HelloNewman618🇮🇱🇮🇱🇮🇱🇮🇱

[HelloNewman618🇮🇱🇮🇱🇮🇱🇮🇱 @HelloNewman618]

The love of #phish is a phamily trait!!! #couchtour # everything's right

[Chidanand Tripathi @thetripathi58]

A woman walked into Verizon ready to change her phone number after 12 years.

She was getting 47 spam calls a week. Robocalls at 7am. Scam texts during meetings. Voicemails in Mandarin selling fake insurance.

She had blocked 200+ numbers. Reported them to the FTC. Downloaded three different spam apps. Nothing worked.

The calls kept coming.

She filled out the number change form and slid it across the counter: "I just want a clean start."

The rep looked at the form, then back at her phone.

"Before you lose your number forever, let me show you something. Your number isn't burned. It's exposed. There are 18 ways they're tracking you right now. The carriers won't tell you this because the data broker ecosystem pays them. Let's fix it."

Here's what he showed her in the next 11 minutes:

[Eric Daugherty @EricLDaugh]

🚨 JUST IN: Democratic candidates are now getting RIPPED for openly threatening to put Jewish people in CAMPS, calling anti-Jewish terror attacks "false flag organized by Zionists" and caught having Nazi tattoos

SPEAKER JOHNSON: "They are electing and sending people through these primary processes to run for Congress who are openly avowed Marxist and anti-Semites and have crazy positions in all these really important issues facing the country!"

TEXAS: "Democrat in Texas is running for Congress, she posted she'll imprison American Zionists in an ICE detention center. Then doubled down: 'You [Zionists] belong in prison.'"

PLATNER, MAINE: Admires Hamas ambushing Israeli soldiers

PENNSYLVANIA: Candidate calls anti-Jewish terror attacks "false flags" organized by Jews themselves

@SpeakerJohnson @BillMelugin_

[Cam Higby 🇺🇸 @camhigby]

We’ve now reached the “confront random Jews and berate them about how disgusting they are, and blame them for all our problems” stage of Jew derangement syndrome.

I cannot believe this is a real video.

[INTERIOR PORN @INTERIORPORN1]

Saving this idea for my future apartment

[Casey Babb @DrCaseyBabb]

"Your Holocaust is fake, you fucking scumbag Jew."

This made my blood boil. How is behaviour like this even a thing in 2026?

[hunter @hxxntrr]

There's a 14-word sentence that stops debt collector calls forever

It works on the first phone call
It costs $0 to use
It's enforced by federal law and the collector legally cannot ignore it

The collection industry generates $13 billion a year in collected debt from people who don't know this sentence exists

The 14 words:

"Cease all communication with me under FDCPA Section 805(c). Send written validation only"

That's it. That's the entire script. Say it once. Hang up. Done

What the law actually says (15 U.S.C. § 1692c(c), commonly called FDCPA Section 805(c)):

"If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt"

The statute requires the cease request to be in writing to be legally enforceable. But the 14-word verbal version puts the collector on notice that you know your rights, and most collectors stop calling immediately because they don't want to risk an FDCPA violation while waiting for your written notice to arrive

The written notice should be sent within 5 days of the verbal request, via certified mail with return receipt, to the collection agency's address. Letter language:

"To [Collection Agency Name]: I am exercising my right under FDCPA Section 805(c) to cease all communication regarding account [account number]. Do not call, write, email, text, or contact me by any means after this notice. Any further communication is a violation of federal law. Signed, [your name], [date]"

What happens after the collector receives the written notice:

The collector is allowed ONE final contact, only to do one of three things:
- Tell you that the collector is ceasing contact (a courtesy notice)
- Tell you that the collector or original creditor is invoking specific legal remedies (filing a lawsuit, garnishing wages, etc.)
- Tell you the collector intends to invoke a specific remedy that is normally available to that creditor

After that one final contact, all collector communication must stop. Forever. On that specific account

Continued contact after a properly served 805(c) notice = FDCPA violation = $1,000 in statutory damages per violation under Section 813, plus actual damages, plus attorney fees

This means every single time a collector calls you after receiving your cease letter, you can sue them for $1,000. A collector who calls you 4 times after the notice = $4,000 plus attorney fees. The lawsuit is filed in federal court (15 U.S.C. § 1692k). FDCPA attorneys work on contingency, so your cost to file is $0. The collector pays your attorney from the settlement

