This futurist bank owner is not in agreement with Dimon at all. Dimon is defending the legacy system because the old guard cannot keep up. Please support the Rebel Banker Vanguard and @FoxNews bring me on a show! AI engineer, futurist and neobanker with a real token on the market: @MariaBartiromo@SenatorTimScott@FoxBusiness
$POCK Community & BROK Builders
Here’s our 2026–2027 Roadmap Overview (just dropped):
We are now in Phase 0: Build in Public (Now – July 23). Concrete work is happening daily. The public launch of BROK is locked for July 24, 2026.
As we finalize the last development priorities ahead of rollout, I’ll keep you updated in real time. Our next $POCK Talk is this Saturday at 8:00 AM PT — specifically scheduled for our European and global community. These sessions will focus on engineering, architecture, and exactly how we’re executing.
This is not a typical meme coin. We are defining the neobank and sovereign agentic banking movement. We move differently — with speed, conviction, and a refusal to follow outdated playbooks. That’s how real breakthroughs happen.
Our technology and vision already reflect substantial value creation. Evaluated as the startup it is, we would be positioned well north of current levels. We deliberately chose a public launch so regular people worldwide can participate — not just institutions or accredited investors. This is DeFi done right: open, accessible, and built for the many.
We are actively exploring high-impact partnerships with organizations such as the Solana Foundation, Kraken, Coinbase, Exodus, SoFi, Pathward Bank, and others. America leads the world economy because of its risk-taking, builder culture. Our best plans often start on a napkin. We don’t wait for permission — we build.
The non-negotiable foundation of BROK (the hard spine everything else is built on):
1. Fully agentic and x402-native on Solana — zero human intervention for core transactions and settlements
2. The first production 100 FTEP unit designed to power Zero Person Enterprises
3. $POCK as the real fuel and collateral layer (including the ability to borrow against it without selling)
4. Neoscore + IEM as the explainable intelligence and trust layer
5. Built on the live MBC-20 rails
6. Clear path to Interstellar Bank and a true agent-native economy
This is the foundation. Everything else is being constructed on top of it.
What’s coming next
In the coming weeks we will open early testing to active community members. This won’t be a polished demo — it will be real, early-stage product in the hands of people who actually care about shaping it. Some of you have already influenced the design with your feedback. That impact is real and appreciated.
How to get involved
Current testing phases:
• Personal testing (already underway)
• Small group testing
• Wider community testing (this is where most of you will join)
I’ll share exact details in the next few days on how to get into the early rounds.
In the meantime, tell me specifically what you want BROK to do for you — spending controls, proactive decision-making, multi-agent support, real-time insights, or anything else. The more precise your feedback, the more directly it shapes the product.
We’re not building to impress on a screen.
We’re building something that actually works in people’s and agents’ real financial lives.
More updates coming soon. Thank you to everyone who’s been engaged and constructive through this process.
Live long & prosper 🖖
— Ronald
@RonaldIngram Great news for the $POCK community!
And please tell Tim Scott at this private event that you'll succeed and he won't regret it in the future. 🫡 🖖
Had a private social event and two $POCK investor meetings yesterday: 3 for 3. Both private investors invested the maximum allowed on the spot after all the filters, limits, and obstacles—intentional or otherwise—placed in their way by banks and intermediaries. These were the first crypto wallets of any kind for both.
At the event, frankly a lot of folks didn’t get the concept, but then I whipped out my phone, showed the 1-month chart from yesterday, and said, “Do you get this?”
After they picked their jaws up off the floor, they said every time something like, “How do I get it?” or “Can we have dinner this week? I need to understand this.” No words or explainers worked this well.
Today, working on “soft launch” to 1000+ C-level executives on LinkedIn for Friday, but we can’t lose a beat in the dev work.
1/ Quick explainer for anyone seeing wallet clusters on InsightX/Axiom bubble charts for $POCK. This seems to be a catchy idea.
The “Sharing is Caring” program is exactly what it sounds like: since launch I’ve sent small starter bags (originally 5k $POCK, now down to 2k) to newbies who engage thoughtful comments, first-time wallet funding, Vegas events, etc.
