TJ Horan

Product VP at @FICO® focused on #payments industry. Golfer and armchair quarterback. Views are my own. Hot topics: #fraud #fightraud #AML #analytics #cybercrime

[TJ Horan @FraudBird]

There are two sides to every story. Even #EMV adoption in the US. https://t.co/1xPBUXAc1q

[Jason Oxman @joxman]

Had a great time talking to @ABC7News yesterday. What a difference a year makes in the world of #EMV. https://t.co/2bRzWvtEa9

[TJ Horan @FraudBird]

The 2021 #holidayshopping period is well underway around the globe and that means it's time be careful. Check out my @FICO blog

https://t.co/mFyGMzCrJl

Don't allow yourself to get caught up in the rush and fall victim to #Scams #onlineshopping

[TJ Horan @FraudBird]

We all learned to cough into a tissue or our bent arms, we can also learn new ways to greet each other!

[TJ Horan @FraudBird]

@LizFightsFraud @FICO @LizFightsFraud Yes, I agree. It’s not just about the amount of investment, but how it’s being used. We’ve seen more and more companies invest in #Roboticprocessautomation to stop financial crime, which is a big driver for more productive management of cases. #fraudtrends

[TJ Horan @FraudBird]

@LizFightsFraud @FICO @dougoclare @FICO @dougoclare @lizfightsfraud The issue is not necessarily if biometrics will happen but more when. Customers are looking for solutions that are secure but with low friction interactions. #fraudtrends

[TJ Horan @FraudBird]

@FICO @FICO Surprised? No. It's about time - even as a customer I'd prefer that a financial institution gets a holistic view of my transactions and payment behaviors #fraudtrends

[TJ Horan @FraudBird]

@LizFightsFraud @FICO @lizfightsfraud @FICO Let me jump in here. The only thing that differs is the action that's taken after suspicious activity is detected. Fraud and AML have different regulations which require a different response. #fraudtrends

[TJ Horan @FraudBird]

@dougoclare @FICO @dougoclare @lizfightsfraud Financial institutions can #savetimeandmoney very easily by utilizing the same resources
Yes and to add to that, I just read an article by #mckinsey talking about how crime pathways are converging as well https://t.co/kFddRwIHxz #fraudtrends

[TJ Horan @FraudBird]

@dougoclare @FICO @dougoclare @FICO Yes, it's not about reducing headcount or number of people on your team, but making the most of our resources and brainpower #fraudtrends

[TJ Horan @FraudBird]

And thanks to @SirPatStew for providing my seasonal drive-time entertainment with a recording of his amazing one-man adaptation of A Christmas Carol. Hoping your Christmas and 2020 is more cheer than #bahhumbug

[TJ Horan @FraudBird]

Don’t be a victim in 2020! Our need for convenience combined with criminals' craftiness makes it easier to trick us into fraudulent payments. https://t.co/yPbCRuKUv4 @FICO

[TJ Horan @FraudBird]

Don’t be a victim in 2020! Our need for convenience combined with criminals' craftiness makes it easier to trick us into fraudulent payments. https://t.co/yPbCRuKUv4 @FICO

[FICO (Fair Isaac) @FICO_corp]

Along these lines, #FICO’s #authentication solutions cover the full range of permutations. Check them out in the Solution Center at #FICOworld2019.

[FICO (Fair Isaac) @FICO_corp]

.@FraudBird starts his talk on #convergence of #fraud and #financialcrime with a quick survey of the audience. #fightfraud #FICOworld2019

[Julie H @JuliewH11]

Sally Taylor, VP of Scores talk about the creation of the #FICOScore by wanting to make credit more fair and accessible. Pic of the OG crew who created and developed the Score. #FICOworld2019

[FICO (Fair Isaac) @FICO_corp]

⁦@LizFightsFraud⁩ recommends signing up with the USPS for a daily pics of your mail and checking your social media privacy settings. Protect your family! #FICOworld2019 #FICO

[FICO (Fair Isaac) @FICO_corp]

@FICO's CEO Will Lansing and @Equifax CEO Mark Begor in #NYC for #FICOworld2019.

[FICO (Fair Isaac) @FICO_corp]

Snack table be like ...! #FICOworld2019 #FICOWorld19

[Scott Zoldi @ScottZoldi]

Coming up on November 4! Join @FICO thought leaders, practitioners and customers from around the globe at #FICOWorld2019 in #NewYorkCity. Register today!

[Scott Zoldi @ScottZoldi]

Financial institutions know they must respond quickly to ever-changing #fraud patterns. To do this they need to invest in #datascience: people, process and #technology. Good ⁦@FICO⁩ blog by ⁦@SaraJRutherford⁩. #fightfraud #AML #compliance https://t.co/DDF5Ej2VcP

[TJ Horan @FraudBird]

A good news story showing the power of #FasterPayments https://t.co/NuVftCY66b

[TJ Horan @FraudBird]

Arrived at #Finovate ! Come check us out the @FICO booth 12 to hear about Falcon X! #FICO #AML #Payments