What happens to the underlying debt:

The debt does not disappear. The collector still legally owns the debt. They can:
- Sell the debt to another collector (who can then start contacting you, but you can issue a new 805(c) notice to them)
- Sue you in civil court to obtain a judgment (if they choose to spend money on a lawyer to do so)
- Report the debt to the credit bureaus (which is a separate issue, addressed via dispute under FCRA)

But they cannot call you, write to you, or otherwise communicate with you about the debt. The harassment stops. The peace of mind starts

Why most people don't know this:

Collection agencies do not voluntarily inform consumers of their FDCPA rights. The Mini-Miranda warning they're required to give ("This is an attempt to collect a debt") doesn't mention Section 805(c). The right exists only in the statute. You have to know to invoke it

The collection industry's entire business model relies on the volume of phone calls generating voluntary payments. If every consumer who got a collection call invoked 805(c) on the first call, the industry would collapse. Their internal models assume that only 8-12% of consumers will ever invoke their FDCPA rights. Most consumers cave to phone pressure within 90 days

The hidden additional play:

You can include a "debt validation" request in the same cease notice. This is technically a separate FDCPA right (Section 809) but combining them is efficient

Letter language with both rights invoked:

"To [Collection Agency]: 1) I dispute this debt under FDCPA Section 809. Please send written validation including: original signed contract, complete payment history, proof of assignment, license to collect in my state. 2) I exercise my right under Section 805(c) to cease all phone, email, text, and mail communication. Send written validation only. Any further communication outside of validation documentation is a federal violation. Signed, [your name], [date]"

What this does:

Stops all phone harassment immediately
Forces the collector to PROVE the debt is real and assigned to them legally
Many collectors can't validate because they bought the debt in bulk for pennies and don't have the original documentation
If they can't validate within 30 days, federal law requires them to cease ALL collection activity (Section 809(b))

A woman in Tampa had 4 collection accounts totaling $23,000 calling her 8-12 times per week. She sent the combined cease + validation letter to all 4 collectors on the same day in February 2024

By April 2024:
3 of the 4 collectors stopped contact entirely (2 couldn't validate, 1 sold the debt elsewhere)
1 collector sent partial documentation but missed required elements, leading to FDCPA settlement of $1,500
She sued one collector who continued calling after the notice. Settled for $4,200

Total she recovered: $5,700
Total she paid on the debts: $0
Time investment: 45 minutes to draft 4 letters and $24 in certified mail postage

The 14 words don't make the debt go away. They make the harassment go away. They flip the legal posture from "they're collecting from you" to "you're collecting from them every time they break the rules"

99% of Americans receiving collection calls don't know they have this option. They either pay (the industry's preferred outcome) or they ignore the calls (the second-most-common outcome). The third option, the legally protected one, sits in the statute waiting for someone to invoke it

(i fix credit in 30-90 days. link in bio)

[hunter @hxxntrr]

you can fix a 480 credit score in 60 days...

I fixed 312 people's credit this year
Average increase: 180 points in 90 days
Fastest: 520 to 740 in 67 days

Here's the EXACT system to delete your past and build your future:

First, understand what credit bureaus don't want you to know:

They're REQUIRED to delete anything they can't verify in 30 days
They're TERRIBLE at keeping records
They're HOPING you don't know your rights

You're about to destroy them legally

Step 1: The Nuclear Audit (Day 1-3)

Go to https://t.co/h8nrcLATc9
Pull all 3 reports (free)
Screenshot EVERYTHING

Now find the bodies:
- Every late payment
- Every collection
- Every charge-off
- Every inquiry

This is your hit list

Step 2: The Validation Massacre (Day 4-7)

For EVERY negative item, send this letter:

"I dispute this account. Please validate:
- Original signed contract
- Payment history ledger
- Proof of assignment (if collection)
- License to collect in my state"

Send via certified mail to:
- Experian
- Equifax
- TransUnion
- The creditor

70% can't validate = DELETED

Step 3: The Goodwill Genocide (Day 8-14)

For legit late payments, send this:

"I've been a customer for X years.
Due to [COVID/medical/job loss],
I had temporary hardship.
Please remove as goodwill gesture."

