Hanlon Insurance Agency, LLC

[Hanlon Insurance Agency, LLC @HanlonAgency]

Your business works hard — make sure one lawsuit doesn’t undo it all.
Umbrella Insurance = extra liability protection for high-cost claims. Affordable. Smart. Essential.

📞 973-909-9889 | 📍 Rockaway, NJ
#NJBusiness #UmbrellaInsurance #RiskManagement

[Hanlon Insurance Agency, LLC @HanlonAgency]

Coverage Insight:
Standard policies don’t cover flood damage. FEMA notes 20% of SMBs fail after floods—consider separate flood insurance.

Review your policy—or ask us. ☎️ 973-909-9889 ext. 102 / [email protected] / Schedule Your Review: https://t.co/i41iiRbZtn

#Gaps

[Hanlon Insurance Agency, LLC @HanlonAgency]

Coverage Tip:

Beyond your standard liability policies, umbrella insurance offers crucial coverage.

Review your policy—or ask us. ☎️ 973-909-9889 ext. 102 / [email protected] / Schedule Your Review: https://t.co/voxqw3xf5C

#CoverageMatters
#InsuranceGaps

[Hanlon Insurance Agency, LLC @HanlonAgency]

Coverage Insight for SMBs:
Employment Practices Liability Insurance (EPLI) protects against claims like harassment or wrongful termination—crucial as your team grows!
Review your policy— or ask us. ☎️ 973-909-9889 ext. 102 / [email protected]
#InsuranceGaps

[Hanlon Insurance Agency, LLC @HanlonAgency]

⚠️ Reminder for Business Owners: Liability coverage protects against accidental or negligent acts, not intentional ones.
Review your policy— or ask us. ☎️ 973-909-9889 ext. 102 / [email protected]
#RiskManagement
#CoverageMatters
#InsuranceGaps
#BusinessInsurance

[Hanlon Insurance Agency, LLC @HanlonAgency]

Don't miss the boat when it comes to coverage. Make sure your insurance covers all of boat life's unpredictable moments. https://t.co/C9Rxrje8CP

[FBI @FBI]

The #FBI works to find missing children no matter how long ago they disappeared, but we need YOUR help. This #MissingChildrensDay, help us bring them home by reviewing https://t.co/K72ndT54ff. Report tips to https://t.co/iL7sD5efWD or call 1-800-CALL-FBI (1-800-225-5324).

[Hanlon Insurance Agency, LLC @HanlonAgency]

Insurance doesn't have to cost a boatload — and not having coverage can cost you more. Make sure you're protected. https://t.co/JA9gnORYod

[Hanlon Insurance Agency, LLC @HanlonAgency]

Had an amazing evening at the Hackettstown Business Appreciation Awards dinner! Congratulations to Matt Czigler and the Czig Meister Brewing Company family on being named Business of the Year, and to Joe Fisher of Man Skirt Brewing for sharing the honor! David's Country Inn.

[Hanlon Insurance Agency, LLC @HanlonAgency]

Coverage Insight:
Business interruption insurance covers lost revenue during unexpected closures. Many SMBs without it struggled during the 2020 supply chain disruptions.

Review your policy— or ask us. 973-909-9889 ext. 102 / [email protected]
#RiskManagement

[Hanlon Insurance Agency, LLC @HanlonAgency]

If your boat breaks down, will you be covered? Make sure your boat insurance covers mechanical breakdowns. https://t.co/FHaZZkKUa8

[Hanlon Insurance Agency, LLC @HanlonAgency]

What do you think the answer is?

Review your policy— or ask us. 973-909-9889 ext. 102 / [email protected]
#RiskManagement
#CoverageMatters
#InsuranceGaps

[Hanlon Insurance Agency, LLC @HanlonAgency]

Risk Management Tip:

Make sure to train workers on the proper use of equipment. A 2023 BLS report notes 20% of SMB comp claims stem from employee errors.

Review your policy procedures— or ask us. 973-909-9889 ext. 102 / [email protected]
#RiskManagement
#BusinessInsurance

[Hanlon Insurance Agency, LLC @HanlonAgency]

Not all boat insurance is equal. Make sure yours covers what you can’t predict. https://t.co/uroKpzy150

[Hanlon Insurance Agency, LLC @HanlonAgency]

Here are some safe driving tips to keep in mind from the recent educational guide on combating distracted driving by the #TravelersInstitute and Cambridge Mobile Telematics: https://t.co/ZG5ovdOtya

[Hanlon Insurance Agency, LLC @HanlonAgency]

When you're in deep water, it helps to have coverage. Protect against unexpected losses — ask Travelers boat insurance. https://t.co/g3q8z6F2iR

[Hanlon Insurance Agency, LLC @HanlonAgency]

Here are some safe driving tips to keep in mind from the recent educational guide on combating distracted driving by the #TravelersInstitute and Cambridge Mobile Telematics: https://t.co/fvDykKXSsc

[Hanlon Insurance Agency, LLC @HanlonAgency]

If waters get rough, will your boat be covered? Protect against unexpected losses — ask about Travelers boat insurance.
https://t.co/ZYgFXUVCiX

[Hanlon Insurance Agency, LLC @HanlonAgency]

Coverage Insight: Cyber insurance is critical for SMBs. A 2024 Sophos report found 50% of small businesses faced ransomware attacks, with average costs of $1.5M without coverage.
Review your policy— or ask us. 973-909-9889 ext. 102 / [email protected]
#InsuranceGaps

[Hanlon Insurance Agency, LLC @HanlonAgency]

Here are some safe driving tips to keep in mind from the recent educational guide on combating distracted driving by the #TravelersInstitute and Cambridge Mobile Telematics: https://t.co/3JqsDT8K56