Domingo Meneses @ M2020

Director of Payment Partnerships @Upwork 💼 🤖prev fintech BD at @Shopify @Uber 🌎 passionate about democratizing financial services, work and entrepreneurship

[Domingo Meneses @ M2020 @Go_Mene]

2023 is for creating, not consuming 💪🏽

[Sahil Lavingia @shl]

@elonmusk On the internet, 1% create, 9% contribute, 90% consume

[Barack Obama @BarackObama]

.@KamalaHarris will be a president for all Americans. She actually cares about making your lives better. Donald Trump only thinks about himself.

I want you to remember this: if someone doesn’t respect you, they should not represent you. That’s not what you need in your life. And we don’t need Donald Trump leading our country for another four years.

[Domingo Meneses @ M2020 @Go_Mene]

It’s getting really cringey here - a billionaire buying a social co to sway an election his way 😰

[Matt Turck @mattturck]

My entire “For You” tab on X is pro-Trump stuff. Full on propaganda.

[Domingo Meneses @ M2020 @Go_Mene]

@MJenkins88 Seems like they do in Europe https://t.co/7da3Jt2PJH

But also in the US from their FAQ - it’s not very explicit though https://t.co/jUmbSBOkeW

[Domingo Meneses @ M2020 @Go_Mene]

BNPL & EWA:
- reporting into credit bureau needs to ideally be an opt in from consumers
- open banking will help with underwriting in the US
- open payroll could help more with EWA
- only 4% paid BNPL late fees in US on @Klarna
- immigrants / thin or no file still challenging

[Domingo Meneses @ M2020 @Go_Mene]

You come all the way to a payments conference just to find out it’s really the hotel check in process that’s broken 😅

[Domingo Meneses @ M2020 @Go_Mene]

@BainandCompany in working with clients:

- Banks still trying to understand the “cannibaliztion” and incentives behind real time payments
- data, AI and the bank as a “vendor” to the fintechs are thorny areas B2B BaaS is navigating
- how to thread humans and compliance + AI

[Domingo Meneses @ M2020 @Go_Mene]

B2B panel at M2020:
- RTP and FedNow mainly being used for lending, payroll and real estate payouts. @ModernTreasury is seeing $1B of real time payments
- checks are still here but RTP and maybe even more so RFP might eat into them
- @ModernTreasury did RFP tests this spring

[Domingo Meneses @ M2020 @Go_Mene]

@brunoswerneck @Plaid Let’s run into each other!

[Domingo Meneses @ M2020 @Go_Mene]

@jevgenijs @ryansconway Maybe now via Afterpay they might but they need a global product for it to make sense I think

[Domingo Meneses @ M2020 @Go_Mene]

We’ll see these in Vegas soon - can see it being a good test market

[SMX 🇺🇸 @iam_smx]

Elon Musk entering in a Tesla Robotaxi or Cyber cab, guys we are in the future!

[Domingo Meneses @ M2020 @Go_Mene]

@pitdesi This happens often - for spacex live launches 😞

[Domingo Meneses @ M2020 @Go_Mene]

Big programs like Revolut and Wise in the US going to Lead Bank off the windfall of Evolve and other consent orders.
Curious why is Lead or Column a better place to land? What other options do these programs have - any other strong sponsor banks out there?

[Domingo Meneses @ M2020 @Go_Mene]

@rihanna Sounds like you need a crib tent - it changed the game for our toddler sleep routine https://t.co/X05G9o6aYQ

[Domingo Meneses @ M2020 @Go_Mene]

fintech friends - anyone know what the commercial structure is for these gpay virtual cards? Is Google the issuer of these cards and makes interchange? do they become the MOR for the transaction? Who is gpay using to issue these cards?

I've always wondered!🤔

[Domingo Meneses @ M2020 @Go_Mene]

fintech friends - anyone know what the commercial structure is for these gpay virtual cards? Is Google the issuer of these cards and makes interchange? do they become the MOR for the transaction? Who is gpay using to issue these cards?

I've always wondered!🤔

[Domingo Meneses @ M2020 @Go_Mene]

@brunoswerneck @Shopify @stripe @jevgenijs @NikMilanovic @jmover @regulatorynerd Starbucks + FIS, Ebay + Adyen and PayPal / Venmo + Synchrony could be a few big ones

[Domingo Meneses @ M2020 @Go_Mene]

@truptinatu We live in the T&Cs 👁️

[RTA @RodeoTheAlbum]

Travis Scott performing Mamacita in Chile 🇨🇱

RIP RICH HOMIE QUAN

[Domingo Meneses @ M2020 @Go_Mene]

@brian_g_peters @Shopify 💯 I took my full time while at Shopify and was so glad I did. Congrats to you and the fam!

[Domingo Meneses @ M2020 @Go_Mene]

@csuitecounsel @mikulaja Was going to say - looks clean 😂