Heather Andrews | finance broker | leveraging OPM

I help business owners get finance so they can stop renting and start owning their own business premises....in Australia

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@WiserThanIThink I cannot relate
I do not get sick
I have a supercharged immune system with Chinese medicine

[Stephenie Streiff-Process @WiserThanIThink]

Our limitations are often self-imposed through the stories we tell ourselves. I had been telling myself things I would never say to another person for a long time. I am learning more every day to be the voice I want to hear in my life.

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@AshleyGreen1307 I cannot resist once my interest is piqued 😂

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@Antonleinone I’m not a guy, but….
Many business owners struggle to balance time. Potential partners need to understand that long hours now maybe an insight into the future. Find the right partner. Date now!

[Kieran Drew @ItsKieranDrew]

You don’t have to read many books about writing to learn the skill.

But you should read the best.

Here’re my 7 favourite books that every aspiring writer needs to read.

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@FTayAI Hmm
Everyone has experience with the embarrassment thing
But no one has given an example….including me

[Felix Tay @FTayAI]

What's the most embarrassing thing that's ever happened to you? 😳

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@FTayAI Roadmap please

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@SoberBuzz_daily @Ridsdale7 Care
Empathy

[Janet @Ridsdale7]

Connection
The long time mates of both these penguins passed.

Every evening they meet and watch the lights for hours.

So incredibly kind 🌺

What can they teach us?

- Compassion
- Companionship
- Showing up counts
- .....

What would you add?

Origin: National Geographic

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@WeigelEric Love it.
Subscribed to it.

[Eric Weigel | The Retirement Architect @WeigelEric]

Asset allocation is not a set-and-forget strategy.

Six common mistakes made by individual investors:

1.Failing to Pay Attention to Investor Risk Capacity: Assess and integrate your financial ability to withstand losses into your investment decisions.

2.Never Adjusting the Asset Mix: Stay responsive to changing asset volatilities and correlations to maintain a balanced and effective portfolio.

3.Misunderstanding Diversification: Fund names do not diversify. Not everything goes up at the same time but protects you on the downside. A hedge usually carries a cost.

4.Overemphasis on Equities: Ensure a well-rounded portfolio by considering the roles of various asset classes, not just stocks.

5.Overlooking Current Starting Valuations: Use valuations as a guide for potential risk and return, adjusting your asset allocation to align with these metrics.

6.Lacking a Contingency Plan: Prepare for both downturns and upswings with a clear strategy to adjust your portfolio as needed.

Want to learn more?

Subscribe to my newsletter, Retirement Juice coming out today
https://t.co/YyB3YnxKUE

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@thebonniebyrne Parenting is tricky.
Looks like you are winning @thebonniebyrne

[Bonnie B @thebonniebyrne]

Kids hear all the things said/not said. AND see all the things done/not done.

There’s no greater motivation to level up and be your best.

I gave Mr 2yr the choice of outing today and he chose “mum and dads gym, I want to ‘ex-size’”

Today felt like I’m getting something right

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

Xero Summer Series
Bringing us the latest and greatest in our local economy
@Xero

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@Tim_Denning Mind if I steal this list as a guide to implement in my world?

[Tim Denning @Tim_Denning]

My non-negotiables:

• 7 tweets a day
• 1 hour of writing every day
• Workdays with 4 hours of flow state
• Be active in at least one mastermind
• Never engage with trolls/nitpickers
• Gym 4 times a week
• Pineapple on pizza
• 8-9 hours of sleep
• Zero alcohol

[Heather Andrews | finance broker | leveraging OPM @HeatherAnd37353]

@thebonniebyrne Yes!