Success rate: 40-60%
Try 3 times with different reps

Step 4: The Pay-for-Delete Play (Day 15-30)

For collections under $1,000:

"I'll pay 100% today if you:
1. Delete from all bureaus
2. Send deletion letter
3. Confirm in writing"

Get it in writing FIRST
Pay only after agreement
60% will take this deal

Step 5: The Authorized User Hack (Day 31-45)

Find someone with:
- 750+ credit score
- Old accounts (10+ years)
- Low utilization (<10%)

Get added as authorized user
Their perfect history becomes yours
Score jumps 50-100 points instantly

Where to find them:
- Family members
- Tradeline companies ($150-500)
- Friends with good credit

Step 6: The Rapid Rebuild (Day 46-60)

Get these NOW:
- Secured card ($200 deposit)
- Credit builder loan ($500)
- Become authorized user (2-3 accounts)
- Self Lender account

All report monthly
All build positive history
Score climbs 10-20 points/month

Step 7: The Utilization Manipulation (Day 61-75)

Here's the hack:

Pay your cards BEFORE statement closes
Show 1% utilization (not 0%)
Score jumps 30-50 points

Example:
$1,000 limit card
Spend $500
Pay $490 before statement
Statement shows $10 balance
Perfect utilization

Step 8: The Inquiry Removal (Day 76-90)

Hard inquiries killing you?

Send this to each bureau:
"I don't recognize this inquiry.
I never authorized this.
Please remove immediately."

30% get removed
Worth 5-10 points each

The Deleted Items List:

Using this system, I've deleted:
- Medical collections (95% success)
- Cell phone collections (80% success)
- Utility collections (75% success)
- Credit card charge-offs (60% success)
- Student loan defaults (40% success)
- Repo's (35% success)
- Bankruptcies over 7 years (100% success)

Your creditors are praying you stay ignorant

The 609 Letter Loophole:

Section 609 of FCRA requires proof
They usually don't have it

Send this:
"Per Section 609, provide:
- Original signed application
- Statements showing charges
- Proof debt is mine
- Your license to report"

No proof = DELETION

Real Transformations:

Single mom: 478 → 721 in 84 days
Got apartment, car loan, business credit

Uber driver: 502 → 748 in 91 days
Bought house, started Amazon business

Felon: 461 → 695 in 78 days
Got job, credit cards, rebuilt life

They followed this exact system
You can too

The Credit Score Hack Menu:

Each is worth points:
- Remove 1 collection: +40-80 points
- Remove late payments: +20-30 each
- Add aged tradeline: +50-100 points
- Fix utilization: +30-50 points
- Remove inquiries: +5-10 each

Stack them all = 200+ point increase

The Maintenance Mode:

After you hit 700+:
- Keep utilization at 1-9%
- Never miss payments (autopay)
- Add new credit quarterly
- Keep old cards open
- Mix credit types

750+ score for life

The Business Credit Unlock:

Once you hit 680 personal:
- Get EIN (free, 5 minutes)
- Open business checking
- Get business cards
- Build second credit profile

Now you have TWO credit profiles
Double the funding power

Your Timeline:

Week 1: Dispute everything
Week 2: Goodwill letters
Week 3: Pay-for-delete negotiations
Week 4: Add tradelines
Week 5-8: Secured cards + rebuilding
Week 9-12: Watch score skyrocket

12 weeks to freedom

Bad credit isn't a life sentence
It's a 90-day problem with a systematic solution

Your past doesn't determine your future
Your next 90 days do

(link in bio to fix your credit in 60 days or less)

[Justin Steele @J_Steele21]

Well; this is obviously frustrating on many levels. It’s hard to put into words the emotions and mental state that something like this can leave you in. Nor do I want to really.

I just know I have given 100% and have done everything that’s been asked of me and at the end of the day that’s all I can do. But somethings just can’t be explained. For a lack of a better term; “shit just happens sometimes”

In the same breathe; I also know I am one of the best pitchers on this planet. And I will get back to that and even better. There has never been a backup plan. It’s always been baseball. And it will remain that way.

God hasn’t dealt me anything I can’t handle. God saves his toughest battles for his strongest soldiers. God; and his son Jesus Christ have my back and at the end of the day that’s all I need.

I also want to say thank you to everyone who has shown their concern and has reached out. It really means more than you know. Truly a blessing to have the support.

Miss being with the guys everyday. Miss all of it. And I will get back to it.

- #35

[Rusty ⚡️: Solar Powered ☀️ @ze_rusty]

Great advice.

