ITL Collateral Vault

ITL Vault | A collateral-based Web3 vault for the InterLink ecosystem. Exploring asset utility, liquidity access, and transparent on-chain innovation

[ITL Collateral Vault @ITLvault]

@itl_france Thank you so much !

[ITL Collateral Vault @ITLvault]

Users can monitor both LTV and the ITL price directly within the DApp.

This makes it easier to understand the status of your loan, track the health of your collateral, and manage risk more proactively.

When the ITL price changes, you can quickly see how it affects your LTV and decide whether to add more collateral or repay part of the loan when necessary.

We believe a good DApp should not only have clear mechanisms, but also allow users to monitor all important information through a simple, intuitive, and transparent interface.

💬 Do you find it useful to see LTV and the ITL price directly inside the DApp?

#ITLVault #InterLink #ITL #DeFi #Web3 #ITLG @inter_link

[ITL Collateral Vault @ITLvault]

When assessing an asset, we will rely on its current real-world value, rather than expectations about how much it may increase in the future. Therefore, during the initial stage, using the OTC price as the reference value is both appropriate and practical.

For example, when you use a piece of land as collateral for a bank loan, the bank determines your borrowing limit based on the land’s current appraised value—not on its potential future price appreciation.

ITL Vault will follow the same principle. If the value of ITL continues to rise, users will be able to borrow more, provided that their total loan does not exceed the maximum 30% LTV.

This approach helps protect the protocol’s funds while allowing users to access additional liquidity as the value of their collateral increases.

#interlink #ITLG #ITL

[hengki Jr @JrHengki76805]

@ITLvault Knp tdk mengambil Harga ATV?

[ITL Collateral Vault @ITLvault]

@pepewsykes When ITL Vault officially launches, we look forward to hearing your feedback and suggestions so that we can continue improving the platform. 🥰

[ITL Collateral Vault @ITLvault]

@RajeshMond47 That’s correct. 🚀

[ITL Collateral Vault @ITLvault]

When using ITL as collateral to borrow USDT, one of the most important indicators users need to monitor is the Loan-to-Value ratio, or LTV.

🔹 WHAT IS LTV?

LTV represents the relationship between the value of the outstanding loan and the value of the collateral.

For example:

If a user deposits ITL worth 1,000 USDT as collateral and borrows 300 USDT, the LTV ratio is 30%.

The lower the LTV, the safer the loan position. However, when the price of ITL decreases or the outstanding debt increases, the LTV will rise and the loan may move closer to the warning or liquidation zones.

🔹 LTV ZONES ON ITL VAULT

🟢 LTV FROM 0% TO BELOW 50% — SAFE ZONE

The loan is considered to be in a relatively safe position.

ITL Vault is expected to approve new loans with an initial LTV of no more than 30%, creating a safety buffer against market volatility.

However, users should still monitor their loan regularly because the value of ITL may change over time.

🟡 LTV AT 50% — WARNING ZONE

When the LTV reaches 50%, the loan enters the warning zone.

This means the safety margin has become smaller. Users should consider:

• Repaying part of the loan
• Adding more ITL as collateral
• Closely monitoring the ITL price and loan status

🟠 LTV AT 60% — HIGH-RISK ZONE

When the LTV reaches 60%, the loan enters a high-risk zone where action is strongly recommended.

At this level, users should quickly reduce their outstanding debt or add more collateral to bring the LTV back to a safer level.

Without timely action, a further decline in the ITL price could push the loan closer to liquidation.

🔴 LTV AT OR ABOVE 70% — ELIGIBLE FOR LIQUIDATION

When the LTV reaches or exceeds 70%, the loan may become eligible for liquidation.

Liquidation is the process of using part or all of the collateral to recover:

• The outstanding loan principal
• Any unpaid loan fees
• The liquidation fee
• Necessary transaction costs

After all applicable amounts have been deducted, any remaining value from the collateral, if available, will be returned to the borrower.

🔹 WHY IS LIQUIDATION NECESSARY?

Liquidation is not intended to punish borrowers.

It is an essential risk-management mechanism designed to protect the protocol’s funds, maintain liquidity, and support the stable operation of the system.

Without a liquidation mechanism, an undercollateralized loan could cause losses to the protocol and affect other participants.

🔹 HOW CAN USERS AVOID LIQUIDATION?

