Chris🚀The Freedom Coach

Do you really want freedom? Are you willing to pay the price? Really? You won't make it alone... Join the tribe! Follow to start.

[Chris🚀The Freedom Coach @FreedomCoachX]

The American economic system is designed to keep people in debt, tethered to employers, dependent on credit, and afraid to make bold life choices.

It accomplishes this not through force but through overhead.

The constant monthly burn of mortgage, car payment, insurance, utilities, and subscriptions that requires a job, which requires geographic stability, which requires a house, which requires a mortgage. The trap is self-reinforcing.

[Chris🚀The Freedom Coach @FreedomCoachX]

Tax is theft but...

We need to fix this.

States that are receiving more than they are given need to pay their fair share!

Which states pay more in federal funds? Explore net contributors vs recipients across the U.S. economy. https://t.co/ZT0lrKPN54 via @visualcap

[Chris🚀The Freedom Coach @FreedomCoachX]

The Investor Spectrum: From Scalpers to Bag Holders.

When good news hits a stock, different investors react based on their time horizon and psychology.

Short-term (Fast Money) → Long-term (Slow Money)

-Scalpers

Time: Seconds–Minutes
Objective: Capture tiny ticks (0.1–0.5%)
Psychology: Machine-like, zero emotion, speed-obsessed

-Day Traders
Time: Intraday (open to close)
Objective: Profit from daily volatility, never hold overnight
Psychology: Disciplined rule-follower, treats market like a video game

-Swing Traders
Time: Days to 2–3 weeks
Objective: Ride short-term swings on news & catalysts
Psychology: Patient but decisive, exits when momentum fades

-Momentum Chasers
Time: Weeks to a few months
Objective: Jump on hype and ride the wave until it breaks
Psychology: FOMO-driven, loves the rush of running stocks

-Growth Investors
Time: Months to 2–3 years
Objective: Buy explosive future potential and let the story unfold
Psychology: Optimistic futurist, tolerates volatility for big upside

-Value Investors
Time: 2–5+ years
Objective: Buy undervalued businesses and wait for recognition
Psychology: Patient contrarian, focuses on fundamentals & margin of safety

-Buy-&-Hold Compounders
Time: 5–20+ years
Objective: Build generational wealth through compounding
Psychology: Calm realist, trusts the system over decades

-Diamond-Hand Bag Holders
Time: Indefinite
Objective: Never sell — hope for recovery
Psychology: Emotionally attached, sunk-cost + stubborn hope

-Key Insight:
First few categories pile on aggressively when news hits, then exits fast.

The last half sees good news as confirmation and holds (or buys more).

Most investors sit somewhere in the middle — or mix styles across accounts.

[Chris🚀The Freedom Coach @FreedomCoachX]

@hopeXmeta Aldi's is awesome!

[The All-In Podcast @theallinpod]

🚨 POD UP!: Besties are back

-- Anthropic's generational run

-- OpenAI: Panic mode or finally getting focused?

-- AI moats and the 100x future

-- Brand value in the age of AI

-- Meta found liable in two major cases

-- Sacks and Friedberg join PCAST!

(0:00) Bestie intros!: Friedberg for Governor of California?

(2:25) Anthropic's generational run

(15:45) OpenAI: getting focused or panic mode?

(36:56) AI valuation impacts, moats, and disruption

(43:58) Liquidity speaker announcements, the 100x AI moment

(50:35) Two landmark social media verdicts against Meta

(1:12:46) Sacks and Friedberg join PCAST!

[DAN KOE @thedankoe]

It seems like everyone is obsessed with productivity and efficiency yet rarely get anything meaningful done. I'm convinced your best work is done when you're not working. When you have space for creative ideas to emerge that drastically change the trajectory of your life/work.

[Chris🚀The Freedom Coach @FreedomCoachX]

Friday night at sunset...

This is when I start my rest.

This is when my mind transitions from working towards what I want in life to enjoying what and who I already have.

Saturday morning feels like a new birth.

My mind is free and creative.

There is nothing on the table.

Just rest, enjoyment and letting my mind wander.

[Chris🚀The Freedom Coach @FreedomCoachX]

@TisTheLaw That's what I'm talking about!

[Chris🚀The Freedom Coach @FreedomCoachX]

Most live in a life engineered to pull you from what is natural.

Into what is expensive.
Transactional.
Inorganic.

The old world profits from your disconnection.

The new model begins with proximity.

Not more followers.

