Rough Notes

Nation's leading source of insurance innovations, trends, products & services shaping agencies & the property and casualty industry.

[Rough Notes @roughnotesco]

Congratulations, Cardinal Insurance Group, Traverse City, Michigan, our October Agency of the Month!
https://t.co/ndWSYl846s

[Rough Notes @roughnotesco]

Learn about AI as a fraud and risk management tool in this month's "Risk Managers Forum" column from the
Risk & Insurance Education Alliance.
https://t.co/xVOQFWeRvg

[Rough Notes @roughnotesco]

There's still time to apply for this year's Community Service Award. What's your agency doing to help others?
https://t.co/j3dBJ8wEC7

[Rough Notes @roughnotesco]

Don’t assume that ownership transfer and leadership transfer are the same thing. Learn more from Angela Adams with Angela Adams Consulting.
https://t.co/ApadGwHkgk

[Rough Notes @roughnotesco]

This month's "Inside Matters" column discusses managing expectations with new employees.
https://t.co/dhi6D7IrWU

[Rough Notes @roughnotesco]

In our current issue, learn about managing risks and exposures associated with modular construction from Mark Wooditch with Hub International. @HUBInsurance
https://t.co/1rg3W7hgdh

[Rough Notes @roughnotesco]

Clients are not looking for another insurance presentation. They are looking for someone who understands the business behind the risk.
Learn more in this month's "Beyond Insurance" column.
https://t.co/aAKVHxUnj5 @BeyondInsurance

[Rough Notes @roughnotesco]

Learn a better approach to accountability in this month's "Management by Coaching" column from Kimberly Paterson with CIM, Inc. (@CIMChangeMinds).
https://t.co/cG8LJcSlo3

[Rough Notes @roughnotesco]

In this month's BrokerTech Spotlight feature, learn how Loss Run Pro (@LossRun) is bringing speed, accuracy, and automation to loss runs.
https://t.co/HSKIghPCwJ

[Rough Notes @roughnotesco]

A retirement plan’s success depends on more than money. Learn more in this month's Benefits Focus feature.
https://t.co/lErbFNgwPX

[Rough Notes @roughnotesco]

When it comes to the decision of perpetuation: Before deciding how ownership should evolve, define what you want your organization to become.
https://t.co/CMi8glSy26

[Rough Notes @roughnotesco]

Have you met your inner critic? Be aware of the inner voice that talks you out of taking risks.
Learn more from Meg McKeen in this month's "Let's Lead" column.
https://t.co/1FCYNWYva4

[Rough Notes @roughnotesco]

Remember, holding steady on price doesn’t mean holding steady on risk.
Learn more about the current market in this month's Focus on Personal Lines feature from Ryan Byrd with
B. F. Saul Insurance.
https://t.co/YQ4ZDkZOby

[Rough Notes @roughnotesco]

When leaders project confidence grounded in clarity
and purpose, the organization … begins to believe
in the direction, the mission, and ultimately themselves.
Learn more in this month's "Winning Strategies" column from the @sitkinsgroup.
https://t.co/wxrUFcjvbR

[Rough Notes @roughnotesco]

Is your "driver assistance" insured?
Learn more in our latest Coverage Concerns post.
https://t.co/jZAi0NLRSw

[Rough Notes @roughnotesco]

Growth matters more than ever in brokerage M&As. Learn more in this month's "Acquisition Acumen" column from @MarshBerryInc.

https://t.co/LOYytXcyZC

[Rough Notes @roughnotesco]

Sustainable, predictable growth is never built by writing ambitious revenue numbers on a conference room whiteboard. It is built one conversation ... and one disciplined leadership decision at a time.
Learn more in this month's "Beyond Insurance" column.
https://t.co/lMgA9h7TIs

[Rough Notes @roughnotesco]

Congratulations to Joshua Morey, President of The J. Morey Company (@JMoreyIns) for winning our 2025 Community Service Award.

Read about his involvement with the Japanese American National Museum (@jamuseum) in our current issue.

https://t.co/avPAHnyZyT

[Rough Notes @roughnotesco]

In our latest Top Q&A for Agents newsletter, we share five commercial insurance costs that have nothing to do with the rate.

https://t.co/Ja8wS3vG7K

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[Rough Notes @roughnotesco]

They failed to yell "timber"! Let's "Dig a Little Deeper" into one of this month's Court Cases.
https://t.co/OJWVhBT8hx