Filipus Nghinananye

Economist | Entrepreneur | Oil & Gas | Big Data | Finance
#BlackExcellencePersonified
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Partner: @Pre_eminencia

[Filipus Nghinananye @Filipus_Ngh]

P1: Those who have not crossed the river yet, should not laugh at those who are drowning.

[SWARTSKAAP @Shikonekeni_]

The older I get, the more I realize that not everyone deserves access to you. Protect your peace, move in silence, and let your results do the talking.

[Dr Gacikira 🕹️ @gacikiraMD]

In your career, you will meet a co-worker who hates you for no reason. It is very important you keep showing up at your best, keep triggering them and their insecurities.

[Malvin @ManOfFocus_]

Having electricity, WiFi, hot water, food, clothing and a home is a blessing.

Dear son, Never take this for granted.

[N’wa Mucanyi 🫶🏾 @KhananiShingan1]

Never resign because of bullies.
Bully them back professionally.

[KABUGO @Kabugo_]

Nobody looks more exhausted than someone who spent years waiting for your downfall. That's unpaid overtime.

[Eagle FM Namibia @EagleFMNam]

During the launch of the Government Institutions Pension Fund (@GipfN) 2026–2029 Strategic Plan, the Chairperson of the GIPF Investment Committee, Petrus Nevonga, indicated that the fund's total value stands at N$221.1 billion in 2026, up from N$153 billion in 2023.

Nevonga further highlighted the GIPF's contribution to national development through investments in education, healthcare, businesses, and developmental infrastructure.

He added that the GIPF invests across various asset classes, including listed equities, private credit, property, private equity, and other investments.

The fund indicated that 48% of its investments are allocated within Namibia.

#GIPF #PensionFund

Video and Report: David Shoombe

[Blacksheep @nakablackksheep]

Visit China so that you can satisfy your curiosity. Those people are living in 2045. They are very kind and polite in China. The ones sent here are demons. You wont regret visiting China.

[Stix Die-Virus @Stix_Munene1]

A lot of young people once they start making small money, then they become know it all. Start insulting people, and don't take advice from others. With or without man remain humble. We all need each other. Don't let money fool you.

[Kalenga @Hamnjela]

Financial education is how we break the cycle of poverty. Not just by earning more, but by knowing what to do with what we earn. Saving, investing, understanding debt, understanding fees, understanding compound interest. These are not advanced concepts. They are survival skills that should be taught from a young age.

[Filipus Nghinananye @Filipus_Ngh]

This El Nino tribal effect , if left unchecked by all and sundry will surely bring us a heavy catastrophic Tsunami in this land of the brave one day, alas! I don't wish it to manifest in our time or future generations for that matter.

[🦋 @ndaaaaapss]

🌸

[Hulda_Nganjone @nganjone98403]

Always and forever Mshasho girl❤️🫂

[Kalenga @Hamnjela]

It is interesting how we keep going in circles about housing and property in Namibia. Same debate, same complaints, same panel discussions, and same promises. Over and over again, yet nothing changes. We talk about land prices being too high. We talk about young people not being able to afford homes. We talk about serviced land taking too long. We talk about banks making it impossible to qualify for a bond. We have been having this exact conversation for years, and the people who were priced out five years ago are even further away from owning a home today. At some point, the talking has to stop and the action has to start.

And as we continue to go in circles, here are a few things you need to know. Property prices will continue to go up. They have never gone down over the long term, and they are not going to start now. Those who can afford to buy will buy. Those who cannot will be pushed out even further. The gap between homeowners and renters will only widen with time, and that gap is not just about housing. It is about wealth. Homeowners are building equity every month. Same amount of money leaving the account, completely different outcomes over 20 years.

Rent will also continue to increase. Every year your landlord raises the rent, and every year you pay it because you have no alternative. Over 10 years, the average renter in Windhoek will pay somewhere between N$600,000 and N$1 million in rent and own absolutely nothing at the end of it. That money is gone. It built someone else's wealth, paid off someone else's bond, and funded someone else's retirement. Not yours.

Building costs are going up too. Cement, steel, bricks, labour, everything is more expensive today than it was two years ago, and it will be more expensive two years from now. The house you cannot afford to build today will cost even more tomorrow. Waiting does not make it cheaper. Waiting makes it worse.

The deposit you need is also getting bigger. As property prices rise, so does the 10 to 20 percent deposit the bank requires before they will even consider your application. The N$80,000 deposit you needed last year is N$100,000 this year. The longer you wait, the harder it gets to save enough to get through the door.

Land servicing is not keeping pace with demand. The population is growing, urbanisation is accelerating, and the supply of serviced land in our towns and cities is simply not matching. Less supply and more demand means only one thing, prices go up. And when you add speculation into the mix, people buying land not to build on but to hold and resell at a higher price, it pushes the cost even further beyond the reach of ordinary Namibians who actually need somewhere to live.

Where are the affordable housing schemes? Where are the rent-to-own programmes that exist in other countries? Where are the first-time buyer incentives? Where is the policy reform that makes land accessible to young working Namibians who are employed, paying taxes, and contributing to the economy but still cannot qualify for a home? We do not have a shortage of ideas. We have a shortage of execution.

And while all of this is happening, the market does not wait for the debate to end. It moves. Every year it moves, it moves further away from the people who need it most.

This is not financial advice, just an honest look at where we are and where we are heading if nothing changes

[Blacksheep @nakablackksheep]

Companies have lost of money because of Namra system being off for a month. Its not fair. They need to be held accountable.

[Josy Nghipandua @Josy_Ndili]

Dear @CoWMunicipality, its been over a month since I started tweeting you and I see that ABSOLUTELY NOTHING has changed on that Havana 4 way. Before I make assumptions, kindly explain the silence & serious absence of progress? We can discuss you ignoring me later.

Thanks 😊

[NBC Digital News @NBCDigitalNews]

The Namibian Police have arrested all nine suspects, aged between 15 and 16, accused of gang-raping a 25-year-old woman at Okahandja over the weekend.

The incident is alleged to have taken place in the early hours of Sunday morning, when a 25-year-old woman was allegedly attacked and raped while walking home.

Emil Seibeb
#nbcdigitalnews #nbcDSTV282 #nbcGOtv20 #nbcPlusApp

[Namibia Press Agency (Nampa) @nampapress]

CLOSED: The OL Group has announced the permanent closure of the Hartlief Shop & Bistro in Windhoek’s Northern Industrial Area, effective 15 July 2026.

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(Report: Chelva Wells) (Photo contributed) NAMPA

[Dear Self. @Dearme2_]

In June, when you get your life together, keep your mouth shut. That is the law.

[Shubhvani @shubhvanii]

Stop overperforming at work.
Act your wage.

Your boss doesn't care about you. Save your energy for your personal life.

[KUKU CENA @CENABANTWAN]

End of the day, every man wants to be loved.