Real people.
Shared space.
Daily proof of work.

Your gym becomes an academy.
Your routine becomes filtration.
Your trade becomes your only credential.

Escape the programming.
Rebuild the tribe in plain sight.

Follow to continue the conversation.

[Chris🚀The Freedom Coach @FreedomCoachX]

Thank you to everyone who joined us for our yearly review!

I am so encouraged by all of you and how we are all growing and changing.

https://t.co/ZZmTceurKq

[Chris🚀The Freedom Coach @FreedomCoachX]

https://t.co/ZZmTceurKq

[Chris🚀The Freedom Coach @FreedomCoachX]

Freedom Journey Live today noon Eastern on Discord: https://t.co/Wh71dYlKqt

[Chris🚀The Freedom Coach @FreedomCoachX]

https://t.co/3NraCKuR8Z
RentAHuman launched to let AI agents hire humans for tasks requiring hands.

One human has already been paid $100 by an AI to hold a sign reading "AN AI PAID ME TO HOLD THIS SIGN" with the subtitle "Pride not included.”

[Dr. Alex Wissner-Gross @alexwg]

https://t.co/fSxPLglbpD

[Chris🚀The Freedom Coach @FreedomCoachX]

Thank you to everyone who joined the premier!

I want this song to be an encouragement to others.

Please share this with anyone who may be blessed by it.

https://t.co/KYbwBBa0Rp

[Chris🚀The Freedom Coach @FreedomCoachX]

Premieres now!

https://t.co/olW5ExBzPs

[Peter H. Diamandis, MD @PeterDiamandis]

A PROPOSAL FOR UNIVERSAL HIGH INCOME (UHI): During my recent Moonshots podcast with @elonmusk, we dove into his notion of Universal High Income (UHI) – Elon’s proposal that an AI and Robotics will enable a world of sustainable abundance for all... a life beyond basic income, towards high income and standards of living.

When I asked him how this might work, he said: “You know, this is my intuition but I don’t know how to do it. I welcome ideas.”

That single statement has been ringing in my head ever since. Here’s why: the economics of scarcity are flipping to the economics of Abundance. I do believe that AI and humanoid robots can produce nearly anything we need—goods, services, healthcare, education—at costs approaching zero.

But there’s a gap between that vision and getting there. How do we actually fund and distribute Abundance to everyone?

Today, I’m excited to share one compelling answer. I’ve been talking to Daniel Schreiber, CEO of Lemonade (the AI-insurance company that just launched 50% off premiums for Tesla FSD drivers), about a framework called the MOSAIC Model: a concrete proposal for how governments could implement Universal High Income without raising taxes on workers or businesses. (See the components of MOSAIC in my P.S. below.)

Here’s the core insight that makes the math work:

1/ THE AUTOMATION PARADOX: AI Unemployment ≠ Traditional Unemployment
When most people hear “mass job displacement,” they picture economic collapse: bread lines, depression, social chaos. That’s because they’re thinking about traditional unemployment, where workers disappear and nothing replaces them.

AI unemployment is fundamentally different.

Think of it this way: imagine sending a digital twin to work in your place. It performs your tasks faster, cheaper, and better. The company’s output increases. GDP grows. The resources exist – they just need to be redistributed.

This is the Automation Paradox: AI can raise productivity while displacing labor.

When workers are replaced by more productive capital, GDP rises even as fewer humans work.

The challenge is not affordability. It’s capture and distribution.

2/ “AI DIVIDEND”: Where the Money Actually Comes From
Daniel’s framework identifies two places the AI surplus shows up, and how to capture it without disrupting consumers or raising statutory tax rates:

Channel 1: Dynamic VAT (The Deflation Dividend)

AI is deflationary. When AI cuts the cost of producing something by 30%, that value creation can either flow entirely to shareholders – or be partially recaptured for society.

Dynamic VAT works like this: as AI drives quality-adjusted price declines in goods and services, the VAT rate adjusts upward by exactly enough to keep consumer prices stable. Consumers pay the same. But the government captures part of the deflation dividend.

It’s frictionless redistribution. Prices don’t rise. No one feels it.

Channel 2: Over-Trend Profit Ring-Fencing

AI is generating windfall profits for companies at the frontier. Rather than raising corporate tax rates (which drives capital flight), the MOSAIC Model proposes ring-fencing only the above-trend portion of capital income tax receipts.

Baseline profits? Untouched. Normal corporate taxes? Unchanged. But what about the incremental surge in profits attributable to AI? A portion gets earmarked for the “Universal High Income” fund.

