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[King Solomon (Ryan Solomon) @IOV_OWL]

SEC FILING: Evernorth Holdings ($XRPN), a publicly traded XRP treasury company, received SEC effectiveness on November 9 for a registration initially filed on October 30, covering up to 73.7 million shares for potential resale.

The filing identifies the following shareholders and registered amounts:

• Arrington XRP Capital Fund: 33.82M shares
• Ripple Labs: 18.14M
• SBI-affiliated entities: 11.79M combined
• Larsen Lam Children's Remainder Trust: 7.15M
• Pantera-managed fund: 604,664
• GSR Markets Switzerland: 500,000
• gumi Inc.: 302,332
• Payward (Kraken): 250,000

Of the 73.7 million shares registered, approximately 19.1 million are already issued and outstanding Class A shares. The remainder covers shares issuable through conversions, exchanges, and warrant exercises.

Importantly, registration does not mean shareholders have sold their holdings. Certain securities remain subject to lockups and ownership restrictions.

Evernorth will not receive proceeds from shareholder resales, except for cash received upon warrant exercises.

[Archie 👑 @Archie_XRPL]

A US BANK'S OWN WEBSITE CONFIRMS IT USES RIPPLE RAILS FOR XRP. ITS CEO SAYS THE FED TRIED TO STOP HIM. 🚨

Old Glory Bank. Official crypto FAQ.

"With regard to XRP, we use the Ripple Rails for XRP transactions."

Their words. Not ours.

The plan:

Crypto inside the banking app.
Their own dollar backed stablecoin.
FDIC-insured account straight to the blockchain.
XRP lined up as a "fast follower."

So why isn't it live?

CEO Mike Ring asked it himself:

"So why have we not flipped a switch?"

His answer: the Fed blocked the deal funding it.

"The Fed hates crypto."

His fix: new money that doesn't need Fed approval.

"They cannot stop freedom."

The Fed said no.

The bank found another way.

When Old Glory flips the switch, XRP is already in line. 🇺🇸

[X Finance Bull @Xfinancebull]

Why can we send a message across the world in seconds, but sending money can still take days?

I made a 60-second explainer about how the $XRP Ledger works for @XRPLF Education Month.

Let me explain it in a way that's easy to understand.

Imagine you're in the United States and need to send money to your family in the Philippines.

A traditional international bank wire can take 1–5 business days, with fees often ranging from $25 to $50, depending on the banks involved.

Now let's look at how the XRP Ledger works.

XRPL is a public blockchain that has been operating since June 2012.

Instead of relying on mining, it uses independent validators that communicate and agree on which transactions are valid.

A new ledger is typically validated every 3–5 seconds.

Once a transaction is included in a validated ledger, it's final.

And how much does a transaction cost?

The standard minimum network fee is just 0.00001 $XRP.

That XRP is permanently destroyed. It doesn't go to Ripple, miners, or validators.

The fee exists mainly to discourage spam and protect the network from unnecessary transactions. It can increase when the network is busy.

There's another feature worth understanding.

The XRP Ledger has a built-in decentralized exchange that allows different issued currencies to be exchanged.

For example, imagine someone holds a USD-denominated token and wants to exchange it for a PHP-denominated token.

When suitable liquidity is available, XRP can serve as the bridge:

USD token → XRP → PHP token

That exchange can settle directly on the ledger in approximately 3–5 seconds.

But here's an important distinction.

An XRPL transaction settling in seconds doesn't mean every international bank transfer is completed in seconds.

Banks, payment providers, and local withdrawal services may have their own processing times and fees.

The 3–5 seconds refers to settlement on the XRP Ledger itself.

And I think understanding that distinction is important when learning how blockchain payments work.

We already communicate across borders almost instantly.

The XRP Ledger demonstrates how financial value can also move and settle quickly on a shared network.

That's the idea behind money moving like a message.

If you want to learn more about the technical details, the official documentation is available at xrpl org.

What should I explain next about XRP or the XRP Ledger?

#XRPEducationMonth

[Vet @Vet_X0]

Always great to catch up with @ecdsafu from @squidrouter at XRP Seoul.

"We have actually come back around to a more simpler approach which is safer, it's more institutional friendly and XRPL actually got it right in the first place i think"

"We shouldn't force everything on chain"

The XRP Ledger has its own identity and philosophy that is very defensive and safety oriented to provide a settlement and custody layer for finance.

Features are built in primitives, human readable transactions (no blind signing), ready out of the box you don't need to build your own smart contract or pay tax to someone else.

[Uphold Markets @UpholdMarkets]

The XRP Ledger Foundation has proposed quantum-resistant signing keys, with a migration study planned for 2027.

[𝗕𝗮𝗻𝗸XRP @BankXRP]

$XRP is down to $1.07, but large-trade net flow is +$10M and climbing.

Heavy asks overhead at $1.40 to $1.80, bids layered at $1.00 to $0.98.

Price falling while big orders buy is a divergence to watch.

[SMQKE @SMQKEDQG]

‼️OLD GLORY BANK’S OGB STABLECOIN TRANSACTIONS ON XRPL WILL BE FASTER THAN THE ETH OPTION‼️

This is what the future of banking will look like in a multichain environment.🌐

ETH, SOL, XRP, etc.