Borrowers should:

• Avoid borrowing the maximum amount unless absolutely necessary
• Keep their LTV well below the warning zone
• Regularly monitor the ITL price and loan status
• Add more collateral when the LTV increases
• Repay part or all of the loan before reaching the liquidation threshold
• Avoid waiting until the last moment to take action

ITL Vault will clearly display the LTV ratio, warning status, and relevant loan information within the DApp so users can actively manage their positions.

During the initial stage, liquidation is expected to be carefully reviewed and approved through a hybrid operating model that combines smart contracts with the protocol’s risk-control process.

The goal of ITL Vault is not to liquidate users’ assets. Our purpose is to help ITL holders access liquidity in a more transparent, responsible, and secure way.

Always remember:

A lower LTV provides a larger safety margin. Proactive loan management is the best way to protect your collateral.

#ITLVault #InterLink #ITL #LTV #Liquidation #DeFi #Web3‌‌ #ITLG @inter_link

[ITL Collateral Vault @ITLvault]

🧵 ITL Vault is like a carefully crafted piece of fabric, created with precise and thoughtful stitches.

We understand that turning an idea into reality is never an easy journey. There will always be challenges, obstacles, and countless details that need to be refined.

That is why we are building ITL Vault with great care, patience, and responsibility—just like every stitch made with precision to create something strong and complete.

The project is now approximately 80% complete, and we are carefully finishing the final stages to deliver a secure, useful, and reliable product for the community.

🚀 Join us as we look forward to the official launch of ITL Vault.

#ITLVault #ITL #InterLink #ITLG @inter_link

[ITL Collateral Vault @ITLvault]

@abdullahiladu Amazing !

[Laduboii | T3 Official Interlink Ambassador @abdullahiladu]

Liquidity is one of the most important pillars of every mature blockchain ecosystem.

Holding valuable digital assets is powerful—but unlocking their utility without giving up ownership is what truly expands a decentralized economy.

That’s exactly where @ITLvault Vault comes in.

More than a lending protocol, @ITLvault is a collateral-based Web3 vault designed to strengthen the financial infrastructure of the InterLink ecosystem by enabling capital efficiency, transparency, and on-chain liquidity.

Instead of forcing users to choose between holding their assets or accessing liquidity, @ITLvault bridges the gap by allowing collateralized borrowing within a decentralized framework.

This transforms idle assets into productive capital while maintaining a trustless, transparent, and verifiable on-chain experience.

As the InterLink ecosystem grows with more dApps, businesses, payment solutions, and real-world utility, access to decentralized liquidity becomes increasingly essential.

Builders need capital.

Businesses need flexibility.

Users need financial tools that work without compromising ownership.

@ITLvault is being built to meet those needs.

Every mature blockchain eventually develops a robust financial layer where digital assets become more than investments—they become productive instruments that power innovation, entrepreneurship, and economic activity.

That’s the direction @ITLvault represents.

It isn’t simply about borrowing against collateral.

It’s about unlocking new possibilities for participation across the InterLink ecosystem.

Capital that was once static can become active.

Liquidity that was once inaccessible can fuel new opportunities.

Innovation that once depended on centralized intermediaries can move entirely on-chain.

The strongest Web3 ecosystems are defined not only by their technology but by the financial infrastructure they provide to their communities.

@ITLvault is laying the foundation for that infrastructure within InterLink—where transparency replaces trust, smart contracts replace unnecessary intermediaries, and asset utility extends far beyond simply holding tokens.

This is more than decentralized finance.

It’s the evolution of asset utility, liquidity access, and sustainable on-chain innovation.

As InterLink continues to expand, protocols like @ITLvault will help transform digital assets from passive holdings into engines of economic activity.

The future of Web3 belongs to ecosystems where every asset can work smarter.

@ITLvault is helping build that future—one block, one vault, and one innovation at a time.

#ITLVault #Interlink #ITLG #ITL

[ITL Collateral Vault @ITLvault]

@Dentchevy 🎉Congratulations

[ITL Collateral Vault @ITLvault]

@Lecan198791 🎉Congratulations

[ITL Collateral Vault @ITLvault]

🎉Congratulations to everyone who has won a prize in the ITL Vault Giveaway! Check the list below now to see whether you are one of the lucky winners. 🏆

In just two days, the campaign attracted more than 6,000 engagements and over 200 comments and posts about ITL Vault. Most importantly, we are now getting very close to our target of 2,000 followers, just as planned.

