FinanciallyFurious

Bank Accounts - Credit Cards - Personal Finance

[FinanciallyFurious @FuriousEconomy]

@shivae372 The log ins go through Plaid. The same thing budget apps like Monarch use.

Also if I really wanted to I could have just taken screen shots of everything and cropped out certain details like account numbers and Grok will quickly organize it.

[FinanciallyFurious @FuriousEconomy]

Been experimenting with making a custom budget app using Grok Build and I don't see how Budget Apps will be able to compete.

And yes you can connect your bank accounts and credit cards and have Grok auto update the app.

[FinanciallyFurious @FuriousEconomy]

This is exactly why index funds, especially the S&P 500, are so hard to beat.

If 3 out of 4 professional fund managers can’t outperform it, why pay higher fees for worse results?

[Kalshi Finance @Kalshi_Finance]

JUST IN: Nearly 75% of active fund managers failed to beat the S&P 500 over the last 12 months, per WSJ

[FinanciallyFurious @FuriousEconomy]

@afshineemrani TLDR: (Grok)

[FinanciallyFurious @FuriousEconomy]

Figured $SPCX might be the exception to new IPOs falling below their IPO price.

There is no real alternative to @SpaceX. They’re unlocking entire sectors: reusable launch, global satellite internet and cellular, orbital data centers and whatever Starship enables next.

[FinanciallyFurious @FuriousEconomy]

Thought $SPCX might be the one that didn’t dump after IPO. Looks like even SpaceX isn't immune. Grabbed some below $135.

[FinanciallyFurious @FuriousEconomy]

@PrestonJones @teslaownersSV @WilliamShatner Should have switched over to online banking a long time ago. Probably wouldn't have gotten 6% APY, but easily 1.75-4+% over the past several years.

[FinanciallyFurious @FuriousEconomy]

It's happening

[Elon Musk @elonmusk]

Try Grok Voice for your customer support

[FinanciallyFurious @FuriousEconomy]

Important to note that @XMoney is not an actual bank. FDIC insurance is for if an actual bank fails. If X Money messes up then you could be left waiting to get your money back like with what happened with Yotta.

Then again @SpaceX owns X so I wouldn't worry too much.

[REDWRITER @REDWRITER]

X MONEY: IMPACTING THE UNBANKED AMERICAN🇺🇸

Latest FDIC survey data shows that 4.2% of U.S. households remain unbanked.

Per the Federal Reserve this means ~15 million adult Americans have no checking/savings account at a bank/credit union.

X Money delivers FDIC-insured checking accounts right in the app.

This isn’t just another Venmo, X Money is revolutionizing finance for the Americans left behind.

[FinanciallyFurious @FuriousEconomy]

@XMoney could become very interesting if they give additional benefits for those who are subscribed to X.

Could bundle Grok, with X premium and also get additional banking benefits with X Money.

@elonmusk might be making the best subscription service ever.

[FinanciallyFurious @FuriousEconomy]

@LouieInvests @REDWRITER It would probably be better to have a local brick and mortar bank and go there to deposit cash and then transfer it into a high yield savings account (potentially @XMoney later this year).

Especially if you have a good amount of cash (stores usually have cash deposit limits)

[FinanciallyFurious @FuriousEconomy]

@JoshKale Hopefully they allow users to have savings that are separate from their cash account. It would be nice to be able to organize savings into fun money, emergency funds, vacation etc...

Especially with automatic savings features (% or dollar amount from every paycheck to savings).

[FinanciallyFurious @FuriousEconomy]

Let's see if @XMoney can surpass @SoFi

Will be a step in the right direction if X offers automatic savings features (like automatically moving into a savings vault when you receive direct deposit).

Bonus points if checking earns the same APY as savings.

[Coinvo @Coinvo]

HUGE: X has rolled out 𝕏 Money, with plans to offer 6% APY, $250,000 insurance and 3% cash back on purchases! 🤯

[FinanciallyFurious @FuriousEconomy]

@RobinhoodApp Does Robinhood have plans on becoming an actual bank at some point in the future?

[FinanciallyFurious @FuriousEconomy]

xAI's journey in 2025 has been epic. Grok has surpassed ChatGPT IMO. 2026 is going to be insane. Jobs will be flipped by this tech sooner than people think.

[Eric Jiang @veggie_eric]

Back in January, nobody had heard of Grok. We basically just had Grok 2 and an image gen model. To put it bluntly, we were playing catchup.

1 year later, our team has built the world's largest GPU cluster, benchmark-topping reasoning models, Grok Voice, Grok Imagine, beautiful mobile apps, X/web apps, a robust API, and more.

And we're only just getting started. Thank you all for being a part of our journey so far, and buckle up. 2026 is going to be a massive year for xAI 🚀

[FinanciallyFurious @FuriousEconomy]

Who else is riding the $TSLA wave? My 2024 Roth IRA (100% Tesla) is up 143% already.

[FinanciallyFurious @FuriousEconomy]

To be in the top 10% of U.S. households (including everything, stocks, real estate, etc...). You need at least $2.1 million.

https://t.co/1NEoHcMlPn

[FinanciallyFurious @FuriousEconomy]

According to Grok you need roughly $300k in stocks to be in the top 10% of all U.S. households.

https://t.co/j7PvgXwed5

[Adam Taggart @adamtaggart]

HONEST QUESTIONS

The top 10% of US households now own 93% of all financial assets

The chart below shows the extreme concentration of wealth in the US today

Is this healthy for society?
Do you expect this to get worse or better if the status quo persists?

[FinanciallyFurious @FuriousEconomy]

Self-driving cars are already feeling routine. Soon, riding in one could be as common as using a smartphone.

[Gali @Gfilche]

crazy how quiet everyone is about @robotaxi

it launched. it is doing autonomous rides. and everything is so chill

self-driving cars are the new normal. patiently waiting for any news on expanding service ⚡️

[FinanciallyFurious @FuriousEconomy]

It's only a matter of time before AI creates groundbreaking new technologies.

This is one reason I'm bullish on index funds like the S&P 500.

[33 @thirtythree]

Elon on Grok Creating New Technologies:

“I think it may discover new technologies as soon as later this year, and I would be shocked if it has not done so next year. I would expect Grok to, yeah, literally discover new technologies that are actually useful no later than next year, and maybe end of this year, and it might discover new physics next year, and within two years, I’d say, almost certainly. So, like, just let that sink in.”