Steve · Millionaire Habits

FI at 35. Stronger than ever. No inheritance. Just work. I teach the standards, systems, and decisions that get you there.

[Steve · Millionaire Habits @SteveOnSpeed]

Don’t let anyone con you: $1,000,000 is life-changing money for 90% of the world’s population.

The “$1M is nothing” crowd is made up of underachievers living in their parents’ basement who will never have anywhere near a mil.

[Steve · Millionaire Habits @SteveOnSpeed]

FYI: Being hated by people you don’t like and would never take advice from is not a bad thing.

Embrace it.

[Steve · Millionaire Habits @SteveOnSpeed]

@LoganARobison Hotels also win as people quickly realize they are often a much better value.

[Steve · Millionaire Habits @SteveOnSpeed]

Building wealth is the same way. Nobody applauds:

- Saying no
- Investing 25%
- Tracking spending
- Paying yourself first

This builds wealth.

Complaining that everyone is out to get you doesn’t.

[Ryan Stephens @ryanstephens]

A lot of fatherhood is doing things nobody will applaud.

Showing up tired.
Keeping your promises.
Being patient when frustrated.
Making time when you're busy.

It's not glamorous.

But those little decisions, repeated over years, are how you build a family.

[Steve · Millionaire Habits @SteveOnSpeed]

@BarbellFi No question about it.

[Steve · Millionaire Habits @SteveOnSpeed]

@mjwerry It's nuts what's happening to our neighbors to the North. It's a slow but meticulous decline, and it's absolutely terrible to watch. This documentary is a must watch if you live in Canada - or anywhere near it!

[Steve · Millionaire Habits @SteveOnSpeed]

@azamsharp Depends on the host and whether they can afford a landscaping crew. ;)

[Steve · Millionaire Habits @SteveOnSpeed]

I might take AirBnBs more seriously if this is real. Might.

Based on principle, I don’t want to be charged a cleaning fee and be expected to clean the house and start the laundry before I go.

How was that EVER acceptable?

[Dexerto @Dexerto]

Airbnb is banning hosts from requiring guests to wash dishes, do laundry, or complete other "unreasonable" chores

Hosts who violate the policy could face warnings, flagged listings, and reduced visibility

[Steve · Millionaire Habits @SteveOnSpeed]

"But I'm just a little guy! I can't hire full-time cleaning crews!"

You signed up to be an Airbnb host.

[Steve · Millionaire Habits @SteveOnSpeed]

@rareliquidity Get the company match (if you have one). The 401(k) will reduce your taxable income, but you'd need to do the math to determine just how much to contribute to your 401(k) before funneling the rest into brokerage.

[Steve · Millionaire Habits @SteveOnSpeed]

@smoot_fit I'm at 4x a week, and another 2x a week at zone 2/3 cardio.

[Steve · Millionaire Habits @SteveOnSpeed]

Health insurance companies are the bane of our existence.

[unusual_whales @unusual_whales]

Healthcare premiums are expected to skyrocket for the fourth year in a row, and employees will likely pay more when they receive care, too, per CNN

[Steve · Millionaire Habits @SteveOnSpeed]

@DadisFIRE You're only "lucky" when you happen to be more successful than someone else.

No other possible reason. You were just lucky.

[Steve · Millionaire Habits @SteveOnSpeed]

@jeremyct Enjoy the drive!

[Steve · Millionaire Habits @SteveOnSpeed]

@ACLPlayer26 Hotels are just way better value.

[Steve · Millionaire Habits @SteveOnSpeed]

What's your protocol when you leave an Airbnb and something didn't work/went wrong?

Do you leave a negative review, or do you focus on the positives in the public review and send the owner a private message about the problems?

[Steve · Millionaire Habits @SteveOnSpeed]

@zmetler Definitely liquid.

[Steve · Millionaire Habits @SteveOnSpeed]

What money actually buys:

$5,000: Breathing room
$10,000: Starter emergency fund
$100,000: Options appear
$1M: Work becomes optional
$10M: Generational wealth unlocked
$100M: Influence, not just freedom
$1B: Building institutions, not just a portfolio

[Steve · Millionaire Habits @SteveOnSpeed]

@AvgTacos I know, it's crazy! ;)

[Steve · Millionaire Habits @SteveOnSpeed]

@Chrisinho175 We've had beds literally fall apart, hot water heaters that barely function, pots and plates from the 60s.

It's like owners put all the junk and things that don't work in their Airbnbs because, who cares, it's not like THEY are living there.

We always read reviews, BTW.

[Steve · Millionaire Habits @SteveOnSpeed]

@Solwoldjr74 This is how it should be.

[Alpha Vision @A_s_h_00]

$SPX | Market Map — October 22, 2026

Chance of finding a trade opportunity today = Medium 🟠

Zone 1: 7774–7794
🟢 Pivot: 7721
Zone 2: 7674–7696
Zone 3: 7545–7565

The wider choppy structure is still in play.

Today, we may get a good move if the right conditions develop at the right level and at the right time.

For now, patience matters more than forcing an entry. I’m watching for a clean reaction and clear confirmation before taking any setup.

Turn on notifications to get the latest updates on entry levels.

Not financial advice.