These numbers not only reflect the community’s interest and support, but also give us great motivation as we continue building ITL Vault.

Our team carefully reviewed every comment and post to select the most insightful, creative, and fortunate entries.

During the evaluation process, we found many other comments and posts that were also deserving of a reward. However, because the number of prizes is limited, we can only recognize the winners listed below.

To those who did not win this time, please do not be discouraged. We hope you will continue supporting ITL Vault, sharing your ideas, and joining our future activities.

If ITL Vault continues creating a positive impact for the community, we will have more opportunities to receive support from the InterLink Foundation. This also means there may be more campaigns, rewards, and community activities in the future.

Once again, we sincerely thank everyone who participated and showed their support for ITL Vault.

Today’s rewards may be small, but together we will build much greater value for ITL and help make it one of the most useful real-world assets in the Web3 ecosystem. 💜

🔁 Please share this post to help ITL Vault reach 2,000 followers. Now, let’s check the full list of winners!

🏆 WINNERS LIST

🥇 FIRST PRIZE – 25 ITL

Congratulations: @tekkaus

Post:
https://t.co/zKPGK861Rs

🥈 SECOND PRIZE – 15 ITL

Congratulations: @interlinkAg

Comment:
https://t.co/dn2p5xwbTI

🥉 THIRD PRIZE – 10 ITL

Congratulations: @Surjo4771

Post:
https://t.co/kvcUvKyZ1i

🎁 10 CONSOLATION PRIZES – 5 ITL EACH

1️⃣ @DwiDens_
https://t.co/ZzWCgg37Iq

2️⃣ @Dentchevy
https://t.co/LOKi0SH1mH

3️⃣ @KiniBng1
https://t.co/kiamWzyZRK

4️⃣ @zupiterzero5
https://t.co/PUJ3yh3kfA

5️⃣ @nazitaniamasoud
https://t.co/tF7J92m4iT

6️⃣ @CryptoFreeo980
https://t.co/2y90WZHgOT

7️⃣ @Keshar369
https://t.co/ozjg99GL7a

8️⃣ @zinniii123
https://t.co/W65NOb7np7

9️⃣ @hoangminh670
https://t.co/PY1k9Y4GSv

🔟 @Lecan198791
https://t.co/dqRjj5THLy

📩 HOW TO CLAIM YOUR REWARD

All winners, please send us a direct message on X at: @ITLvault

We will verify your information and guide you through the reward claim process.

#ITLVault #InterLink #ITL #Giveawayitlvault

[Lecan - Ambassador of Interlink Labs @Lecan198791]

ITL Vault DApp – Where Liquidity Meets Trust

One of the things I'm most excited about regarding the InterLink ecosystem isn't just the speed of the blockchain or the number of users, but the DeFi applications that truly deliver value.

The ITL Vault DApp is one such piece of the puzzle.

Instead of having to sell $ITL when they need cash flow, users can use $ITL as collateral to borrow stablecoins, maintaining a long-term position while having liquidity to continue investing or using.

That's a huge change.

In many ecosystems, whenever capital is needed, users are often forced to sell their tokens. This creates selling pressure on the market and causes many to miss out on opportunities to benefit if the price increases later.

With ITL Vault, the approach is completely different:

🔹 Maintaining ownership of assets.

🔹 Access to quick liquidity.

🔹 Increased capital efficiency. 🔹 Supporting a more sustainable DeFi ecosystem.

What I expect most is that when the Mainnet is fully open and more DApps are deployed, $ITL will not only be a token for trading, but will become an asset that can:

• Be used as collateral.

• Be used for payments.

• Be used for staking.

• Provide liquidity.

• Be used in many real-world applications on InterLink.

That's the long-term value of a blockchain.

If ITL Vault operates stably, transparently, and attracts users, it could become one of the key drivers increasing the demand for holding $ITL instead of just short-term speculation.

I believe the future of blockchain will not be determined by temporary price surges, but by the number of real-world applications that users can use every day.

ITL Vault is a step in that direction.