It’s discretionary — generally only for newbies and people I know and trust.
Start newbies easy with Coinbase (largest U.S. exchange, FDIC-insured USD): https://t.co/MACwJCeKLE then grab your Solflare wallet for the bonus.
Perfect: solana:76r29NpnRW8PAxpnSnVBFcZPUcukgvno1Kkiysg8pump | Interstellar bank maneuvering into orbit soon. You don't believe it so bookmark this now🖖https://t.co/5an7uF0aUz
NOTICE TO FIs: Crypto newbies are slamming into onboarding walls from legacy banks throttling ACH, wires, and cards to legit on-ramps.
Message to every bank and credit union still playing gatekeeper: If you’re blocking or throttling citizens’ access to their own cash and property for valid crypto transfers, you’re on the hit list. Reported straight to fraud task forces, CFPB, OCC, FinCEN, and state AGs. @JDVance@VP@WhiteHouse@realDonaldTrump@SecScottBessent@votetimscott@DavidSacks@DOGE
Treating your customers’ money like it’s yours to choke? That’s tantamount to fraud. Violates core federal laws and regs. Your blanket “de-risking” excuses died in 2025.
2026 is the year the rails open.
$SPOCk Stars - Document every block. Switch institutions. Build the alternative.
Newbies: Your cash. Your keys. Your move. 🖖 #Neobanx #VBZ #CryptoAccess
Formal Legal & Regulatory Violations (by name):
• Electronic Fund Transfer Act (EFTA), 15 U.S.C. §§ 1693–1693r and Regulation E (12 C.F.R. Part 1005): Mandates error resolution and consumer access rights for ACH and electronic transfers. Arbitrary blocks or throttling without prompt investigation or valid cause interfere with consumers’ ability to move their own funds and expose institutions to liability.
• Uniform Commercial Code (UCC) Article 4A (Funds Transfers): Governs wire transfers and payment orders. Receiving banks must act in good faith; refusal or delay without reasonable doubt concerning the beneficiary’s right to payment or proper security procedures triggers liability for interest, consequential damages (with notice), and attorney’s fees.
• Consumer Financial Protection Act (CFPA), 12 U.S.C. § 5531 et seq. — Unfair, Deceptive, or Abusive Acts or Practices (UDAAP): Prohibits practices that cause substantial injury consumers cannot reasonably avoid and that are not outweighed by benefits (unfair), or that take unreasonable advantage of consumers’ inability to protect their interests in accessing or using their accounts and funds (abusive). Blanket crypto throttling fits this pattern per CFPB enforcement on account access interference.
• Bank Secrecy Act (BSA), 31 U.S.C. §§ 5311–5330, and implementing AML rules: Requires risk-based, not blanket, approaches. Indiscriminate blocking of all crypto activity without individualized assessment contradicts the mandated risk-based framework and can itself constitute unsafe or unsound banking practices.
• National Bank Act, 12 U.S.C. § 24 (Seventh), and OCC Interpretive Letters 1183, 1184, 1186, 1188 (2025): Confirm crypto-asset custody, execution services, riskless principal transactions, and related activities as part of the “business of banking.” Arbitrary throttling undermines this permissive authority and safe-and-sound standards; prior non-objection hurdles were rescinded precisely to enable such activity.
• Federal Credit Union Act, 12 U.S.C. § 1751 et seq., and NCUA rules: Parallel consumer protection and permissible activity standards for credit unions. Blocking valid transfers to crypto on-ramps raises identical UDAAP and access concerns.
• Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act of 2025), Pub. L. No. 119-xxx (12 U.S.C. § 5901 et seq.): Establishes federal framework for payment stablecoins and payments modernization. Policies that throttle legitimate crypto onboarding conflict with the Act’s pro-innovation mandate and national policy to reduce dependence on legacy rails.
Document every instance with timestamps, screenshots, and correspondence. File complaints with https://t.co/5Vt0mVQ7t4, your state AG, and primary regulator. The era of silent throttling ends now.
