Good morning,
A new week has begun,
WAKE UP!
• Move your body.
• Work on your goals.
• Learn a skill.
• Build your business.
• Protect your health.
This week,
Choose discipline over comfort,
Choose action over excuses,
Choose consistency.
#ManDay
Two investors: One keeps buying even when it's boring. The other stops when the excitement dies.
Markets go up. Markets go down. The investor who keeps adding through both ends up with more of the market at a lower average price.
It's called shilling-cost averaging. It works because time in the market always beats timing the market. #FamilyBankListing
DEAR BROTHER, THIS IS EXACTLY HOW YOU CAN BECOME WEALTHY IN THE NEXT 5 YEARS:
1) Become financially educated.
2) Find a wealthy mentor.
3) Take control of your finances.
4) Save with the intent to invest.
5) Network with the rich and wealthy.
6) Multiply your income sources.
7) Take care of your health.
8) Spread the wealth.
9) Enjoy what you do.
And finally, believe in yourself.
Saving is a habit before it is a number.
It is how consistently you choose to keep something aside. Some people treat saving as what remains after spending. Others treat it as a non-negotiable commitment to their future. That difference changes everything.
Saving builds stability; buying you time, options, and negotiating power in life. It may feel small at the beginning, but consistency compounds into confidence.
When it comes to school fees, early planning gives you the advantage of time, allows you to align with your financial goals, and helps you avoid last-minute school fee struggles. It can even cushion you during unexpected financial setbacks, like job loss, ensuring your child’s education remains uninterrupted.
You can achieve this by saving in a Money Market Fund (MMF). An MMF allows you to build up savings over time while earning competitive returns, ensuring you have funds readily available when school fees are due.
You can’t save your way to financial independence.
It takes much more than mere accumulation of cash.
Start a business, invest in the capital markets, or improve your skills for higher income.
Find ways to make significantly more money from time to time.
Men,
✌️
It is a wrap.
Lesson of today: Emerge from suffering.
From today,
Don't allow suffering to make your softer.
Let suffering make you:
• Bolder
• Colder
Suffering is your furnace of becoming hard.
Become harder to fool, use or break.
#MasculinitySaturday
Before you join another Chama this year:
Build your emergency fund, repay your debts, and update your Health Insurance.
Those are the financial goals that really matter.
They deserve to be given first priority
How to invest KES 1M in Kenya?
1M in an Infrastructure bond yielding 13% will give you 130K per annum.
1M in a dividend king like BAT at the NSE will give you 128K per annum after taxes. (Current div yield of 13.54%)
1M in a MMF with an annual yield of 10% will give you a return of 87K after taxes.
1M in a special fund with a return of 17% will net you a return of 170K after taxes
1M in SACCO savings with a rebate of 10% will give you 95K after taxes.
1M in the average rental property in Kenya (8% return from rental income, with 90% plus occupancy) will give you 75K after taxes.
1M in your bank savings account will earn you a very big ZERO after a whole year
Where are you investing your money?
Men,
Good Morning,
Welcome to #MasculinitySaturday
It is an assembly
• Of MEN
• By MEN
• For MEN
This is the MID-YEAR edition.
As our usual tradition, sign the register of attendance
Which country, village, town or city are you following from?
Men,
A man who overcomes lust, gluttony and greed has solved 90% of his problems.
A man's first battle is self-betrayal,
A man's first victory is self-restraint.
The man who can govern himself has the power to command success.
#MasculinitySaturday
Men,
Keep your wounds private.
You are not the only one suffering,
If other men were to show you their wounds, you would be shocked.
Every time you expose your wounds of suffering to random people,
You hand people the power to hurt you even more.
#MasculinitySaturday
Men,
Betting,
Masturbation,
Pornography,
Prostitution,
Alcoholism.
All go hand in hand.
They feed on each other to devour your life.
These are spiritual illnesses of self-betrayal.
Fight them off.
#MasculinitySaturday
Men,
When life first turns against you,
It will first attack your emotions,
When a woman turns against you,
She will provoke your emotions.
Protect your emotions like GOLD.
When you protect your inner world, the outer world loses power to control you.
#MasculinitySaturday
Men,
A man who cries in public like a child because of emotions, is a disgraceful man.
A shame to himself, his inner world, and the people who depend on his stoicism.
A man cries in private. His tears drop in silence. In the darkness of his shadow.
#MasculinitySaturday
Men,
Modern women have FAKE
• eyelashes
• nails
• skin pigment
• buttocks
• breasts
• and a FAKE accent
But want AUTHENTIC MEN
Don't offer your authenticity to demons and artifical women who are performing drama in the audience for attention.
#MasculinitySaturday
Men,
MENTAL WELLNESS |
The people, systems and ideologies that have broken your mental wellness, are the same that want to guide you on mental wellness.
It is absurd.
It is an irony.
#MasculinitySaturday