What are your biggest expectations for the ITL Vault DApp? 👇 Share your thoughts!
@ITLvault

#InterLink #ITLG #ITL #ITLX #ITLvault #giveawayitlvault

[ITL Collateral Vault @ITLvault]

@interlinkAg 🎉Congratulations

[ITL Collateral Vault @ITLvault]

@tekkaus 🎉Congratulations

[ITL Collateral Vault @ITLvault]

@DwiDens_ 🎉Congratulations

[ITL Collateral Vault @ITLvault]

🌙 Good evening, everyone!

We’re currently reviewing all comments and posts carefully to select our winners and lucky participants. 🎉

Thank you to everyone who joined the event and shared your thoughts. We truly appreciate your support!

Stay tuned—the winner announcement is coming soon. Good luck to everyone! 💜
#interlink #ITLG #ITL

[ITL Collateral Vault @ITLvault]

🎉 ITL VAULT GIVEAWAY – ON THE ROAD TO OUR FIRST 2,000 FOLLOWERS! 🎉
To thank our amazing community for the continuous support, ITL Vault is launching a giveaway with a total prize pool of 100 ITL.
Share your thoughts, opinions, or expectations about the ITL Vault DApp for a chance to win.
🏆 PRIZE STRUCTURE

🥇 1st Prize: 25 ITL
🥈 2nd Prize: 15 ITL
🥉 3rd Prize: 10 ITL
🎁 10 Consolation Prizes: 5 ITL each

Total Prize Pool: 100 ITL
✅ HOW TO PARTICIPATE

Follow @ITLVault on X
Like + Repost this post
Complete one of the two options below:

• Option 1 (Easy): Comment your thoughts about ITL Vault under this post
• Option 2 (Recommended): Post a separate tweet sharing your perspective, review, or expectations about ITL Vault
📌 IMPORTANT NOTES FOR SEPARATE POSTS
If you choose to post separately, you must:
Tag @ITLVault

Include all 3 hashtags: #ITLvault #interlink #giveawayitlvault
Posts missing the tag or hashtags will not be considered valid.
⏰ TIMELINE

Participation period: 12:00 on July 24 → 21:00 on July 26
Winners announcement: 20:00 on July 27

📌 HOW WINNERS ARE SELECTED
The top 3 prizes will be awarded to the most sincere, insightful, and creative comments/posts.

The 10 consolation prizes will be randomly selected among participants who complete all requirements.

Every follow, share, and thoughtful contribution helps ITL Vault get closer to our first 2,000 followers.
Let’s build a stronger community and a sustainable ecosystem together! 🚀💙

⚠️ SAFETY WARNINGITL Vault will never ask winners for private keys, recovery phrases, or any fees to claim their prizes.

[ITL Collateral Vault @ITLvault]

@Angusyeoh11 Yes, that is correct. After liquidation, the outstanding loan amount, applicable loan fees, liquidation fee, and any required transaction costs will be deducted first. Any remaining balance from the collateral will then be returned to the borrower.

[ITL Collateral Vault @ITLvault]

📢 ITL VAULT LOAN PLANS AND ALL ASSOCIATED COSTS

When using ITL as collateral to borrow USDT, users should clearly understand the loan term, applicable fees, and total repayment amount before confirming a loan.

During the initial stage, ITL Vault is expected to offer three loan plans:

🔹 30-day plan: 1.5% fixed fee
🔹 60-day plan: 3% fixed fee
🔹 90-day plan: 4.5% fixed fee

In addition to the fee for the selected loan term, users will also pay a 1% loan origination fee based on the amount of USDT borrowed. All other applicable fees will remain the same across the three plans.

For example, if a user borrows 100 USDT with the 30-day plan:

• Loan origination fee: 1 USDT
• 30-day fixed fee: 1.5 USDT
• Total loan cost: 2.5 USDT
• Total repayment amount: 102.5 USDT

If a user borrows 100 USDT with the 60-day plan:

• Loan origination fee: 1 USDT
• 60-day fixed fee: 3 USDT
• Total loan cost: 4 USDT
• Total repayment amount: 104 USDT

If a user borrows 100 USDT with the 90-day plan:

• Loan origination fee: 1 USDT
• 90-day fixed fee: 4.5 USDT
• Total loan cost: 5.5 USDT
• Total repayment amount: 105.5 USDT

All applicable fees will be clearly displayed before the user confirms the loan, allowing borrowers to understand the total cost and repayment obligation from the beginning.