Your cash. Your sovereignty. Build forward. 🖖
The first $POCK Vegas ladies influencer event was a huge success. 100% attendance, and everyone opened and funded a wallet (many for the first time ever). The only hitch was funding — banks seem to be imposing $500 per week limits on newbies trying to fund their Solflare wallets.
When was the last time you had an event where everybody showed up, participated, and engaged 100%? It was an honor.
Thanks ladies for persevering through the only frustrating part of the experience. Bank to wallet transfers! It doesn’t need to be this way. We WILL FIX BANKING IN THE USA. Watching smart, sophisticated, wealthy women struggle to access their own money has me more fired up than ever. People routing money through Coinbase trying multiple cards, calling husbands, Venmo and intermediaries etc. for perfectly legit transactions while NGOS launder billions…. I am growing more rebellious by the day as I see what EVERYONE deals with.
All in all very illuminating. Warm-up for the big NEOBANK conference day tomorrow.
🚨 $POCK : DES BREVETS AU CŒUR DU PROJET
Neobanx commence à structurer son offre
→ autour de licences pour entreprises
l’idée
ouvrir son infrastructure
→ à ceux qui veulent construire dessus
ce qu’ils proposent
plusieurs briques technologiques
1⃣ Neoscore (breveté)
→ système d’identité et de scoring
• vérification
• réputation
• utilisable pour humains + agents IA
2⃣ IEM (en cours de brevet)
→ framework de décision
pour rendre les décisions IA compréhensibles
et pilotables à grande échelle
3⃣ SPOCK (en cours de brevet)
→ clé de crédit privée
liée aux interactions économiques
dans un environnement agentic
4⃣ MBC-20 + x402 (en cours de brevet)
→ protocole de paiement
pour échanges machine-to-machine
What’s more important than the Clarity Act?
This legit 2 page official memo circulated circa April 28th, following the March 17 more lengthy and formal SEC, CFTC legal interpretation is major, more material than the entire Clarity ACT at the moment as I point out in our Livestreams….
The SEC published this educational PDF on crypto. And yes, the language, every word, matters
The handout breaks crypto into assets, networks, and applications, then lists examples of digital commodities that are NOT securities:
$APT, $AVAX, $BTC, $BCH, $ADA, $LINK, $DOGE, $ETH, $HBAR, $LTC, $DOT, $SHIB, $SOL, $XLM, $XTZ, and $XRP.
Read the stack for what it is:
✅ BTC/BCH/LTC = money-style transfer assets
✅ ETH/SOL/AVAX/ADA/DOT/XTZ/APT = programmable network fuel
✅ LINK = data infrastructure
✅ HBAR = enterprise-grade rails
✅ XLM/XRP = payment-focused utility
✅ DOGE/SHIB = also listed by SEC staff as digital commodity examples
Also, cleared a path for our patented Quantum secure, Agentic Commerce, AI powered Secure Privately Owned Credit Key (S.P.O.C.K., $POCK or just SPOCK) and associated patented systems and methods.
The conversation around crypto has clearly shifted. What are your thoughts?
Follow for what's next. Not just theory, recycled news and pontificating - we're engineering, making it happen, building in the moment, right now with the first Agentic Commerce token, with agentic scoring to seperate the malign from the benign, the capable from the incable and extract the signal from the noise. .pdf posted TG: https://t.co/jgXokps0Pc
Disclaimer: NOT FINANCIAL ADVICE. NOT INVESTMENT ADVICE. NOT BANK OR BOARD ADVICE. NOT LEGAL ADVICE. NOT APPROVED BY ANY THIRD PARTY, BANK, GOV, OR INSTITUTION. Views are strictly my own (often contrarian autodidactic perspectives).
Forbes Fintech 50. Real merchants. Live payment rails.
$SHX isn't a concept — it's the token powering infrastructure that's already running.
Everything you need to know about @strongholdpay 🧵👇
Be sure to check out https://t.co/ZvEIp30C5p for virtual front row seats to the next generation of banking, the singularity and what comes next. Get the Secure Private Owned Credit Key ($POCK), get involved, and join the community for health and wealth. Start here…
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