If your house already has coaxial (TV/cable/DTH) wiring in the walls, you can plug MoCA (Multimedia over Coax Alliance) adapters at each end (router side + device side).

Many homes (especially in the US & parts of Europe) have coax jacks in multiple rooms so this adapter basically lets you repurpose the old TV cables in your home into a high-speed wired backbone

Also, MoCA is very different from PLC (Power Line Communication)

PLC forces data through your electrical wiring creating dirty electricity & turning your whole grid into a noisy antenna.

MoCA runs over shielded coax lines that were built to carry high-frequency signals.

That means:

- No dirty electricity riding on your 50/60 Hz lines.
- Less interference
- Faster speeds

In fact, the latest MoCA 2.5 standard can deliver up to 2.5 Gbps across your coax network.

If you’ve ever wished for WIRED connections in every room without tearing open walls, MoCA is the hidden upgrade sitting in your house right now.

[hockey-statistics @HockeySkytte]

My NHL site is now live!
https://t.co/hcfgTr8Gfx

There are many features that you can't find anywhere and I'm quite proud of this project.

However, I could really use your help spread the word. Please share the link here on Twitter/X, but also on other platforms. It means a lot

[Computer Knowledge @Computer_basic0]

If you forgot your Pc password

[Elsa Ai @ElsaSofia__AI]

If you died tomorrow, no one would be able to access your:

Bank accounts

Crypto wallets

Cloud storage

Password manager

Your digital life would die with you.

Here’s the 30-minute setup that prevents this ↓↓↓

[Roz Rothstein @RozRothstein]

A coalition of over 1,000 artists - including Amy Schumer, Mila Kunis, Helen Mirren, Liev Schreiber, Gene Simmons, Boy George, Sharon Osbourne, Debra Messing, and Mayim Bialik - have signed an open letter supporting Israel's participation in Eurovision 2026. The letter, organized by Creative Community For Peace, condemns boycott campaigns and warns against turning the competition into a political weapon. @CCFPeace @standwithusned

[The Brick News | LEGO News @the_brick_news]

New LEGO Technic Fast &amp; Furious Sets Coming In June!

[Reverend Jordan Wells @WellsJorda89710]

🚨 YIKES! NBC Poll: 74% of Gen Z now sides with Palestinians over Israelis.

Just stop and think how tragic — and dangerous — this really is.
A generation raised on “pride,” women’s rights, and “live your truth” is passionately defending people and a regime that would execute them if they ever set foot in Gaza or the West Bank under Hamas rule.

• Women are brutally oppressed — forced dress codes, honor violence, zero real rights.
• No religious freedom whatsoever — Christians persecuted, apostasy punished, Jews not even allowed to exist there.
• LGBTQ+ people? Death penalty under their Islamist laws. The very identities Gen Z fights for would get them killed.

These young Americans are supporting a side that celebrates October 7th atrocities and whose own laws and culture are the polar opposite of everything they claim to believe in.

This isn’t compassion. It’s radicalization — fueled by TikTok propaganda, failing education, and zero historical context.
This generation is in deep, deep trouble.

Wake up, America. Before it’s too late. 🇺🇸
#GenZ #StandWithIsrael #Hamas #WakeUpAmerica #Irony #Radicalization #TikTokPropaganda #October7 #WokeHypocrisy #WomenRights #LGBTQ #TruthMatters

[Bruce Pearl @coachbrucepearl]

Hersh was an American executed by Hamas Palestinians while being held hostage. 75% of young Democrats say they support the Palestinians over Israel. Where are our young people getting their information? Shame on higher education, the media and the Democrats @A1Policy

[Kings of JDM @kingsofjdm]

This genuinely made me cry 😢

[Eyal Yakoby @EYakoby]

“As a queer woman, I’m not afraid of Hamas or going to Gaza. They are very accepting of LGBT allies, and anyone who says otherwise is lying. But I am afraid Israel would try to kill me.”

Mental illness.

[Ori hazan official @hazan_the_Great]

Mark Hamill was one of the first voices to speak out after October 7.
“America stands with Israel #ALWAYS” 🇺🇸🇮🇱
No ambiguity. No hesitation.
He later backed those words by signing the Creative Community for Peace letter with thousands of figures across Hollywood—condemning Hamas, calling for the release of hostages, and standing firmly with Israel.