Income & Wealth

34 years old • $1.9M net worth • No inheritance

[Income & Wealth @Income3Wealth]

@nicotinecap Lovely, thanks for sharing. Total return looks juicy. Can I ask you how much of your total NW would be allocated in BTI/BATS? Not doubting your conviction at all! 😬

[Income & Wealth @Income3Wealth]

@Therichardralph Over long periods of time you lose purch power as div stocks grow slower than avg market. Div stocks should either be a small % of your stock exposure now or should be added later in life eg before retirement. Moreover, you pay income tax on dividends, which lowers performance.

[Income & Wealth @Income3Wealth]

@NotA_Bull You’re likely poor

[Income & Wealth @Income3Wealth]

At $1.8mn net worth, I’m a stage where I do not need to take big risks but let my NW compound consistently. On top of that, I’ll still be working and invest my income regularly.

[Income & Wealth @Income3Wealth]

@GuyTalksFinance Forgot gold

[Income & Wealth @Income3Wealth]

Curious to see how markets will perform next week. Bet we see some volatility, with stocks potentially closing the week lower. At the same time, trump always chickens out, so we might even see a green week.

All cards on the table 🍿

[Income & Wealth @Income3Wealth]

Most people don’t fail at investing because they’re wrong.

They fail because they can’t stick around long enough to be right.

Time > intelligence.

[Income & Wealth @Income3Wealth]

@iamtomnash @grok how old is this interview

[Income & Wealth @Income3Wealth]

Decided to DCA into gold for the foreseeable future. I found it always weird to invest in precious metals however I now changed my mind and I’m targeting a 5% allocation in gold.

[Income & Wealth @Income3Wealth]

Buying a house won’t help you build wealth. It’s a drag effectively. Prioritize stocks as they give you liquidity, optionality and income. Buy a house only when you have enough financial assets and strong income.

[Income & Wealth @Income3Wealth]

@SteveOnSpeed @BarbellFi Money is not everything in life for most people

[Income & Wealth @Income3Wealth]

Net worth update December 2025:
- CHF 1.4mn
- USD 1.8mn
- EUR 1.5mn

[Income & Wealth @Income3Wealth]

@DividendMil Do you own a house?

[Income & Wealth @Income3Wealth]

@DreamDividend Boring

[Income & Wealth @Income3Wealth]

@TheDrugMoney Work

[Income & Wealth @Income3Wealth]

@DevotedDividend You’ll fall behind eventually as your portfolio will grow slower than the average stock portfolio. And then you’ll need to start working again. Unless the dividend investing is only a 20-40% of your stock ptf and the remaining is growth stocks.

[Income & Wealth @Income3Wealth]

@HeroDividend Clickbait

[Income & Wealth @Income3Wealth]

@ThinkAppraiser Leave USA

[Income & Wealth @Income3Wealth]

Always important to remember that most of your money should be invested in growth stocks. Over time, share of growth stocks can be reduced to allow for dividend stocks which underperform over the long term. Same goes for selling covered calls/investing in covered call ETF.

[Income & Wealth @Income3Wealth]

@DevotedDividend Maybe because NAV and price are very close $ wise?

[Income & Wealth @Income3Wealth]

@DevotedDividend Why do you look only at price performance when assessing the NAV decay? You should look at NAV + distributions instead no? Thanks for clarifying