Local, family owned and operated independent insurance agency in Pasadena, MD. Helping families and businesses with auto, home, business, and life insurance.
When it comes to auto insurance claims, the total dollar amount often matters less than you think. Whether a claim is just over your chargeable threshold or significantly higher, the impact on your renewal rate is often the same. Ever been surprised? #InsuranceTips#AutoInsurance
Refinanced your home? Don't forget to update your home insurance policy with the new lienholder information! Failing to do so could lead to missed payments and even cancellation. Reach out to your agent or company today. #Homeownership#InsuranceTips
Running a side hustle? Don't let it cost you everything. Many craft show vendors, even those selling from home, overlook crucial insurance for their tables. Protect your passion! #SideHustle#InsuranceTips
Contractors, if you do side work for friends, family and others, your boss's insurance probably won't cover you. A mistake could lead to a lawsuit and cost you everything. One side job could pay for a separate policy that protects your assets. #ContractorTips#Insurance
Got a dog? πΆ You might need to check your homeowner's insurance policy for breed limitations or exclusions. Some breeds aren't covered! Ensure you have the right coverage. #HomeownerTips#DogOwners
The most overlooked coverage on your auto policy? Uninsured/Underinsured Motorist (UM/UIM). With up to 40% of drivers having no insurance or just state minimums, this protects you and your family from their negligence. #InsuranceTips#AutoInsurance#RealInsuranceTalk
Running a side hustle from home? Your homeowners insurance might not cover business-related incidents. Ensure you have the right coverage to avoid unexpected issues. #HomeBusiness#InsuranceTips
Insurance companies selectively pay claims, but not arbitrarily. They pay based on the coverage purchased and what's stated in the policy. In 30+ years, I haven't seen a denied claim where coverage was active and paid for. #InsuranceFacts#PolicyCoverage
Congratulations on paying off your mortgage! Did you remember to tell your Homeowner's insurance agent to remove the lender from the policy? #MortgagePayoff#Homeownership#RealInsuranceTalk
Does anyone have a positive insurance experience to share? Most talk is negative, but I'm curious if good experiences exist. Share in the comments! #Insurance#CustomerExperience
Think your homeowner's insurance policy covers everything at full price? Think again! Replacement cost for contents isn't always automatic. Without it, your valuable items get covered at depreciated value. Always read your policy! #InsuranceTips#Homeowners#realinsurancetalk
Storing lots of property in a storage unit? Check your homeowner's insurance policy! Some policies limit coverage for stored items to just 10%. Make sure you know your policy's limitations. #InsuranceTips#Storage
AI is being used to create fake car damage for insurance fraud. Car insurance companies are using virtual appraisals, but people are submitting AI-generated images of damage they don't have to get initial checks. #InsuranceFraud#AI
If a tree falls on your shed, the stuff inside probably isn't covered by your 'other structures' coverage. That coverage is for the structure itself, not its contents. Some items might need a separate policy. #InsuranceTips#HomeownerTips