It certainly appears FTX committed an egregious failure in not treating customer assets as segregated assets.
If people had access to regulated crypto custody services, they might sleep more comfortably knowing those assets were unlikely to be used for inappropriate purposes.
an interesting thread in all of this is i'm seeing comments from some NFT folks,
many of whom admittedly don't know much about "real" crypto as you might consider it,
but they say getting into NFTs forced them on-chain and into self-custody vs exchange custody
interesting