Statutory rates stay the same. Companies keep most of their windfall. But society captures enough to fund a universal floor.

3/ WHAT THIS MEANS FOR FAMILIES:

Here’s where it gets real. Under the MOSAIC Model’s basic implementation (before any additional policy choices), a household with two non-working parents and two children would receive income equivalent to today’s fourth decile: roughly the 30-40th percentile of current household income.

To be clear, that’s not survival-level subsistence. It’s lower-middle-class security. For doing nothing.

This creates a Universal Basic Floor – funded entirely by the two low-friction channels above.

But this is just the starting line, not the finish line.

If society chooses to capture more of the AI dividend through additional mechanisms (windfall levies, land-value capture, AI-services taxation), the floor could rise to what Daniel calls the “the UHI Benchmark”: approximately 120% of median wages. Upper-middle-class income.

Universal.

The surplus exists. The question is: how much do we collectively choose to redistribute?

4/ WHY TIMING IS EVERYTHING:
Here’s what keeps both Daniel and me up at night: the political window for implementing this is closing.

The MOSAIC Model’s political economy analysis shows something counterintuitive: feasibility is highest early in the AI transition – before capital consolidates opposition, before tech incumbents organize billion-dollar lobbying efforts, before the status quo hardens.

Wait until mass displacement is undeniable? By then, it may be too late to pass anything.

Act early or not at all.

A good system passed in 2026 beats a perfect system proposed in 2030 that fails.

5/ THE INVITATION:
Elon said he welcomes ideas. This is one.

The MOSAIC Model isn’t the only answer, but it’s a rigorous, economically grounded starting point. It demonstrates that Universal High Income is not utopian dreaming. It’s an engineering problem with identifiable solutions.

The AI dividend is real. The fiscal math works. The question is whether we have the collective will to build the capture mechanisms before the window closes.

The full MOSAIC Model is available today at https://t.co/foAZ0mToPw for policymakers, economists, and fellow entrepreneurs to critique, improve, and implement.

Read the full plan, verify the math, and let’s debate this. Because this is not a matter of any single country or company getting it right. It’s about humanity navigating the biggest economic transition in history.

When AI takes our jobs, it should also pay our wages.

Let’s make that happen.

Peter Diamandis (in collaboration with Daniel Schreiber, @daschreiber, CEO of Lemonade and Chair of the MOSAIC AI Policy Institute)

P.S. The detailed components of MOSAIC that make the model affordable:

M – Multi-channel / Mechanism (Implied): The core philosophy that no single tax can fund UHI alone; it requires a “mosaic” of multiple bases.

O – Over-trend Ring-fencing: Earmarking 85% of the “windfall” capital-income tax receipts (profits and capital gains) that exceed historical trends.

S – Savings (Government Automation Dividend - GAD): capturing the cost savings from automating government bureaucracy (e.g., using AI for back-office admin).

A – AI-linked Deflation (Captured via Dynamic VAT): The largest tile. As AI drives prices down, the VAT rate adjusts upward to capture the “deflation gap,” keeping prices stable for consumers while generating revenue.

I – Income (Negative Income Tax): The distribution mechanism itself, ensuring work always pays.

C – Consolidation: Rolling existing, overlapping welfare transfers into the new single payment to avoid double-spending.

In short: The MOSAIC is the Fiscal Architecture. It argues that while one tax (like a “wealth tax”) is politically impossible or insufficient, a mosaic of VAT + Windfall Profits + Efficiency Savings + Legacy Consolidation creates a robust funding base for a poverty-ending income floor.

[Chris🚀The Freedom Coach @FreedomCoachX]

Growing up in Indianapolis, I was obsessed with watching skyscrapers go up.

They'd hollow out an entire city block first, digging a massive pit like a giant quarry.

It felt like it took forever just to go down...

...but they had to hit something solid before ever building up.

Same in life: real foundations are built deep, not fast. 🏗️

[Chris🚀The Freedom Coach @FreedomCoachX]

@ShiraleeAnn81 Thank you @ShiraleeAnn81! it was a difficult day with many challenges, as it often is when starting the journey forward again. I pray your day went well?

[Chris🚀The Freedom Coach @FreedomCoachX]

Stepped away for essential deep work.

-Clarity unlocked.
-Vision refined.

Grateful to be here again. Missed you all.

[Chris🚀The Freedom Coach @FreedomCoachX]

Updated my bio...