Tom A. Hawk

Beer, family, and football

[Tom A. Hawk @HawkTom36]

Wordle 1,682 1/6

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[jbulltard @jbulltard1]

The year is over and im bored with nothing to do for the next 2 weeks so here are a couple of my musings on things to fix this country.

1. We need to give more incentive for successful people to have kids. You get all these career oriented types who don't want to have to kids because it gets in the way of work or its too expensive. My inkling is they do have more kids if we give some sort of massive tax relief, there's many ways to do this. Money talks right? Maybe expand their IRA contribution limits per child they have? Lower property taxes for owners that go lower with each extra kid? Many options.

2. We need to do something with our prisons, it's such a waste of time and money. The violent offenders are hopeless, just swiftly be done with them. The rest, actually rehab them so they're ready to come out and contribute to society. These people just come out and commit crimes again. We need some sort of limit, say 5 arrests, good lord that's a big number, but I don't care if its 5 shoplifting arrests, at that point you're just never gonna learn, you need to be removed from society forever. We have to clean society up.

3. We need to force colleges to self fund their degrees, this stuff is ridiculous, my first job was on an endowment that was a few billion dollars, why do schools need all this money? The government getting into anything ruins it and student loans have been a catastrophe, I went to one of the best schools in America and tuition is up almost 5x from 25 years ago, that's disgusting and frankly stupid. If you force schools to subsidize their own degrees you'll notice they quickly stop letting kids get dumb degrees that lead nowhere in life but years of debt and eventual bankruptcy. It's criminal what these universities are offering some of these kids by offering some of the nonsense degrees

4. We need some massive government pay reform. These government workers getting pensions and retiring in their 50's is absolutely ridiculous. No business owner in the real world gets a guaranteed anything for retiring at such a young age. I'm tired of hearing of government workers with pensions making $200k/yr for life or more. It's just a slap in the face to all of the normal folks because nobody in the private sector is guaranteed anything ever. Imagine if government workers just had to work and save for their future on their own like everyone else? The horror.

5. I've joked about it before but stock market participants deserve a 1031 equivalent. Why not? Why would real estate investors get that and not market participants? It's equally easy to buy and hold real estate as it is stocks and it would allow wealth to compound faster for investors in the market without waiting till they're 60 to use retirement accounts.

6. Trump's $1000 at birth for kids is a great start, but we need more, think about it, we pay out fortunes later in life via social security, why not just invest small amounts now and let it compound for 65+ years. Even something like say whatever your parents taxes are, let's say the year you're born we put 10% of your parents federal taxes in the S&P for you. Even $5,000 at 7% for 65 years is a huge number, more than we will pay out in social security payments.

7. We need to fix health insurance, we need to get the high risk people in a pool the government somehow backstops. We need healthy people and families to see way lower hikes. I'm a lucky guy to be able to afford it but my new price as of next february for completely healthy me, wife, and 3 kids is now $3,227/mo with a $7,500 deductible meaning next year I would have to spend $44,000 before anything. Also neither of us is even 45, we're not even old or risky to them, it's just robbery. People are stuck in jobs because of health insurance fears, Obamacare was stupid, but what's dumber is we've done nothing since to fix this. Instead we're punishing the healthy. I don't know how about we order a few less Lockheed Martin fighter jets a year and cover the unhealthy and let the healthy see rates moderate?

8. We need higher taxes on property investors in the single family space. These guys are gobbling up all the cheap inventory and pricing out the normal folks. If we're in an affordability crisis then just bump up the taxes meaningfully to where you get some of these investors to say you know what? Maybe I will put this thing back on the market. We have way too many cheap homes being hoarded right now by investors. Also the blackrock types, they need a massive hike like if you own 100+ homes you need an even bigger hike maybe 50% top rate or something, nobody needs to own 100 rental homes. Go invest in some commercial real estate if you want to deploy it in real estate, single family homes should be for families, not corporations.

[CJ Fogler 🫡 @cjzero]

Incredible level of starting something you have zero intention of finishing from a New Mexico lineman here

[Tom A. Hawk @HawkTom36]

@JoyrideForFree Your mom?

[Tom A. Hawk @HawkTom36]

@JoyrideForFree Can’t name a half Asian half white kid atredes or Sophocles

[Tom A. Hawk @HawkTom36]

@JoyrideForFree Cheers to good times.

Should be an easy ratio + viral.

[Tom A. Hawk @HawkTom36]

@JoyrideForFree Gustavo,

Thanks for the heads up and noted. Just to clear the air, I do not eat ass like our comrade @HossGabe.

Sincerely,
Tom A. Hawk, CPA

[Tom A. Hawk @HawkTom36]

@quizure @ExcelHumor Youre an amateur, ctrl+1 A Tab C C

[Ashley St. Clair @stclairashley]

this may be the funniest moment in american politics

[Tom A. Hawk @HawkTom36]

@TDTakes23 Shake Shack?

[Tom A. Hawk @HawkTom36]

@cooter_martin 10PM MT is a bold time to tweet this

[Massimo @Rainmaker1973]

To maintain this hunting posture, the a kestrel flies into, and at the same speed as, the oncoming wind – the current of air passing over its wings provides the lift it needs.

[Tom A. Hawk @HawkTom36]

@ForchesusChrist @sabrina_i20 Not what I was expecting tonight but brought a smile to my face

[Tom A. Hawk @HawkTom36]

@cooter_martin LFG the boys

[Tom A. Hawk @HawkTom36]

@leosamba17 🚨🚨🚨

[Science girl @sciencegirl]

Penguin escapes from leopard seal by pretending to pass away
https://t.co/AcNL0xgl4k

[Natty Corner @WolverineCorner]

Lmfaoooo

[Tom A. Hawk @HawkTom36]

@JoyrideForFree Fade