOGL/USDG:
https://t.co/xdG95NqzNQ

QQQ/USDG:
https://t.co/DwKgkA9c10

META/USDG:
https://t.co/e8irVdYfCM

AAPL/USDG:
https://t.co/Wur9tHCDCJ

AMZN/USDG:
https://t.co/VgWk2K74pk

MSFT/USDG:
https://t.co/xfWqWteSEF

MU/USDG:
https://t.co/rTjsm7jJos

COIN/USDG:
https://t.co/iJyHotXCJo

I've wanted to bring more tokenized assets into FHERUM for a while. Seeing these markets deployed on mainnet is a meaningful step forward.

[Fherum @Fherumfi]

The new markets are not just deployed. They're usable.

Here's a COIN/USDG supply on FHERUM, completed on Robinhood Chain Mainnet.

Public transaction records:

Approve USDG:
https://t.co/8IToiFiq2m

Supply to COIN/USDG:
https://t.co/0uzfnrTzn7

This is the direction behind FHERUM V2: tokenized asset markets, @SentoraHQ -inspired external curation, and an @aave V4-inspired Hub & Spoke architecture, with FHE as the foundation for confidential lending.

[Fherum @Fherumfi]

FHERUM's lending markets are expanding.

We've now added 10 tokenized asset markets, covering names like SPY, QQQ, AAPL, GOOGL, META, MSFT, and COIN.

Each market has its own configuration, while maintaining consistent risk limits across the system.

I wanted FHERUM to grow beyond a single lending market, and this is another step in that direction.

More assets. More markets. Still building.

[Fherum @Fherumfi]

The curator system is not just a dashboard anymore. It's working.

Here's a live walkthrough of a curator updating WETH/USDG supply and borrow caps, confirming the transaction, and successfully queuing the change through FHERUM's 48-hour timelock.

I wanted this process to be transparent and verifiable from the start.

One more piece of FHERUM coming together

[Sentora @SentoraHQ]

Sentora-curated markets are now live on @aave v4.

Borrow RLUSD, PYUSD and OUSD against yield-bearing and bluechip collateral, with risk and strategies by Sentora.

🔗https://t.co/DRJ9TJmR0k

[Fherum @Fherumfi]

I've been working toward this part of FHERUM for a while.

The curator system is now live on Robinhood Chain Mainnet.

You can verify the contracts and transactions yourself:

CuratorRegistry:
https://t.co/Rt76dtTuNB

48h Timelock:
https://t.co/7ir1ZnS6oB

Admin Safe (2-of-3):
https://t.co/gCfyAY9IAG

Guardian:
https://t.co/zh9LovKyjh

FeeController:
https://t.co/sLzNtzTjzV

WETH/USDG Market:
https://t.co/o0CBt9vFCW

Curator wallet:
https://t.co/mvIEmJm2vq

Role grant TX:
https://t.co/rBFcAY6Hdx

Previous role revocation TX:
https://t.co/D2yNQRtOjT

The idea behind curated lending is simple: each market needs risk parameters suited to its own assets and conditions.

FHERUM gives curators a way to manage those parameters, with every risk change subject to a public 48-hour timelock.

It's important to me that people can inspect the actual infrastructure behind what we're building.

[Fherum @Fherumfi]

FHERUM V2 is coming to Robinhood Chain Mainnet.

This next chapter brings a more structured approach to DeFi lending, built around external curation and an @aave V4-inspired Hub & Spoke architecture.

Inspired by the curated market approach seen in @SentoraHQ , FHERUM gives external curators the ability to manage market-specific risk parameters, from collateral settings to supply and borrow limits.

The idea is simple: different markets need different risk strategies, and the people managing them should be accountable.

With transparent configuration and a 48-hour timelock, we're building a lending system where privacy and public accountability work together.

FHERUM V2. Soon.

[Fherum @Fherumfi]

I've always believed that good lending infrastructure should be prepared for things going wrong, not just when everything works as expected.

That's why we built BREAKGLASS.

Deployed on Robinhood Chain Mainnet:
https://t.co/5d6HeXv10F

It gives FHERUM emergency controls to restrict risky actions while keeping important user exits open, such as debt repayment and adding collateral.

Hopefully, these controls won't need to be used often. But they need to be there.

[Fherum @Fherumfi]

You should be able to see the health of a market without seeing everyone's positions.

STEEL LENS is deployed on Robinhood Chain Mainnet:
https://t.co/xXnWM6aXBY

It's FHERUM's public market and risk dashboard, designed to show aggregate activity like total supplied, total borrowed, utilization, and market rates.

No individual borrower positions need to be exposed for the market to remain accountable.

FHE keeps positions private. STEEL LENS keeps the market visible.

That's the balance I want FHERUM to achieve.

[Fherum @Fherumfi]

One hub. Multiple markets. Each with its own rules.

FORGEHUB is deployed on Robinhood Chain Mainnet.

LiquidityHub / ForgeHub:
https://t.co/vrXLUBVrWh

ForgeAdmin:
https://t.co/i2qukAtc0e

This is the market structure behind FHERUM, inspired by @aave V4's Hub & Spoke architecture.

One shared liquidity hub, with multiple curated markets, each operating under its own risk parameters and supply & borrow caps.

I wanted each market to have room for its own risk strategy without fragmenting the entire liquidity layer.

FHE protects borrower positions. FORGEHUB organizes the public market.

[Fherum @Fherumfi]

@dodoiumarkk I think the website is working fine now

https://t.co/ln09ZBoScE

[Fherum @Fherumfi]

FHERUM wasn't built in a day, and it isn't something we're stopping here.

We've been putting a lot of work into this project, and I want you guys to be able to see more than just the website or what we post on X.

The FHERUM repository is now open source:
https://t.co/4WKdZPtMP6

Feel free to explore the code, see what we're building, and follow the progress yourself.

There's still a lot more to come.

[Fherum @Fherumfi]

@Abeokuta_ I think the website is working fine now