Multiple networks will be available to retail clients when conducting transactions through a crypto-enabled bank.✅

Similar options already exist across e-commerce platforms at the checkout screen.💳

Credit Card, PayPal, Apple Pay, etc.

The choice for customers will ultimately come down to speed and efficiency. But optionality is equally important for organic growth.📈

Old Glory Bank is following the traditional finance approach of presenting multiple payment options through its crypto network offerings.🛠️

And directly on its FAQ page, the bank makes clear which network provides the fastest transaction times.😏💨

“On XRPL, you’re going to see reliably fast transactions, given the 3-second block time…” compared to a slower network like Ethereum.🎯

Documented.📝👇

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

HOLY SMOKES 😱

$XRP 8.5 YEAR CUP & HANDLE ☕️

6 MONTHS ON, STILL BUILDING..

[Diana @InvestWithD]

🚨UPDATE: Yellow OFFICIALLY Brings $XRP Ledger Trading DIRECTLY Into Xaman Wallet — No Need To Switch Apps Anymore! 🤯🔥

[SMQKE @SMQKEDQG]

‼️IT'S OFFICIAL: XRP WILL BE USED BY OLD GLORY BANK‼️

Old Glory Bank’s own website directly confirms this.💯

The same bank that will “flipping the switch” on crypto functionality in January.😏💨

Read closely:

“Finally, with regard to XRP, WE USE the Ripple Rails for XRP transactions, but other transactions can ride a variety of rails according to need.”✅

“The initial launch will support ETH mainnet, Polygon, PulseChain, with the possibility of additional EVM chains. XRP and BTC will be fast tollowers.”✅

This is documented below.📝👇

[RippleXity @RippleXity]

🚨 QUANTUM FILES: $XDNA to end up becoming the FIRST post-quantum-safe token on the $XRP Ledger.

Something MUCH BIGGER is hiding behind the quantum security race.

LOOK AT THIS OFFICIAL @USAGov DOCUMENT.

NIST IR 8547.

“Transition to Post-Quantum Cryptography Standards.”

The U.S. government is preparing for a threat most people haven't even considered.

HARVEST NOW. DECRYPT LATER.

Sensitive information stolen TODAY could become readable when quantum computers advance.

Now think about what @DNAOnChain just posted.

“Q-Day changes the locks, not the vault.”

READ THAT AGAIN.

Cryptographic keys can be replaced.

But what happens when your genetic identity, medical history or biological information is permanently exposed?

YOU CANNOT REPLACE YOUR IDENTITY.

And this is where $XDNA gets VERY interesting.

DNA Protocol has revealed its QUANTUM-RESILIENT IDENTITY ARCHITECTURE built around the $XRP Ledger.

Post-quantum signatures.
Zero-knowledge proofs.
Long-lived identity commitments.

The U.S. government is preparing to protect sensitive information against future quantum threats.
DNA Protocol is designing infrastructure around a deeper question.

HOW DO YOU PROTECT AN IDENTITY THAT MUST REMAIN SECURE FOR DECADES?

And why is DNA Protocol preparing for this future already?

What if the greatest quantum security opportunity isn't protecting transactions?

WHAT IF IT'S PROTECTING THE IDENTITY BEHIND THEM?

$XDNA — https://t.co/NQp96Iqc1F

THE KEYS CAN CHANGE.

YOUR IDENTITY CANNOT.

[{x} @unknowDLT]

XRP

Adoption

2026

[𝗕𝗮𝗻𝗸XRP @BankXRP]

XRPL's native lending protocol is getting closer.

LendingProtocol now has 22 of 35 validator votes, while SingleAssetVault has 23. Both need 29 to trigger the two-week activation countdown.

Fixed-term lending, pooled-asset vaults and institutional credit infrastructure are moving closer to the XRP Ledger.

[𝗕𝗮𝗻𝗸XRP @BankXRP]

Speed, efficiency and cost are what institutions evaluate first @XRP

[Hugo Philion @HugoPhilion]

To mangle and misappropriate a phrase from JFK:

“Ask not what XRP can do for you but what you can do for XRP.”

This is tongue in cheek but the reality is that the more XRP is locked up and put to work, the more others will perceive value in it - hence the collective actions of XRP holders are in reality a substantial driver of XRP’s value.

[Archie 👑 @Archie_XRPL]

THE OFFICIAL XRP ACCOUNT JUST SAID WHAT WALL STREET WON'T. 🚨

3 to 5 second settlement.

Fractions of a penny.

Banks are only now discovering what the XRP Ledger has done since 2012.

They're not early. They're catching up.

The new financial system is being built on XRP rails. 😉

[Lucas Sanders 👊🏽🔥🇺🇸 @LucasSa56947288]

WOW - Pete Hegseth and his group was loudly reprimanded by a guard for laughing while visiting the Tomb of the Unknown Soldier!

I completely agree with the guard and have mad respect for him! 👏🏽

Pete Hegseth is a disgrace and his people!

[XRP @XRP]

Built on a network made for speed and efficiency, it settles in 3-5 seconds for less than a penny.

Doing its job since 2012.

[Jo @JoJoFromJerz]

A single clip that captures the way this entire rotted regime sees our troops.

Fucking disgraceful.