Jarrett Holmes, CFP®

Financial Planning for Canadian Medical Professionals | Partner @ Evidence Based Finance Inc. | President’s List @ FP Canada

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@justinmanningv @bdkoepke Thanks for sharing Justin! I'd have to agree with the article!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@markcecchini Congratulations!!!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@jonrgibson @MarkMcGrathCFP Appreciate that Jon!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@jonrgibson @MarkMcGrathCFP Also very curious about this!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@MarkMcGrathCFP @jonrgibson Wow I haven't stopped thinking of this since I read it yesterday! Even just to send e-mails alone there's so much time to be saved.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@MarkMcGrathCFP @jonrgibson Mark and Jon - I'm curious what specifically you guys are using it for?

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@j_stock_ @bdkoepke @Byte_Sized_Blog Facts. West Bank land is literally a stone's throw from my deck, but I live in West Kelowna haha.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@j_stock_ @Byte_Sized_Blog @bdkoepke Yikes it sounds like Winnipeg's reputation followed me to Kelowna!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

Originally from Toronto, Maggie now live in the Eastern Townships, Quebec where she spends her summers gardening, and enjoys the winters by cross-country skiing and playing shinny.

Welcome Maggie Flynn, QAFP™!!!

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@j_stock_ and I are very excited to announce that due to exceptional support & demand from the medical community across Canada, we are adding Maggie Flynn, QAFP™, to our tight knit financial planning team at Evidence Based Finance.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

She loves working closely with clients to understand what matters most to them and to help them take practical, personalized steps toward their goals.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@JasonWattBCC @j_stock_ @Cdn4Nortel @MarkMcGrathCFP At a retainer of $3,000/year, an advisor can make a really good living with 80-100 clients, while providing a high level of attention to every client.

The client can get really good advice for $3K/year + between .20 and .50% depending how they choose to invest.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@JasonWattBCC @j_stock_ @Cdn4Nortel @MarkMcGrathCFP The mass affluent segment can be well served by a combo of advice only planning via one time plan or retainer engagements, coupled with a robo-advisor or self-directed single asset allocation ETF.

[Stephen Punwasi 🏚️📉🐈☃️ @StephenPunwasi]

For folks in 🇺🇸 trying to understand 🇨🇦 rn.

🇨🇦’s government powers in order:
- The king
- Guy who rigged bread prices
- China
- Prime Minister
- Hells Angels/Triads/Mob/Cartel
- Bell/Telus/Rogers
- Deputy Prime Minister
- Prince Andrew
- Big Fentanyl
- Premiers
- ISI

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@JasonWattBCC @CanadaTaxGuy @Hintonburgooner For sure - the contract quality is generally not as good in my experience, and I might argue the contracts aren't as well understood given there is less focus on those professions.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@JasonWattBCC @CanadaTaxGuy @Hintonburgooner Good clarification Jason. I was referring to professional series policies (RBC Ins. and Canada Life) which the bulk of my experience is with.

[Jarrett Holmes, CFP® @JarrettHolmesFP]

@CanadaTaxGuy @Hintonburgooner If you're an owner operator or an incorporated professional, it doesn't matter. The insurer will look at your corporate net income in determining insurable income. If you income split with a spouse but it's clear the corp. income was generated by you, they'll even add that back.