🔹 CAN A LOAN BE REPAID EARLY?

Users may repay their loans before the maturity date and receive their collateral back sooner.

However, ITL Vault uses a fixed-fee structure for each loan plan. Therefore, the fee determined when the loan is approved will remain unchanged, even when the user repays early.

For example, if a user selects the 30-day plan but repays the loan after 15 days, the fixed fee will still be 1.5%.

🔹 GRACE PERIOD

After the maturity date, borrowers will have an additional 10-day grace period to complete repayment.

The grace period is not a new loan term and does not mean that the loan is automatically extended. It is an additional period that allows users to settle their repayment obligations before the loan becomes eligible for liquidation.

🔹 LIQUIDATION FEE

If a loan remains unpaid after the grace period and becomes eligible for liquidation, a 5% liquidation fee may be applied.

This fee only applies when the collateral is actually liquidated. Users who repay their loans on time will not be charged this fee.

Borrowers should therefore regularly monitor the maturity date, LTV ratio, and loan status so they can repay the loan or add more collateral when necessary.

🔹 TRANSPARENCY REGARDING FEES

We will continue reviewing the full cost structure of all loan plans to ensure that the protocol can operate safely, efficiently, and sustainably.

Should any additional type of fee become necessary in the future, we will provide a clear written announcement and display the fee transparently within the DApp so the community can review it before creating a loan.

Of course, any future fee changes will not affect loans that have already been created. The terms and costs confirmed when a loan is approved will remain unchanged until that loan is fully completed.

💬 Which plan would best suit your needs: 30, 60, or 90 days?

#ITLVault #InterLink #ITL #ITLG #DeFi #Web3

[InterLink Labs 👤 + 🌐 @inter_link]

$ITLG Is More Than Staking. It Is the Foundation of the InterLink Ecosystem.

Many people believe that $ITLG is significantly more valuable than ITL because it represents the “Genesis” asset. Others assume that the only purpose of $ITLG is to stake and receive ITL. In reality, staking is only one of its utilities. $ITLG was designed to become the governance foundation of the entire InterLink ecosystem, and its importance will continue to grow as the network evolves.

First, $ITLG is the governance token of InterLink DAO. Every major decision affecting the ecosystem is intended to be decided by the community rather than a centralized organization. Protocol upgrades, treasury management, validator policies, economic changes, ecosystem funding, and governance proposals will all be subject to community voting through $ITLG. Even whether $ITLG should become freely transferable like ITL in the future is expected to be decided by DAO governance instead of a unilateral decision from the Foundation. This reflects InterLink’s long-term vision of becoming one of the most decentralized and community-governed blockchain ecosystems.

Second, $ITLG will represent the right to participate in the future economic success of the ecosystem. Beyond staking to receive ITL, $ITLG holders are expected to gain access to revenue-sharing mechanisms generated by the expanding InterLink ecosystem. As more dApps, infrastructure, protocols, and real-world businesses are deployed on InterLink, $ITLG will increasingly represent long-term participation in the value created by the entire network rather than being limited to a single staking function.

Third, $ITLG gives the community the power to shape the future of InterLink while unlocking exclusive ecosystem opportunities. Holders will be able to vote on which dApps should receive ecosystem support, which projects deserve grants, and many other strategic decisions that determine the direction of the network. In addition, staking $ITLG may provide eligibility for future Business Token airdrops and priority access to participate in selected ecosystem projects. Rather than simply being a governance token, $ITLG is designed to become the key that connects long-term community members with the growth and opportunities created across the entire InterLink ecosystem.

The name InterLink Genesis was never chosen by accident. Every blockchain needs an economic layer, but it also needs a governance layer that protects its principles and ensures that power remains with its users. ITL is designed to become the economic engine of the ecosystem, while $ITLG is designed to become the governance foundation upon which the ecosystem is built. One powers the network’s economy, while the other protects its decentralization and ensures that the future of InterLink belongs to its community.

As its name suggests, InterLink Genesis represents the beginning of the entire ecosystem. $ITLG is the first foundation laid beneath InterLink, the cornerstone upon which the network is built and the collective intelligence that empowers the community to shape its future. While ITL powers the economy, $ITLG determines its direction. Together, they create a decentralized ecosystem owned, governed, and built by its community.
#InterLink #ITLG #ITL