Angelika Hilton

Doon Academy Library Assistant, I love my job and the fab students I get to work with every day. Mammy to two fab boys and madly in love with their Dad xx

[Angelika Hilton @GaelaHall]

@liamgallagher

[Angelika Hilton @GaelaHall]

@JamesBlunt Can't wait, saw you in the cowshed in Cork 20 years ago!!!! This is a better venue, the Hydro 😍

[Angelika Hilton @GaelaHall]

https://t.co/qpwhpdpC0D

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

Well, this is the last week of me being at the Co-op - thank you for a wonderful time 😍 @coopuk @coopukpress

[Angelika Hilton @GaelaHall]

@DoonAcad Thank you for keeping us updated. Please thank the staff for looking after our kids. 🥰

[Angelika Hilton @GaelaHall]

Very interesting 🤔

https://t.co/yla6ER1N0d

[Joe Lycett @joelycett]

How's Your Nan? now available to stream on Spotify and also Apple Music imminently I'm told. Looking forward to being on the @BBCR1 chart show very soon.

https://t.co/YJCRjDP0hX

[Martin Lewis @MartinSLewis]

Pls share. The new PPI?

HUGE announcement from @theFCA this morning that has gone totally under the radar. It may mean a pay-out for millions who bought a car/van on Motor Finance before 2021.

I’ve done back of the envelope numbers and at the top end this could be PPI type scale (that was £40bn), big enough to be a form of Quantitative easing (so real consequences for the next govt as it’ll likely take a year).

It is to look at the handling of complaints about commissions when people got motor finance (pre 2021). Two big Ombudsman cases revealed today indicate that firms are falsely rejecting complaints and the FCA is now to do a full review of complaint handling.

The FCA wouldn’t do this unless it was likely to find they were doing it wrong. So my suspicion is when it finishes its investigation it will (in order of likelihood) set up either

a) A redress scheme where it orders all the firms to pay redress to every effected customer even if they've not complained.
b) Redress rules where it orders them to pay out redress based on a set formula, to those that complain

The pay out would be either the interest on loans (which is big), the commission (which is big), or the whole loan (which is huge). We're possibly talking thousands back for many.

Clearly this means getting complaints in if you were mis-sold is going to be crucial especially if they choose scheme b) and there is a cut off involved.

It should be noted part of the announcement is the FCA has put a freeze on firms handling complaints for now, so if you complain now they don’t have to do anything, but my provisional thoughts are it is worth people who think they’ve been mis-sold getting in a complaint now as a marker.

So my team and I will be working on a full guide on how to do that which we’ll have out in the next couple of weeks to talk you through this step-by-step. Please watch this space and share with people who may have been impacted.

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

What a year 2023 was - here is to doing more in 2024 😍 @gilliancMPC @Tom_MPM @CoopFayB @coopuk @coopukpress @GaelaHall

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

Celebration week for Dalmellington Co-op. Brilliant amount of money for 3 amazing causes. Thank you to all the customers for supporting your causes 😍 #ItsWhatWeDo @gilliancMPC @Tom_MPM @CoopFayB @coopuk @coopukpress @GaelaHall

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

Sounds like a great time will be had by the kids - tomorrow (Friday 3rd November) #itswhatwedo @coopukpress @gilliancMPC @Tom_MPM @GaelaHall

[Angelika Hilton @GaelaHall]

Great ideas for Christmas 😍😍. https://t.co/K6FgHmmzZ5
@Gaela03641557

[Doon Academy @DoonAcad]

Well done to S6 pupil Emma for organising the schools ‘Wear it Pink’ day and a big thanks to everyone who played her guess the number of beads game with one lucky winner taking home this tub of sweets for the closest guess #S6leadership

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

These are the Mauchline Co-op new causes - WOOHOO!!! Exciting year ahead 😍 @gilliancMPC @Tom_MPM @CoopFayB @coopuk #itswhatwedo

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

I am delighted to share the new causes for the Dalmellington Co-op - WOOHOO!!! Get choosing on your Co-op membership app @gilliancMPC @Tom_MPM @CoopFayB @coopuk #itswhatwedo

[Mind @MindCharity]

Today is #WorldMentalHealthDay 🌍 And it’s time for action.

Take that first step to getting help. Or share this post and help us reach someone who really needs to see it 💙

[All On The Board @allontheboard]

As lonely as it feels when you’re struggling with your Mental Health please know you’re not alone. Today is World Mental Health Day, but every day we should talk about our mental health.

#WorldMentalHealthDay #MentalHealth @allontheboard

[Linda Watt @LindawattMP]

#MakingItRight #WorldMentalHealthDay @gilliancMPC @Tom_MPM @CoopFayB

[gillian cunningham @gilliancMPC]

#MakingItRight #WorldMentalHealthDay2023 #ItsWhatWeDo @Tom_MPM #TeamAyrshireGalloway making our pledges @CoopFayB @coopuk

[Gaela (Dalmellington Co-op Member Pioneer) @Gaela03641557]

WORLD Mental Health Day TODAY - if you can be anything - please be KIND 🙂 #makeitright #worldmentalhealthday @coopuk @coopukpress @gilliancMPC @Tom_MPM @CoopFayB

[Doon Academy @DoonAcad]

On Friday the 13th October we will be holding a “Wear It Pink” day to raise awareness for the charity Breast Cancer Now. Everyone can wear something pink on the day (along with their school uniform) #S6leadership