Rachna Monga Koppikar

AMFI Regd MFD | ARN -174586. Certified Financial Planner® We enable individuals to create wealth through strategic mutual fund investments & insurance planning.

[Rachna Monga Koppikar @FinNestRachna]

📉 Indian stocks fell by about 1.50 percent with reasons being attributed to global factors like -crude oil prices, US–Iran tensions. Broader indices which track the top 30 cos (BSE Sensex) & top 50 cos (NSE Nifty) have fallen for 7th consecutive week.

😟 If your portfolio has barely moved in 2–3 years, I understand the anxiety. When everyone says "SIPs couldn't beat FDs in 2 years," stopping SIP feels a natural instinctive reaction to fear.

��A look at the data may help you curb your anxiety. DSP tested every 10-year Sensex SIP over the last 30 years:
✅ 99% of them beat debt
✅ Median return: 14.2% XIRR
🎢 The journey wasn't smooth at all
🔻 81% were in loss at some point in the 10-year period
🔻 95% hit a rough patch in the first 5 years
📌 The Jan-2000 SIP stayed in the red for over 3 years, yet ended at 22.7% a year.
⚠️ Investors who stopped during the red phase missed exactly that recovery.
🧭 An SIP isn't magic. It's a method, and it works only if you stay invested through phases like this one- DSP Netra September 2026
📊 The chart below shows each SIP's full journey. 👇
@dspmf

[Rachna Monga Koppikar @FinNestRachna]

@BahlKanan witnessing the rote learning first hand with my kids indeed. Frankly, no hope un-till the education policy-makers are education experts themselves or they do extensive consultation with job hirers as well as education leaders to understand what gaps exist in the curriculum.

[Rachna Monga Koppikar @FinNestRachna]

@joybhattacharj I can understand this historic chapter in today's context very well.

[Rachna Monga Koppikar @FinNestRachna]

@parthpunter Exactly my thoughts as well. It could have been strategized better. Hope all student groups co ordinate from hereon, just like they did the joint press conference.

[Rachna Monga Koppikar @FinNestRachna]

@jasuja N then there rvfsmilies who secretly wish to give more to son as he is the caretaker in their old age but sisters may feel bad so they don't do will at all n let it pass on we law

[Rachna Monga Koppikar @FinNestRachna]

@jasuja Sad to see the video. It all depends on trust level among family members...there r families who do gift deed during lifetime for some of their assets so kids don't end up bickering later on.ofcr provisions r made for surving spouse too. 1/2
.

[Rachna Monga Koppikar @FinNestRachna]

Goosebumps n tears to read this
Urban parents (,inc me) go hammer n tong to give perfect environment to our kids- energy bars, perfect sleep, high protein diet but EOD it's your own grit and talent that rules.

[jonathan selvaraj @jon_selvaraj]

As Chikitha Taniparthi became the first 🇮🇳 to win 2 gold in Nagoya, father Srinivasa was sowing paddy. With no TV or phone, he didn't see her compete. But Chikitha's journey began only because he bet the farm on her, mortgaging it to buy her first bow.
https://t.co/HzHbxNjADY

[Rachna Monga Koppikar @FinNestRachna]

Sir, I am big fan of your journalism n ur command on hindi language. Keeping politics n tax debate aside, indeed sensex n nifty indices are at same level, but people indeed have made money in stocks via direct investing or via equity funds since 2020 n before. N there r certain type of schemes which have given better returns in 2 yr period.

[Rachna Monga Koppikar @FinNestRachna]

@devinamehra There have been widespread protests n pushback by citizens in thane where proposed amazon one is coming. It's right in middle of so many housing societies
But pushback has to be forceful as deal is already signed.

[Rachna Monga Koppikar @FinNestRachna]

Iinka ghadi 3 mahine faster bhaag Raha hai lagta hai.

Phir milenge 3 months ke baad

[The Lallantop @TheLallantop]

शेयर बाजार में लगातार गिरावट देखी जा रही है. अगर ऐसा ही हाल रहा तो साल 2026 पिछले 15 वर्षों में सबसे खराब प्रदर्शन वाला साल हो सकता है. इस साल की शुरुआत से अब तक NIFTY इंडेक्स करीब 13% गिर चुका है.

बाजार की इस गिरावट में कई कारण शामिल हैं. शुरुआत में भारतीय शेयरों की वैल्यूएशन काफी ज्यादा थी. ऊपर से विदेशी निवेशकों ने भारतीय शेयर बाजार से जमकर पैसा निकाला. ईरान-अमेरिका की लड़ाई ने बाजार की गिरावट में आग में घी का काम किया.
https://t.co/gOipcKmBQS

[Rachna Monga Koppikar @FinNestRachna]

Jab gain hi nahin to gain ka tax kaise bharenge ?

[SwatKat💃 @swatic12]

Mutual funds Investors realizing their returns is even lower than Fixed deposit plus they have to give capital gains tax

[Rachna Monga Koppikar @FinNestRachna]

Bolne ke liye kuch bhi bol sakte hain..kya hi farak padta hai

but zara unke client se milkar batana ke unko kaisa lagta hai...itna time to hoga aapke paas.
.

[Artful Dodger @RahulChels]

Recently found out my mutual fund distributor neighbor (literally same floor) has an AUM of 480Cr.

That's like 3-5Cr annual income without lifting a finger.

[Rachna Monga Koppikar @FinNestRachna]

@AshutoshRanka A small tip: share the masked copy of aadhar card whenever feasible and mention on both the copies of aadhar n pan--the date and purpose of that copy.

[Rachna Monga Koppikar @FinNestRachna]

@kaul_vivek are vivek babu aap kahe politics ismein le aaye.yeh to Trump ji ka kiya dhara hai :-) :-)

[Rachna Monga Koppikar @FinNestRachna]

Given her gruelling workouts, she knows her physical self can stay alive till 90, so she is preserving wealth that lasts her that long. Otherwise, it's easy to squander hard earned wealth into flashy homes, phones or cars.

[The Indian Express @IndianExpress]

Mirabai Chanu's Manipur home reflects the Commonwealth Games champion's humble roots, with a prayer room, simple interiors, and a wall showcasing her achievements. https://t.co/gGCtaRBj3u

[Rachna Monga Koppikar @FinNestRachna]

@SahilKapoor n amazing time to showcase dsp netra sept 2026 slide no 5 too. its very helpful tool, especially today.

[Rachna Monga Koppikar @FinNestRachna]

@anilshidore @Dev_Fadnavis @CMOMaharashtra bang on. Thane is one such place where its coming up amidst a bustling township and residents gave revolted bigtime

[Rachna Monga Koppikar @FinNestRachna]

@EverestToday Heartbreaking post. Our prayers to all those affected. Comments to this post lack serious empathy so kindly ignore.